 Question about Rent! |
| Me and my boyfriend live together in an apt, we are both on the lease for another 7 months. Things aren't going so well and I am thinking about moving out. In the last argument, he asked me to ... |
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 Why was I charged extra money for Escrow? |
| I was charged an additional $300.00 that I need to pay on my next month's bill. The taxes went up about $250.00 and my coupon book says I need to pay $20.00 more per month because of that. What ... |
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 Judgemenet against my husband that we never knew about.? |
| I just found out by a site search that my husband has a judgment against him for $700.00 for rent and damages to teh apartment he rented for 3 months. He moved homes and jobs. We were never notified ... |
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 I am trying to find the max loan amount I can get and the mim dwn payment i can get without requiring PMI? |
I want a house that cost 400,000 and was appraised at 375,000. My monthly income is 7300.00 and I have two cars totalling 730.00, alimony 400 and credit cards.
My proposed conventional mtg ... |
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 Breaking an apt lease??? |
| Okay, me and my fiance moved into a 1 bedroom apartment in Feb of this year. We signed a year lease. Since we moved in, we have had a bad cockroach problem, the gate to the carport has been broken ... |
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 Apartment move-out and move-in!!!? |
MOVE-OUT:
Do we really have to ask our apartment manager to walk through with us before we move-out of our apartment? Then, after walking through with us, can we really ask them to make a ... |
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 Moving out tips? What is "Reasonable wear and tear"? |
My partner and i are moving out of our furnished (rented) flat on monday for our new place.
We really need all the deposit money back - what are your tips for leaving the flat in tip-top ... |
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 Do I have to have a down payment to buy a new house? |
| My brother says you can get a house with a very small down payment. I own the family home. Dad gave it to me before he died and I do not want to sell it. The family would be really upset. Its not ... |
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 My landlord wants to sell the apartment I rent.? |
| I live in MA. and pay my rent on time. My landlord wants me to move so he can sell the property. I'm waiting to hear from housing to get an affordable place and currently am unemployed as I was ... |
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 How much would i have to earn to be renting a house for £600 a month? |
| I've found a nice house to rent for £600 a month with my boyfriend. The agency it's with needs proof of income for renters. How much do you think our combined income would have to be a ... |
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 Real Estate Agent claims he undercharged me for sale of house seven months ago, do I have to pay? |
| I purchased a home seven months ago. Yesterday the real estate lawyer's office called me and said a mistake was made on our paperwork and they had undercharged me by $500. Apparently when ... |
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 My Mother left me Her house which is paid off, It's worth at least $400,000.00. I have horrible credit.? |
| I owe $22,000.00 in property taxes. I despratly need help, but I'm not sure what kind of help I'm looking for. I think a private investor, looking for a great return in a short period,(... |
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 Why wont my home sell? |
| My home is in a very active subdivision the longest listing being 2 weeks(excpet mine now on the market 1 month! Average home is selling in 5-6 days! We are at a good market price most home have sold ... |
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 If I apply for a mortgage with my partner, will the bank tell him the details of my credit report? |
| It might not be a good report, although I am taking care of my finances now. Will the bank tell him how much I owe, etc.?... |
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 I think my landlord came in when i wasnt home , i left a light on when i returned it was off , uncool ? |
i feel annoyed would you be ?
Additional Details
yes i made a point of leaving it on , when i got home i checked and the light was still working just off ...... |
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MindyMoo | In UK how can house prices have almost doubled in the last 10 years when wages have hardly gone up at all? |
To compare - how do, or how can people manage to pay their mortgage? Also the rate of inflation in UK is based on "items" "chosen" by the government in their favour each month to make it look like it hasn't gone up much when all utility bills have actually soared. How is this allowed and WHY? |
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cubalishus
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You know I often wonder these things myself, last year we were lucky enough to finishing paying our mortgage and thought great a bit more money each month, no such luck, the house rates, water rates, insurance, gas and electric have gone up and taken the extra we thought we would have from having no mortgage anymore, my hubby has worked at the same place for 12 years and his wage is about £100 more a month that in was 12 years ago yet everything else is going through the roof and we all have to find the money somewhere don't we, the government need a reality check on what people are having to pay out each month, I honestly think they believe that because so many people have credit cards they have enough income to cover them, no way they are having to get credit cards to help pay their bills each month, I just thank my lucky stars that I am not starting out on the mortgage front and buying a house, I think I would be better in a tent in a field somewhere living off the land, it would be cheaper. |
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willywonka
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simply because interest rates are low.
