 As a single first time buyer...? |
| How hard was it to get onto the property ladder? How did you do it? I feel I should be looking into this now but realistically can only afford a 50k mortgage and there aren't any properties ... |
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 What is the housing market like in your neck of the woods....? |
| How much would a 3 bedroom ranch with an attached garage cost where you live? One that is in relativly good shape....... |
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 2 bed 2 bath apartment for 2 couples? |
We are 2 newlywed couples, that go to college. We want to move in together. Would we have to pay more because we are 4 people? How would we divide the rent if one gets the master bedroom?
A... |
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 Why rent?..still does not make sense, ...? |
| even though being a 'renter' is less responsability you NEVER finish paying the landlord. Of course being a home owner, you pay property taxes and insurance...but you get to write it off ... |
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 Seller wants to stay past closing date... how much to charge? |
| I know it is mainly an individual's choice on how much to charge if the person you are buying a house from puts in a request to remain in the house a few days longer. I would just like to hear ... |
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 I own a house with my boyfriend and i want out of the house and the relationship. Can i sign the house over? |
| i am 24 yrs old and my boyfriend and i bought a house together 18 months ago and now i want out of the relationship. With the market how it is right now it is almost impossible to sell. I want out ... |
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 I need to break my lease!! how can i do that?? |
| Im in a lease at my apartments but the crime is getting real bad. my car got broken into and one of my good friends got raped near where i stay. there has been a big rise in crime since i have lived ... |
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 Refinancing with poor credit? |
| I am in an adjustable rate morgage, I have been for 3 years now. It is a 80/20 loan. Paid 115 and it similiar homes are going in the high 130 or low 140. My credit scores are 559 at low and 585 at ... |
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 How does a foreclosure affect a co-signer? |
Hi,
I was just curious of how you can save yourself, as a cosigner, from a foreclosure?
Does anyone have any idea?
Thank you very much.... |
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 Landlord/realty ignoring phone calls for maintenance requests. What to do? |
| What can be done if the landlord who is actually a realty is ignoring phone calls and voice messages left to them? There were more than four instances within the span of 6 days and they won't ... |
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 If you were facing foreclosure, what would you do? |
| Would you use Google to find a company to save your house or sell your house to? Is there a particular site you would go to?... |
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 I bidded on a house and now I cant afford it what do i do? |
| The other day I went to an auction and bidded 20000 over budget. The real estate person was really hassling me and I dont know why but I paid to much. I have not signed anything and I have not paid a ... |
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 Mortgage ? |
Can I cosign on a mortgage when I have no credit? As in no bad credit, no good credit?
Additional Details
I would be cosigner. Hubby is the major bread winner.
I have never ... |
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 Rent increases? |
| My landlord increased my rent twice already, once every 6 months since I moved to my apartment. Now they want to increase the late charges from $50 to $100! a couple of months ago we got a letter ... |
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 When a tenant gives 'written notice' when wanting to terminate a rental agreement. Does by email count? |
| We want to move out asap. The contract states 1 months written notice (nothing about it being signed). I emailed about 2 weeks ago, can I now write a signed letter and back date it?... |
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Jacks036 | If you were finacially able to buy a home for a poor family which you never met, would you do it? |
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expo99_ai
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I would have to know the details on why there were poor in the 1st place. They could be poor because of bad decisions that they will continue if you put them in a house. If they were poor because of a lost job or disability, I would definitely do it. |
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cd_leo22
 |
definitely. Makes no difference if you know them or not, they'd still be in the same situation. |
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Iloveshane
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is there really such a thing as a selfless good deed...this would be one. ive been poor before and yes my parents were alcholics. but was that my fault..i think if only we had a stable home..not have to worry bout being kicked out of apts and having to sleep on someones couch...for some families and children that is a daily reality...so yes if i had the money i would buy them a house because i have walked a mile in their shoes so to speak...but if you never had to live that life that you really dont know much about poor ppl why theyre poor. etc.. everyone should get to know what it feels like to be pooor for just one day but thats not reality cuz you know tomorrow you get to go back to your good life. i would buy houses for as many poor ppl as i could...
i know many ppl think o theyre helping these drug addicts and lazy ppl continue to be lazy...but there are the children of these addicts and lazy ppl when do they get helped. never.... |
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Sporky
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Yes |
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Irishrose
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No |
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shiprepairwoman
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Probably not, people don't value things they don't earn. Something like housing for humanity will get them a home but they make sure they are willing to earn part of it and then still have a payment.
Besides if you don't help yourself you don't get pride of achievement and taking that from someone leaves them empty. |
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Alwyn C
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Gladly. |
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Wrenched
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"Surely you're not saying we have the resources
To save the poor from their lot?
There will be poor always, pathetically struggling.
Look at the good things you've got."
Jesus Christ Superstar, 1973. |
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vlvtnrbt
 |
Well yes, I am a landlord and as such I provide a tiny little amount of low to moderately priced housing to the overall market. Is it better to give a man a fish, and feed him for a day, or teach a man to fish and feed him for life.
In other words if someone does not have the skills and abilities to obtain adequate housing for themselves, then giving them their own single family residence is not the answer, because they will not have the necessary skills and abilities to maintain and resolve other issues in their life that were responsible for their situation.
This is my issue with habitat for humanity, for the few folks who get a house out of it , its wonderful but wouldn't it be better to use those resources to teach more people to build their own house and several skillsets besides homebuilding , such as personal finance, and other portable jobskills for employment than to give one family a house. I can build a house from start to finish and it isn't that complicated so others can do the same For those who for serious handicap or disability cannot provide for themselves the government should provide some minimum housing resource but if you make it much nicer than a minimum standard, than a whole lot more folks will suddenly be handicapped and disabled. Sorry but thats what happens, I see it all the time . The other thing I see all the time are folks who have been lucky enough to find their way into this country legally, without even being able to speak English. They start out doing arduous work under terrible conditions and within a few years manage to put themselves into the middle class. I've slept "rough" and sleeping rough gave me a lot of incentive to make good life choices. |
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roger S
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I think that the real question is do you want to do it. There are many "saviours" everyday who help people and it is the satisfaction that they have gained knowing that they have helped someone in need. If you look inside your heart and sense that something is wrong...then by all means put a stop to it and question your ethics. Might it be that you want to see some proof that they are doing everything they can to help themselves....maybe they are lazy...maybe they have drug problems. It isn't against the law to do your own investigative journalism before you cede this kind of money and in fact you should do some homework. My advice then is simply this. I would not give someone a house. It would be too easy for them to sell it and be gone with the money. They could lose it on loans or borrowing capital against it. If what you truly feel is to help others...then start with the children. Most parents nowadays cannot afford educational plans for their children. A $10,000 RESP invested for over 18 years for the average child can do wonders for those who wish to pursue an advanced education. The government also contributes around 40% for the child up to like $7000. The child then has 26 years with which to use it towards an education and this way if the child does further their education the money rolls back to you...less the governments contribution. Hope this helps in your dilemma. I for an example just opened an RESP for my children which is valid until 2032. |
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cin
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Of course, everyone deserves a second chance no matter what the circumstances.
Why not make someone else's life better? Is the question. |
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