 How to change from a 30 yr mortgage to 15 year? |
I bought a house a year ago and am in a 30-year mortgage. I was just looking at a 30 vs 15 year calculation and the 15 year mortgage is only about $100 more a month.
Can this be right? The loan ... |
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 My lease ends July but, my apartment says I cannot get out of the lease until September.....? |
| My lease ends July but, my apartment says I cannot get out of the lease until September because I didn't give them a heads that I was leaving on July. Is that true?... |
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 Once the old house is purchased how many years can you sew last owner for hidden faults? |
| we bought the house last year only to find out that the floors are completly rotten under ceramic tiles as well as the floor in the basement under carpet. Rotting is due to water entering over ... |
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 For all builders out there honest questions no stupid ones? |
| we hv just moved into property owned by housing assoc brand new were told not to do anything repairs for a year time is up now by law what should they be doing bearing in mind there are cracks ... |
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 How low will House Prices crash to? |
| How much are house prices going to drop in the next year? First time buyers need up to 50% to make them affordable... will they get there?... |
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 Landlord Issues!!!!!!!!!? |
Our Landlord comes round all the time to check up on us - thinks were ruining the place but the letting agent thinks our house is neat and tidy.
Its getting a bit annoying having him come ... |
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| Double standard with mortgages? Why did my "friend" tell me that I wouldn't get approved for mortgage? |
| Okay my friend is 18, in college, and works at BEST BUY(she has savings though) yet she got approved for a $200K mortgage with $40K down. (the house is for her + her mom; she's splitting the ... |
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 What does 1.5 bathrooms mean? |
I am trying to rent a room in another city for the first time.
i found a room in a shared townhouse that says:
- One big bedroom in a 4 bedroom townhouse
- 1.5 bathrooms
I dont ... |
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 Mortgage interest rate. Should I lock now? |
| I applied for a mortgage today and got a rate of 6.0% if I lock today (I still did not). This is a 30 year/fixed, 20% downpayment and I have to pay down 2.75 points to get this rate. There is no ... |
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 Whats important to you when you buy a house? |
| I know different people are looking for different things, but whats important to you when your buying a house? The size of the kitchen or bathroom, the garden? What makes you want to buy that house?? ... |
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 Can I buy a house even though I'm only 18? |
Will there still be a problem if I pay cash? Is there an issue if I have so little credit willl it still affect me?
Additional Details
If i go away to college will it affect me even ... |
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 What is the average monthly mortage payment for a house that costs $350,000? |
Additional Details
I am buying a 5 bedroom $350,000
house and i need to find out what the average mortage payment is.
I have a monthly income of $8,333.40.... |
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 Realtor doing her job? |
| House has been on the market for 3 weeks. We have only had one showing (by another realtor from out of town). She has not shown the property once. The feedback from the Realtor open house, and the ... |
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 What has been your worst experience renting a house? |
Either as a landlord, tenant or in a group or share home.
It was inspired by this story in the media.
http://www.nydailynews.c... |
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 Can I try to sell my house without a realtor before my house goes into foreclosure? |
| I'm getting ready to lose my house and I was wondering if it is possible to try to sell my house on my own. What is involved? I don't want to involve a realtor because I owe to much on ... |
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 Is 12% interest too high? Owner financed home.. please help!? |
| We already moven into a home that is going to be sold to us in a rent to own term. At the begining the agreement was 80,000 with monthly payments.. no interest.. then they told us that price changed ... |
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doughnut222 | If you put your house for sale do you have to sell it if someone offers your asking price? |
if asking 200k, and a buyer offers 200k, do you have to except his offer. is there a penilty if you change your mind and do not sell it to the offerer? |
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♥Sarah ♥
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No you don't have to accept however like the other Realtor mentioned if you are in a listing agreement with a Broker you may be required to pay the commision. Most contracts have some verbage to the effect of " So long as the broker or brokers agent brings a ready, willing and able buyer to purchase the property at or above the asking price the full commision will be due"
If you are selling it By Owner then certainly you can say no with no worries. If not I would check the terms of your listing agreement.
But the question really is why would you not want to sell if you got a full price offer? If you have changed your mind about selling at all I would take if off the market. If you are hoping for a higher offer consider how long it took you to get that one and be greatful!! Many home owners out there would love a full price offer but they are not getting even one.
Best of luck! |
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mefrancis
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No. But if your home is listed with a Realtor and you don't accept it, you might be obligated to pay the commission depending on the terms of your contract. |
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maddie_bales_13
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no... you choose who you sell your house to, it is YOUR house, so you get to choose who buys it. you can askthem to go higher if you wish. no penility. |
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coley0204
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No its your choice which offer you accept. Some offer way more than what your asking price is and some offer way less!!! |
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Roberto
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I'm not a lawyer. And live in Mexico, so take anything with a grain of salt.
I think that if you have signed a contract for the sale transaction, or received any money in advance you might be charged or something.
If not, then probably not. But check with a lawyer. |
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luminosa
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I don't know if there would be a penalty or not. But why in the world would you ask for a price and be lucky enough to be offered that price, then turn it down? Always ask a little above what you want and negotiate down the the price you really want. |
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freta_4
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No you never have to sell your house, if you want take it off the market it is your house. Now if you accepted the offer you should have put in the contract pending you finding a house that you want to buy, then if you don't find a house the contract is null and void. |
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financing_loans
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Nobody can force you to do anything. Its just what is it going to cost you for the consequences of your actions.
You list a home for 200K and somebody offers you 250K You can say no. Real estate agent might sue you for commissions, but you are not legally bound to sell your home. You can change your mind. |
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Tiamo
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No, as long as there is no verbal or written agreement of buy/sell. They offering matching price means nothing.
- this is not legal advise |
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jamesnbarnes
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If they are willing to pay you what you asked, why arent you willing to sell it? Unless you signed the contract, No. |
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natureguy2
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Generally yes, unless they put a condition on it ,like an inspection, subject to financing, or if they want 90 days to sell their home.
If it is unconditional, then
you sold your home. |
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