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jv20032006 | If you got a loan for $100000@ 8% for 28.5yrs how much would your payment be a month? |
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Peaches
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$1073.61 |
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nickhawkins21
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If you have excel try the pmt function but I am getting $743.27 a month. |
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Gem
 |
Your payment would be $743.27 a month for 342 months.
You will shorten the time of your loan and lessen your interest payout if you pay extra every month (just make sure you do not sign a loan that assesses an "early payment" penalty. Ask your broker about this and MAKE sure it is not in your contract.
The calculator that figures this out for you is called an amortization calculator, and this one is one of the best to use (and you don't have to give them your email address to use it).
http://www.bankrate.com/brm/popcalc2.asp |
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John H
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I came up with 743.26 using http://www.nationwidebillrelief.com/calculators/homeloan.html They may can get you a better rate as well. This does not include taxes. |
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Professor Jelly Tot
 |
8%? are you crazy or just stupid? |
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stock2004dc
 |
8% is way too much....think again |
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thebluntprincess
|
743.27 assuming its a fixed rate |
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InspectorBudget
 |
This web site has lots of financial calculators to help you with almost all of our everyyday questions:
http://www.finance.cch.com/tools/calcs.asp
Try it, it is really very good. |
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kittyrogers
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8%? Are you crazy? |
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cashemm
 |
It would be about $725.00 / month. |
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cjones1303
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$777.93. Excel has a function, =PMT, that calculates this for you. This is just the principal and interest. If this is a mortgage, you'd probably have to add in the monthly payment for real estate taxes and insurance. |
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glen s
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$100,000 @ 8% for 28.5 year amortization (when the loan is paid off) would cost you $734.34 per month.
I've used the below mortgage calculator and used my mortgage calculator and the answer is the same so unless you have diffwerent compounding interest where you live then this should be he correct answer...
That's $100,000 @ 8% compounded semi-anually with payments made monthly for an amortization of 28.5 years (342 months)
If your interest is compounded not semi-anually (like every mortgage I've ever dealt with) then you may come up with a different figure. |
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fdm215
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You need a mortgage calculator |
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