 Is there a loan I can get because I am a homeowner? |
| I bought a house about 1 year ago. I really need a loan to get on my feet and to pay off some bills. I hear alot about home equity loans and such but I dont know if I qualify for that. Are there ... |
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 How hard is it to buy your first house? |
Additional Details
What are the things to consider before buying?... |
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 Do you think my landlord is being greedy? |
| I am very upset that my landlord is taking my kindness for weakness. I currently live in a 2 bedroom condo. I am a good tennant that pays my rent on time. My lease ends on October 31, 2008. I am also ... |
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 If i am selling a house without a real estate agent, what do i need? |
| Is it enought to just get a good residential real estate lawyer?... |
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 Does my wife has the right to the property that I inherited from my parents? |
| I inherited a property from my parents. It's not pay off yet. Im the one who's continuing the mortgage payment. It's under my name (in loan document, and other paper works). Is there�... |
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 I am a single mum being forced to leave my home!!? |
| I have been living in the same home for 3 years. I fist rented the property from a friend and signed a lease. A year ago her mother took over the lease and no lease was signed. In october my ... |
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 Scared about moving out on our own.... Does my husband make enough for us to get our own place soon? |
| My husband and I have been living with his family for about 1 year now and we have a 6 month old son. He works and I stay home with our son. We've been having alot of problems living there and I ... |
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 How much do houses cost where you live? |
Additional Details
And where do you live?... |
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 Who's responsible for the mass number of recent and upcoming home foreclosures? |
| A significant number of people that don't qualify for traditional home loans accept subprime loans to get into a home of their own, often without understanding that their mortgage will jump ... |
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 Real state scam????A friend of mine who's realstate agent is offering me to buy a home with my credit and th |
| and he will pay me 10,000 US dollars, just until they fix the house, supposedly they will pay the mortgage until they sell the home , i wanna know if anyone has heard of anything similiar, or is it ... |
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 Tenant is doing childcare out of house, shouldn't she have gotten permission? |
| I just found out that my tenant is doing childcare out of the house I'm renting to her. There's an electrical problem, and I'm having an electrician come fix it, but she says to me ... |
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| I have lowered my price on my house again? |
| My house has been on market for almost 90 days. Market is bad. I lowered the price 10,000 2 weeks ago and last week lowered it anohter 20,000 to get it sold. Only 8 agents has shown the house. My ... |
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 Why don't estate agents put the asking price up on their "For Sale" board's? |
Additional Details
If it's OK for old Bob down the road to stick up a bit of paper in his old Ford Fiesta saying:
FOR SALE
New MOT
6 Months Tax
Good ... |
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 What is the best type of mortgage if I only plan to stay in the house for 4 years? |
| My job is transfering me to a temporary postion that will only last 3 to 4 years max. What type of mortgage should I get to get the lowest monthly payment since I know I will be selling in 3 or 4 ... |
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 Can I request reimbursement from the landlord, for not having the working phone line? |
| I got charged $55 by AT&T for having the technician fix the phone line with no dial tone. So, I am wondering if I can ask my landlord to reimburse that amount since they are supposed to have at ... |
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 Any legal recourse if lender over-appraised home and now i can't sell it for what i owe them? |
| I borrowed $400,000 in 2006 when my condo was "appraised" for $560,000. The loan balance is currently $405,000, plus I have two more years before a $14,000 preppayment penalty is waived. M... |
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 Does anyone know how/where i can advertise for roommates in san francisco? |
| im going to be attending college in san francisco and my parents are thinking of getting a condo that me and some roommates can share. but i have no idea how to advertise for roommates. can anyone ... |
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Jesalex | If your credit is bad how can you buy a house? |
My marriage pretty much destroyed my credit. Now I need to buy a house and I'm afraid my credit won't allow me to.
Any suggestions or advice is very much appreciated. |
 |
 
Nova G
|
at the current financial situation, it's really not possible for a person with bad credit to get a big loan, ofcourse unless you are willing to settle for a very high interest rate and even then the chances of getting a loan is still slim.
wait for the market to stabilize. and by then your credit might get excellent ;-).
Be careful of any phony loan scams. it could be like from frying pan to fire! |
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Mickey Mouse Spears
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Save up some money for a 20% down payment, and try to repair your credit at the same time. Invest in a book or two about repairing your credit (I recommend Suze Orman). |
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cerbphan
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Good luck
Especially now, with the credit crunch, banks apprehend to loan to bad payers
I suggest that you rent for a few years, and save a lot of money so you can put a big down payment |
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Jarod O
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Rent! You should rent now anyhow because prices aren't going anywhere but south. Think about buying in 2010 - 2011 |
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joscasta
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Do you really need to buy a house? I would rent until your credit gets better. Put your stuff into storage, and explain everything to a landlord if they have problems, offer to double the security deposit, along with first and last month's rent. The best place to check out rents is www.craigslist.org where you can find some people renting out their houses even! |
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Harry
 |
There are still mortgages available for people with less than perfect credit. You will pay a higher interest rate for the mortgage, because it is viewed as a more risky loan. Make sure you ask about down payment requirements and about any fees associated with the loan. They can also cost you more in fees. If you go thru a mortgage broker there will be fees. They make their money by matching you up with a finance company that is willing to loan you the money. |
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acermill
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You simply CAN'T buy a house in this market with bad credit, unless you can come up with most of the cash to pay for the cost of the house. Lenders have been severely burned by lending to those with questionable credit, and the practice has come to a halt. You will need to repair your credit before considering purchasing a home. |
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golferwhoworks
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get with a local broker and see what they can do?
I am a mortgage banker in TN & KY |
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estielmo
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You don't. You don't deserve a house. You must work for it.
You rent a low-class dump for a year or two and get a couple jobs and use the time to pay off your debt, build your credit and a huge nest egg. |
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godged
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It depends on how bad your credit is. Talk to a local lender who can let you know what possibilties are available to you. |
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Right Wing Nut Job
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Work with a credit counselor to repair your damaged credit. |
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cableguy
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marry a rich guy |
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Ya4Today
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you never know? I got approved for 270K I have shittty credit! |
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