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I am 24 in part time eduction to get the qualifications i need to get a job coz i left school when i was 14 due to bullying. I live in the uk.
do you guys have any advice for someone ... |
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The address is 10114 Kirkdale Houston, TX Zip: 77089
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| I am renting a house out for $1400 to a couple. They had a 12 month lease that ended October 1st and then the lease turned month to month. The lease also says I need 90 days notice before they decide ... |
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| I live in Las Vegas, NV and am purchasing a home. I want to go VA, because I don't want to put anything down. However, my current lender-to-be is including mortgage insurance. I was told that ... |
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I was renting a backroom of a house.
When I moved in a contract was never signed because my landlord (my landlord does not own the house, she rents it) never thought it was necessary.
T... |
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| Me & My husband have pretty good credit and are looking to buy a home within the next 6 months. We will have money to put down, but what are the first steps that we should take, in buying a new ... |
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| My husband and I plan on moving out of New Jersey within the next 3 years. This is something we've decided on for quite some time now...we're just waiting for my schooling to be done. Even ... |
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 I am a buyer and would like to switch my agent on a property purchase? |
| I was in the process of buying a property and our offer expired. I was not very happy with my agent's performance on this offer due to numerous reasons. I never signed a contract with the agent ... |
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 Our apt. complex is trying to evict us. We are trying to pay the rent left. Can they still evict us if we pay? |
Today 01/26 we were given a 3-days-notice from our complex.
Our backrent due is 1,800 [I know. It's not my fault. My mother in law didn't pay her share.] Anyway. We will be ... |
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 What does it mean to say that a house has "good bones"? And how do you determine that it does? |
| I'm looking to buy a cheap fixer-upper house in the Cleveland or Columbus Ohio area. In my price range, many of the properties are listed as being sold "as is" or "no disclosures&... |
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Mr Rothwyn | If you were facing foreclosure, what would you do? |
Would you use Google to find a company to save your house or sell your house to? Is there a particular site you would go to? |
 |
 
Nick
 |
I would only use the internet to help me save my house by researching various options that would help stop the foreclosure process. I've heard of a bunch of scam stories of people being taken advantage of, because they didn't know what was going on, or trusted the wrong person.
So I'd get as much information as possible before attempting to save my home. Only then would I start calling companies and asking what they do and how they could help. I'd also call my mortgage company and check out what options they could offer. But it's better not to trust the mortgage company or any other foreclosure help company. I'd rather trust in my own knowledge first and use them for their resources.
I included the two sites in the sources that I searched for and that seem to have free information about stopping foreclosure. They have some reading material and blog entries, etc. If my house was being lost to foreclosure, I'd read as much as I could to avoid being a victim of a scam, and try to figure out what my best plans of action were.
Good luck, hopefully you are not facing foreclosure and just asking a rhetorical question. |
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dcgirl
 |
I'd go through a local real estate agent specializing in foreclosures. They get you a better price than the web-based companies. Companies that promise a fast settlement or sale usually offer you far less than what your house is worth. |
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Ralfcoder
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I would contact the bank or whoever holds the mortgage, and ask to work out a payment plan. They really, really don't want to foreclose - they lose a ton of money that way. They would rather negotiate with you, and work with you until you get back to a position where you can make the full payment.
Honestly - If you haven't talked to them, do so. It's to your benefit. If you really just can't afford it any more, and have no place to turn, you can try to sell it. But in this market, you're probably going to take a beating, and have to sell it below what its value was even just a year ago. |
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vincent t
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See if you can get your loan modified. You have to fight like hell to get this done, but do what your mortgage company instructs you to do to keep your home. Don't give up! No one wins in forclosure.
Countrywide2008 |
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Fabio G
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I would call a realtor to sell quickly ..... How many months behind are you ??? tell the bank you have a buyer or a realtor and they will slow down the process... also try to sell the property below market value or give the bank the home in lieu of foreclosure.. what is your loan amount ?? How many months behind are you?? what isthe value of the home VS the loan amount ??? very important questions you must answer for my help ... if you are really going into foreclosue dont give up this opportunity send me the info and I can guide you I have been there many times for my clients and even though I am not soliciting your business in any way ( I can really help you in directing you to the correct plan of action but please let me know more so I can help OK
Good luck this is bumpy ride and hanging on for the future is what is most important |
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lady
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be careful of those Internet places that say they will give you cash for your home-Do you have enough time to sell with a legit real estate agent?? or have you tried to contact your lender to see if there is anything else that can be done-there are so many banks that have these foreclosed houses on their books maybe they might want to work out something with you..good luck I'm sorry to hear of your trouble I know how you feel! |
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WILLIAM W
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First I would call the bank and talk to them tell them your situation and see if you could work things out. they would rather have you paying them something rather than them having your house back.
the bank is not into selling real estate they are in the business of making money on your interest. so they would rather work out a deal with you than
you to lose it. If this don't work you could always rent it out to someone to make your payments for awhile until you get things back in order. |
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beaupamer
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No.. I would not use online lenders. Sometimes online is too good to be true. Facing forclosure on a home due to financial difficulty, that happned to alot american family. The 1st step to do is talking to your morgage lender explainning the financial situation and ask to extend or waiver monthly payment for 2&3 months to catch up. Some morgage lender will work with you first before get into serious papper filing. Many online companies like lendertree.com is not a bank, only a company helping you finding bank give a loan based on your credit worthy, bank may offer a loan with high interest rate and plus many fees attached along with the loan.
Wish you luck... |
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Lesley
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The last thing you should do is try and find a "mortgage rescue" company. They are almost always (if not always scams). If you have the money to catch up (pay the mortgage plus additional amounts to pay off the arrearage), I would recommend finding a chapter 13 bankruptcy attorney. Chapter 13 forces the mortgage company to cooperate with you on catching up.
If you don't have the money to do that, then find a reputable real estate agent and try and sell the house and work with the mortgage company to do a short sale if you can't break even on the sale. |
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Mark B
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The people that responded all had good suggestions for you! I am not able to give you and email address of mine because YAHOO may think I am violating something. I know this sounds crazy but that's how it is.
you can send me an email and I can send you something that may help your situation.
balaban@sbcglobal.net
Thanks
Good luck
Mark |
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