 If you qualify for a $150,000 home loan but the house is only $130,000, Do you get to keep the remaing? |
We are trying to get qualified for $150,000 home loan. The home we are looking for is actually only $130,000. Would they redo the loan or could we keep the $20,000?
Additional Details
I ... |
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 What can I do before moving out, to prove that I left the place clean and not beyond normal wear and tear? |
| I've asked my landlord to complete a move out inspection with me, after I've moved everything out of the unit. Yet he insists he will do the inspection ALONE and notify me later regarding ... |
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 Can your landlord call you 35 min. before coming over and just let him/herself in if you are sleeping? |
| Our landlord called and 35 min. later he was here while my husband was sleeping. When he entered the house, he found that we had pets that we were not suppose to have. As far as I know, it is ... |
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 My apartment left me a note that they will be doing inspections ...? |
inside of the apartments the next couple of days. Is this ethical for apartments to do this? What exactly will they be inspecting? The leaky roofs that they never fix?
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 Do you really think its a bad time to buy a home? |
| I'm getting married in June and everyone is telling me that its a really bad time, with the economy and all, to buy a home. Am I being naive or is it really a bad time? If so then what do I do.... |
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 How do people get so rich (ie. Buying a 3-family home)? |
| if you make 60k a year, and 30k of that is wasted every year on living expenses.. how do you get rich? What kind of income do you need to afford a $800,000 home?? What job and how much experience?... |
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 Renters moved in but failed to put utilities in their own name, and how can we as landlords make them pay? |
| We have a rental house that the tenants told us they had put the utitlities in their own name before they moved in. They didn't do it until they had been there nearly 2 weeks, then they moved ... |
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 When negotiating on a house...silly question? |
| Is it like buying a car? Do you negotiate on prices? and if so how much can you usually get knocked off? (looking to buy a house in the $350k range) What do I need to look for when speaking to a ... |
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 What's your best advice for a first time home buyer? |
| My husband and I are beginning to look for our first house! We are very excited, and are nervous too. We know that we need to look past decor and more at the condition of the house, but what is your ... |
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 Where do get the best bang for your buck? |
| Like where is a great place to live where you can get more of a home (bigger and nicer) for really cheap??... |
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 I Need to Pay My Rent by the 5th, I don't get paid till July 15th, I'm thinking about getting a title loan. |
| Is it possible to get a 30 or 60 day interest free loan from a title loan company? I just need to make it to the July 15th payday and I will be able to pay it back. I need to get 1400.00 from them. I ... |
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 23 yrs old- too early to think about buying a house? |
| So I'm 23 and still live with my parents. I want to get my own place but I don't want to rent. I want to buy a home but I don't know if I can afford it. I recently bought a new car and ... |
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 How much is your rent? |
Mine is $600/mo. for 2BR in Asheville, NC.
How much is rent in your area?... |
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 Do anyone know where i can rent a house or get information on renting houses? |
my husband and i are looking for a home to rent. if anyone
knows where we can rent a home or information on how to go about renting a home, can you guys help us out?... |
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 I want to buy a house and rent it to make money. Is that a good idea? |
| I was also thinking apartment complex, but do you have to get financed by a bank, and will they let you rent out the house? And how d you get financing for apartments?... |
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 How do I know what I owe for rent if I move in the middle of the month? |
| My lease ended several yrs ago so it's month to month. My landlord says I owe him for all of Feburary. I think I owe him for the last month I rent. When I moved in I only paid 1st months rent ... |
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 Why, when the value of my house has fallen ,? |
| must I continue paying the full mortgage price ? I consider the banks should be made to drop the value of the mortgages for all home buyers////.... |
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Donshon | In New Jersey, should a landlord provide it's tenants with a refrigerator? |
When i first went to look at this place the place was so clean and nice that i didn't pay any attention to whether or not there was a refrigerator there. I put the deposit down but after a couple days i realized there isn't a fridge there (keep in mind i haven't moved in yet). The landlord lady says if you want a fridge you need to bring your own. So my question is, shouldn't all landlords provide their tenants with a fridge in New Jersey? Is there some kind of law stating that?
Additional Details
When i first went to look at this place the place was so clean and nice that i didn't pay any attention to whether or not there was a refrigerator there. I put the deposit down but after a couple days i realized there isn't a fridge there (keep in mind i haven't moved in yet). The landlord lady says if you want a fridge you need to bring your own. So my question is, shouldn't all landlords provide their tenants with a fridge in New Jersey? Is there some kind of law stating that?
Many of you answered its not against the law. So is it lawful to get my deposit back after 4 or 5 days? The only lease terms regarding deposit was the landlord will return once i move out and the apt is in original condition. |
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Landlord
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There are no laws regarding applicances. I don't provide them either, because if I do then I have to fix them when the renters break them! It even costs money to throw those things away! |
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davidgrocks
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Not sure about Jersey, but here in Missouri it's up to the landlord. |
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AlexB
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u should've checked since you didn't say anything at the first place then i think it's done |
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fousiya b
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dont think so |
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?
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dont know where in NJ but it is optional in wildwood |
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velious
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If I was a prospect..I'd expect something so basic as this. It's like "OH....I have to pay a security deposit, rent, AND a new frige?".. forget that. If you act cheap, your tenats will pick up on that and act the same way. |
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Sugar
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If he does the rent will be higher. |
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GEEGEE
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I'm from NY originally, and while most apts do provide fridges, some do not. Sometimes smaller bldgings or two family houses do not. I rented in a two family house and we needed to buy our own. My sister lives in a 6 unit blding right now, on Long Island, and she had to buy her own. What the law says, I don't know, but in NY anyway, they don't seem to mandate it, at least in smaller buildings. |
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ash.shop
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there is no law per say but good practise to provide a fridge and washing machine.
i do as a landlord |
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redplumbbabythumb
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I believe it's a law in NJ, or most towns, that the landlord needs to provide basic appliances. That's bs to have to buy your own fridge. They're big and expensive and what are you supposed to do with it if you move. Call the municipal office and ask or tell him you want your deposit back. |
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T-hun
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A land lord does not have to provide a refrigerator they only have to provide a stove. My suggestion would be to look in a newspaper for a used fridge or even on craigslist.org You might be able to get one for free or very cheap! |
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Classy Granny
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If there isn't a refrigerator, there probably isn't a stove either. Some rentals have appliances and some don't. There are no laws that state rentals must be furnished with appliances. If you have already put down a deposit, you could loose it if you don't move in. The landlord is not obligated to return it to you. |
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that one kid
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yes but if you move out take your fridge with you |
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Joe
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I would assume so but i'm not a lawyer hopefully someone else will be able to answer this question. Granted moving a fridge in will probably require you to take the door off and the landlord would have to pay for that. same for moving the refrigerator out. |
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~ ♥ Lady T ♥ ~
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All rented apartments should be equipped with a fridge and a stove. Tell that land lord that she's full of sh*t. |
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thegoodknight
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I live in NJ and my landlord supplied the apartment with a fridge. He said it's the law therefore mandatory. However he won't repair the weird noise that is coming from the applicance. He will only replace if the fridge does not freeze or keep the food cold. |
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