 What is the the best way to back out of a verbal rental agreement? |
| I believe that my potential landlord is a scam artist. I recently cancelled a check after he insisted on payment in cash, but I think he might be hooked up with some bad people. How should I break ... |
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 My tenant moved out. I only had him pay first and last months rent, and no security deposit. Can i bill him? |
| the tenant had two dogs living in the home, and the brand new carpet was damaged, as well as a whole 'bedroom' was used as the dogs 'bathroom'. Even though no money was left as a ... |
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 I am interested in buying a new home, what can i do?????Please help!!!? |
| I just dont have the credit for it, and neither does my hubby. He has been previously married and that srewed up his credit. We make more than enough to pay for a home loan, but cannot get one. We ... |
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 Is it easier to get a home loan now because of the housing slump or harder? |
| I am interested in buying some land but do not have great credit. Is it easier to get a loan now or should I wait a few years and hope the market comes back up?... |
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 What website will help me find a house |
| what website can help me look at a house in a specific school district and let me see the price and where the house ... |
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 Is it possible to get a mortgage for a single family investment home under the credit of a corporation or LLC? |
| Is it possible to get a mortgage for a single family investment home (non owner occupied) under the credit of a corporation, LLC or Trust alone..If so what are the requirements and what lenders do ... |
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 Buying a House/Condo? |
| I'm starting to build my credit so i don't have good or bad credit. i figure instead of renting i could put 25k down and buy my own apartment/condo or even a small house. if the place costs ... |
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 What are some options to get out of homeownership without foreclosing? |
| I bought a house back in Jan. and since April I have been in a snowball effect of back luck. At this point, I'm drowning in credit debt and I'm working 2 jobs and BARELY paying the mortgage ... |
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 Damaged property after car crash? |
A car crashed into my bf's house on saturday. The pillar and railings on the boundary of the property are destroyed.
The pillar is lying in a heap, as is most of a wall that stops ... |
|
 Renting an apartment...and I just found black mold in several places....what to do? |
| I live in a quadplex... its basically 3 rooms (Bedroom, Bathroom, and Living/Dining/Kitchen) roughly 500-600 sq ft. These apartments were made pretty cheap... and our toilet & bathtub overflowed ... |
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 Would any of these be reason for breach of contract against my landlord? |
| We are currently renting a house from a friend that could not sell it. We moved in the middle of August, the house was not cleaned from the last tenants. The carpets were shampooed, but bathrooms &... |
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 How do i sell my house and buy a new one? Will my lender let me do that? |
| Right now i have 80/20 loan. 80% has 8% interest and 20 has 12%. ARM for 80% will be over in Jan 08. Would i be able to sell this house and buy a new one? My credit score has significantly gone ... |
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 What is a landlord allowed to say about you when asked for a reference? |
We paid on time and we gave notice before we moved.
What else are they allowed to say though?... |
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 Is it always such a freakin' pain in the *** to buy a house? |
| I'm in the process of buying my first house, and I swear, every time I think it's done, they want something else! I was approved for the loan, then the underwriters wanted even more info (... |
|
 Whats the hardest part of getting a Mortgage? |
| When shopping for a mortgage, what was the hardest part / worst part of YOUR loan process?... |
|
 Anyone Know About A Website To Find Apartments? |
| Does anyone know of apartments around the MD area for low cost? Or a good website that is free and nice or does anyone know of any roommates.... |
|
 How can you buy home owner's insurance without a house? |
| We are trying to buy our first home, and now before we even know if we will get financed, they want us to BUY home owner's insurance? How? Why? Wouldn't that be done once we buy the house? ... |
|
 What do you think of this house? |
Im looking to buy and this one looks nice what do you think
http://212.50.188.105/cg... |
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YourLocalGP | In the UK, what is the usual period for a mortgage to last? |
And are there disadvantages (apart from the obvious extra interest) to taking out a longer mortgage? At what age do most people get to the point where they own their own home? |
 |
 
Cherrypicker
|
The usual period is 25 years but now that is changing because of people's desperation to have a home of their own. I took out my first mortgage when i was 39 and so my house won't be paid for until I am over 60. My two friends started younger and have been mortgage free for years - lucky buggers! |
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Dory
|
25 years is normal, but it varies depending on your age when taking it out. My son will own his home when he is 49 as long as he doesn't move. My brother already owns his house and he is only 46. |
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Panos
 |
25 years usually.I hear the french are at a 10 year limit and you pay as much as you want,provided you payed them off in 10 years.Now they have new bank accounts here that allow you to over-pay and so they shorter terms.One of my ex bosses used to say...you get 25 years ,so you got enough time to do the place up !!! |
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Curious
|
Usual period of Mortgage: 25 years
Advantages of Longer Mortgage: Lower Repayments
Can't honestly answer the last question. Most people that own their homes outright I would say, are in their 50's upwards. depends when they bought them. |
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ignition306
 |
Yeah 25 years but you can have a longer one or even a shorter 1, mines 25 :( |
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Ragman
|
Until recently a normal mortgage would last for 25 years....the rise in house prices led to different schemes being introduced which take longer to pay off.
As long as there are no unseen complications I will be 49 when mine finishes |
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walnuts32
 |
The most important factor is affordability. How much do you want to pay a month ? Ensure your mortgage is paid off before you retire though. Its a myth to take 25 years on a mortgage. Poor advice. Who's to say thats best. It may be 19 years for you...No-one can give you advice without the full facts from you so be careful who you ask. Speak to a qualified advisor like myself. Good luck |
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lynno
 |
a morgage can last for 25yrs or less the more you put down the less the morgage or you could have any amount, the less yrs the more you pay per month,i only had mine over 12yrs but i pay "£500 per month,and depending on the cost of the house. |
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josephrob2003
 |
usually 25 years,but they have started lifetime mortgages that can be passed on to the family,dont like that idea,
most people if they are careful clear their mortgage in their 40's or 50's,dont touch interest only mortgages,opt for repayment as your mortgage slowly reduce's over the years,plus if you have any savings you can reduce it further |
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