 When applying for mortgage? |
| how do banks work out your annual income? i have three payslips. does it matter that it shows basic hours, extra hours and bonus hours separately? my emplyment contract states a minimum of 20 hours ... |
|
 Removing someone's name from the Deed to the house? |
| I'm needing information on how to remove my "x"'s name off the deed to the house. She has since moved to another state. I have asked her to quick claim her name off the deed and I ... |
|
 Is paying 50% of your take home income to renting an apartment to much? |
| I owe nothing to anyone. No CC or School bills. All I need is the usual: Cell phone, food, personal cares (toothpaste, deodorant) , Cable/modem bills. Or is this amount forecasting trouble?... |
|
 Is it a bad idea to buy a 1 bed/1 bath home? |
| I'm moving to the northern Virginia area, and I'm looking to buy a condo or a small home. It's just me, so I figure a 1 bedroom and 1 bathroom condo or house would suffice and it'... |
|
 My electricity was turned off- do I have recourse? |
| The power company is in the process of installing new- bigger- power lines behind the houses. Due to problems with encroachment, they required the storage shed in the back of my rental property be ... |
|
 Nice places to live in the UK? |
| We are a couple in our mid thirties with a toddler and cats. We are temporarily in London, trying to decide where to live in the UK. We used to happily live in Brighton (in a nice 3 bed Victorian ... |
|
 Tenancy Agreement? |
| Can a tenant move someone else into the property if that person's name is not on the tenancy agreement?... |
|
 Is bigger always better? |
When it comes to houses?
I see so many people bragging about the size of their house but quite frankly I prefer a smaller house; 1-2 bedrooms, 1 level, but with all the amenities. Understandably ... |
|
 Too young to live alone? |
| I am 19 years old and considering renting/moving into a house by myself. I currently live between my parents’ house and a share house, but I find it difficult to stay at either house for more than ... |
|
 My father passed away recently and made me executor in his will but he didn't sign it? |
My sisters and I don't want to sell his house and I am the only one able to move in. We all agreed on this. How do we split the inheritance of the house 3 ways? Live in PA
Additional D... |
|
 How can i know if a rent to own landlord is legit? |
Additional Details
there is no lease agreement im attempting to find a place the is a rent to own and there is a company around here that does that and i want to check them out.... |
|
 When making an offer on a house how low should i go? |
| We have just seen a house we like its up for a guide price of ÂŁ209,995 what should we offer? it is a new build not yet finished inside. we are in the uk.... |
|
 My landlord gave me 30 days notice can he still evict me 4 non payment even if he's been paid by then I'm n NY |
| I was withholding rent because he failed to make necessary repairs. When he did make repairs, I gave him partial payment of back rent and told him that I would give him the rest next month when the ... |
|
 I would like to buy a house by June. How soon should we start looking at houses? |
| We are in an apartment now and signed our lease for 7 months since we are expecting. I am in a masters program and hope to find a job once I'm done school. We already have a realtor we will work ... |
|
 Me and my boyfreind decided to buy a new house together. I am buying and he is co buying ? |
He is married but has not been with her in 10 years can she do anything? Does he have to sign a disclaimer deed?
Additional Details
he has not been with his wife in 10 yrs and he has a ... |
|
 Can I sell part of my house? |
Our house has three flours.
The first and second floor is all we use and thats the main part of the house.
The ground floor is a self contained flat with a kitchen, bathroom, living and ... |
|
|  |
Joel W | If you pay for a lean on a house you own that house right? |
|
 |
 
Vernon H
|
Your name needs to be on the title deed to be an owner. |
|
deadeye5599
 |
If you have only that one lien yes, but better check should there be others |
|
babyshoes
|
no ,it depends on the agreement.
you may have a claim against the owner of the house for whom you are paying the loan,but again it depends on the circumstances and any loan agreement and repayment schedule (to you)agreed to.
just because you are paying the loan(why are you ?),does not mean you will automatically own the house once it is paid,or even have an interest in the proceeds if it is sold at a 'profit" |
|
janice a
|
It to me depends on if you are doing this for yourself , or someone else . |
|
Uther Aurelianus
 |
A lien on property means that if/when that property sells, the lien-holder gets paid first. If there is still a mortgage, then the mortgage company gets their money. If there is then any leftover, the mortgage payer gets the balance.
If you buy the lien from the holder, then you become the lien-holder and get paid first as above. If you simply pay off the lien, it means that particular debt is paid. |
|
BoomChikkaBoom
|
No, it means you own the lien. |
|
Brian G
 |
If you buy a lien on a house or any other property, you have purchased the right to collect what is owed that caused a lien to be placed on the property. If they fail to pay, you may foreclose (in the case of a house) or take other measures to collect the debt. |
|
socialwork2010
 |
If you mean a lien, as in a tax lien, then no, you do not own the house, unless you have all of your mortgage obligations paid off in addition to the tax lien or you mean lien as in mortgage loan. Do you have a mortgage (loan) or home equity (line of credit) out on your home? Or is it paid for in full? If it is, you should receive a release for the title of you home and insurance company. |
|
Skinny
|
That depends...how did you acquire the lean do you now have the deed with lein released...if you just paid someone else's note than no now they own it. Is there a second lein on the house? Did you pay that one too...are there any back taxes owed that may have a lein on it...if so than no...if you really want an exact answer to all the possibilities that go with question I suggest talking with a lawyer who specializes in that field. |
|
ferrisandclarence
|
no you do not OWn the house..what you have is a first come forst paid note..of sourts.if /when the houe is sold the financers and any lein..not lean..holders get forst dibs on any monies that need to be paid,, |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 27 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 1 month(s) ago
| | | |
10 | 4 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