and yes wages have gone up...
try reading the press and perhaps getting a better paid job.
and to correct you they have tripled/quadrupled not doubled .
- depending on where you live. |
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g8bvl
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so you pay more interest on your mortgage, more tax to insure it and maintain it and the government then gets a cut when you are dead because the value of your estate is too large. |
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Mattman
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Trying to catch up on inflation is like watching a dog chasing his own tail and the tail is getting shorter. |
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Linda
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I know! Why? why? it's so unfair! I'm convinced our parents had it so much better. But it's the same everywhere! I'm living in Spain and it's impossible to buy even a small apartment! |
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Kyral
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I have no idea why it is allowed but I know what you mean!
I had an oil fired heating system put in 8 yrs ago, it cost £88 for 900ltrs of oil, today it costs £325!!!!!!!!!!!!!
My house value has increased by £65000 over 3 years!!!!!!!!!!!!!! but im not rich coz its dead money.
My wages in no way compare to these increases.
I just read that about the average wage being over £500 a week.........that might be a fact but look at it this way......9 ppl earn £200/wk and the 10th person earns £600/wk therefore the average for these 10 ppl is £240/wk.....get it. The average may be £500+ per week but there are very few people getting it! Obviously if you can afford to live by the Thames in the docklands then YOU are lol. |
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theshadow01
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Not just in the UK. Parts of the US housing prices have gone up more than 200%, along with homeowner's insurance, property taxes, etc.
The average worker in some locations can no longer afford a home. I had to sell mine & move to a part of the country where it has not gotten out of control, YET.
Government is in bed with big business, that is how it happens. |
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Astra
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. . . with house prices so much depends on where you live, my house as doubled in the last five years (London Docklands on the river) but I have friends in other parts of the country whose houses certainly have not doubled in the last ten years.
Inflation (items have been standard for decades and not chosen by any government) has been fairly constant for the past ten years at 2 to 2.5%.
Utility bills, no longer under state ownership, have become realistic (this is a capitalist society, you wouldn't been complaining if you held shares in the utility companies) and if you think wages haven't gone up - go speak to your employer.
The national average wage in the UK is currently £26,151 per annum or £502.90 per week (check it out on the internet).
So how is what allowed ? |
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Padma Ramanulla
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Over population. |
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nemesis
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Interest rates are much lower than 10 years ago, so this makes the cost of money cheaper. In addition, lenders are much more flexible in mortgage lending e.g. lending higher income multiples.
In addition, the market itself has become more flexible. Now, its generally a couples only market; and its heading in the direction of only "certain" types of couple (e.g. where one is earning a high salary).
When prices get too high, then the mortgage market will respond with new products e.g. long term mortgages, interest only. No doubt, when things get really silly, they will find a newer way of lending money.
Also, there is an increase in demand for homes due to immigrants arriving in the UK - especially with the enlargement of the EU. |
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MortgageGuy
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beacuse no different then in the US...YOUR GOVERNMENT WANTS TO MAKE MORE MONEY ON PROPERTY TAXES...THE MORE YOUR HOUSE IS WORTH, THE MORE YOU GET CHARGES!!!
ALSO THEY KNOW IF YOUR HOUSE IS """WORHT MORE"""" THEN YOU WILL PULL OUT CASH, AND PROBABLY PURCHASE THINGS!!! THIS MEANS GOOD FOR YOUR GOVERNMENTS ECONOMY!!!
thats it....its all about $$$$$$$$$$$$$ |
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Gareth
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Cos we live in a rip of country. |
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Chriatian IV
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you moron |
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