 My electric bill, Please advice? |
| HI we recently got our electric bill and it is 3 times from the normal, its 350, for 2 months, is usually 150. Our hot water leaks and the landlord is taking forever to fix it, nobody really knows ... |
|
 Why should I rent or buy my first home? |
| I'm 27 and I just gotten married. We are looking into getting a house now. The only problem is that I am in the Army and stationed in Italy while my wife is located in Texas. Once I leave Italy I... |
|
 How can I find a cheap apartment in Washington DC? I'm planning to relocate from Detroit.I? |
| I can only afford to spend about 300 dollars the first month, more after that *once I get paid*. I'm leaving Detroit within the next month *hopefully* and have to somehow arrange housing amidst ... |
|
 Would a bank make payment plans for me if i owe ? |
for overdrafting fees i want to know so the y dont take my whole check cuz i need the money to pay the rents holla back anyone soon!!
Additional Details
thank ya'll for helping so ... |
|
 If I complete a rental application and get approved, does that mean I am now bound the apartment? |
| I am now waiting on more paperwork to fill out but I would like to know if this application means I've signed my life to this apartment and there's no turning back. Currently, I am waiting ... |
|
 How to handle a Sect 8 tenant who is angry and irrational? |
| A Sect 8 tenant receiving disability moved into my unit recently. This tenant demanded to move in early before rent check was received, called at 11:30 am that night, made a list of 50 or more items ... |
|
 ARM vs. Fixed Rate? |
We can either get a 5/1 ARM or my parents can loan me money and we can get the fixed rate for 30 years. Which would you do right now???
Additional Details
I will pay my parents back by ... |
|
 How do I get into real estate business? |
| Everytime I ask around to find out how to get into the business they always tell me you need a lots of investment. It is very discouraging..so I need help! Is there a webstie?... |
|
 I am moving into a new apartment July 31st and came to agreement that this would be okay. Apt managemis tryin |
| to change move in date to the 20th of july whis is total bs and will cost me an additional 400 dollars that I am not willing to spend. My rent is paid through the first at the place I live at now. I... |
|
 Can a tennant give a 30 day notice and assume the security deposit will be used? |
| When you give a 30 day notice for example of the 27th, on the 1st do you still have rent due? Is it fair for the tennant to ask that the security deposit be used as rent?... |
|
 Question about refinancing my home.? |
| Say, for the sake of arguement, that I currently have a mortgage for 100K. I heard that I can refinance my home (at whatever the current market interest rate is, which just happens to be lower then ... |
|
 My Mother in law has messed up our mortgage payment and I'm worried? |
OK this is going to be long so bear with me.
Last year we fell into arrears with our mortgage. We went to court, a suspended possession order was granted, but we managed to raise the ... |
|
 NEW home buyer question?? |
| Im looking to purchase a new home if i find a house selling for 80,000 but worth 100,000 can i get the loan for what the house is worth so i can have extra money to take care of other things???does ... |
|
 I'm looking to move down south. I need suggestions and/or recommendations for which city to move to? |
Hello,
I am currently a resident of Buffalo, NY. I have about a year and a half of school left (I'm in grad school).
Anyway, 27 years of cold weather, high taxes, and a ... |
|
|  |
STEPHEN T | Ihave lousy credit, my broker got me into a loan i could not afford or qualify for? |
the bank never veried the phoney income statement. after i questioned the bank about why they gave me the loan we found false bank statements too. what should i do? |
 |
 
Insurance Biz CT
|
Who gave the bank the phony bank statements, the broker?
Did you know that you couldn't afford it when you signed the papers? I think you are on the hook for the loan, but if you feel that the broker did something illegal, report them to your state's Banking Department. You must be able to show supporting documentation. |
|
Mrs. Goddess
|
Quit blaming everyone else for your poor (and fraudulent)choices. If you are old enough to buy a house, you're old enough to either set this right or take the fall for lying. Your choice. |
|
frankie b
 |
You are the one who is going to get in trouble here. You knew he sent phony statements, and you also knew you could not afford the payment. Its not like they tell you the payment AFTER you sign for the home. You knew ahead of time you could not afford this, and now you want to get out of it. This is what you get for lying. This is why its getting harder for normal hard working people to get a loan. You and millions of others lied on their loan app. Now live with it, and have fun with foreclosure |
|
Amanda H
|
Yanno, I see your question all the time. You want to blame the mortgage broker and somehow get out of a loan.
But the truth is, he told you what the payments would be, or atleast the interest rate. YOU chose the house. He could have qualified you for a 10M$ house but you'd know not to go get it. You should have picked a more modest home.
If you can sell and come out even, do it now before penalties and interest pile up. Go rent or get a cheaper house. Try not to pay anything more than 30 days late so you dont wreck your credit. |
|
Shelly t
|
did you take the money? if you took the money and spent it then you maybe up the creek. But I would seek a lawyer. If you can prove all this the bank may want to make arrangements with you instead of going to court. they may reduce your interest to zero extend your payment time. |
|
knowledge
 |
When you apply for a loan you go full doc or stated. If you stated your income without documentation then you would have had to put $ down. They wouldnt lend up to 100% with bad credit and stated status. So you bought into the house and you made the mistake not the broker. If you went full doc then you could get 100% financing but you would be providing the documents.....you see...so then it is still your mistake not the brokers. |
|
Brian G
 |
If the broker gave the bank phony information, the bank will pursue the criminal aspect of that. You may be able to win a case against the broker for money that you are out due to not being able to keep up with the loan. But when it comes down to it, you are expected to read the loan contract and sign that you agree to the terms of it. So, bottom line is, you are the one ultimately responsible for getting into a loan you can't afford. Not trying to be mean or rude, just realistic. |
|
Dustin W
 |
You need todo whatever you can to make this right. You may need to pick up a second job. Remember you are the one that got yourself into the loan so you need to get yourself out of it |
|
dprince2469
 |
If you signed for the loan you are legally bond to the loan. But you really need to get a legal representative to help you out. This is really deep. I'm a real estate agent and a home inspector so I know the in and out of the business. That is why most brokers tell their clients to verify all the paper work and you have to read the fine print. You really need to find legal assistance for this. You need to go to the real estate commission in your state and let them know what is going on. They will cover some of your expense. But you will have to pay all the legal fees. |
|
sara
|
I would switch banks...and sounds to me like the broker only cares about the potion he/she makes off you. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 2 minutes(s) ago
| | | |
7 | 41 minutes(s) ago
| | | |
10 | 57 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 5 day(s) ago
| | | |
10 | 6 day(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
