 Can a landlord do a credit check? |
| We have had some really hard times and have to file bankruptcy. We are filling out an application for a apartment but there isnt a consent for a credit check but they do want our ss# can they turn us ... |
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 Help selling my house!? |
| We've had our home near Clearwater/St Pete FL on the market for almost a month. It's a terrific family house that's close to the beach (but no flood, no evac) with 4 bdrms and 2,140 ... |
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 Applying for mortgage as fiance/fiancee....instead of married? |
Quick snapshot of our situation...
We are looking to purchase our first home next year when our current home lease expires around May. She has excellent credit (+750 FICO) and I have been ... |
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 Who replaces carpet when you rent a home? |
| i have rented from same property managment company for 10 years. house needs painting and carpet has never been replaced. is this the owners responsibilty and after how long should it be done?... |
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 Should real estate 'house flipping' be outlawed? |
| I have an adverse opinion to this real estate practice of buying a house, holding it for 90 days and then re-selling at large profits. I believe this practice to be dishonest and one of the reasons ... |
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 I am buying a house!!? |
I am buying a two bedroom house in swansea, it's on the market for 96,000 and i've been approved a mortgage for this amount and i have put an offer in, which has been excepted.
A... |
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 Cost of owning a home versus renting a home? |
What is the real cost of owning a home verses renting
Additional Details
I guess what I am asking is what other fees are there in owing a home. Is tax a major issue etc.... |
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 Rent increase before lease is up? |
| do i have any rights if my landlord increases my rent before my lease is up? i thought while under a lease rent couldnt be upped until my lease is up. I have no problems with my landlord except he ... |
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 Can I break my lease? |
| I live in Owings Mills, MD. My car has been hit multiple times outside of my apartment. Also the other night my fiance caught a man trying to break into my car. I also recently got a new job and ... |
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| I got accepted for mortgage, and i asked seller can i have house for 220 k instead of 225k.? |
| she said no too me, it was meant to be a private sale and she is my mothers next door neighbour. My point is house value is 225k and shes asking for 225k surely 220k isnt a bad offer.. i thought that ... |
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 Can I get rid of Private Mortgate Insurance now? |
| Hi. We bought our house in 99 for $145 k. We then refinanced and took out a loan in 03 - so our new loan balance was $210k. Our current balance on the house is about $198k. We're still ... |
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 What is better - renting or home ownership? |
| I've been throwing a lot of money in the past few years at renting places to live. I hate to think that this eats up a good piece of my budget. I was wondering if it'd be easier to own a ... |
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 Is there a fee for using a realtor when purchasing a home? |
| My fiance thinks no, and that the fee is paid by the seller. It seems to me that the seller would tack on the fee to the selling price so ultimately it is still the buyer that pays it in the end. T... |
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 Can a landlord charge me for a new subfloor in the kitchen when we only ripped the linoleum? |
I am having so many issues with my old landlord and we haven't lived there is over a year. She is charging me for the following damages...
-Tear in the linoleum $900 (we agreed to buy new ... |
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 Noisy neighbour? |
I have just reported a neighbour because I can hear him beating his children (they visit him on the weekend) and the kids are scremin so much that it scares me.
He also plays loud music at ... |
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 Can anyone tell me the benefits of having 100% equity in your home?? |
| Like what are your options, especially if the value has gone up?? Are the benefits really good? What does it mean when you are ready to sell?... |
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 Good Credit, Have Debt...Can i get a Mortgage? |
| By year's end I will have about 15k in credit card debt. I currently make between 45k-50k and am looking to get a condo under 150k with around 10k down and I am a first time home buyer. I have ... |
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Jennifer O | In the current economy would it be better to build or buy a house? |
We live in a rural area most house to buy are older. |
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Spicer
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I'm not much of an expert, but my father is a contractor and I have learned a lot of information about this kind of subject from hearing him complain about the prices in today's economy, and how: 'a mediocre, two bedroom house is going for a rediculous $500,000', and such. This subject has actually been discussed within our family. And I know in the semi-small town I live in (appx. 20,000) my father said he could build a house as big as we have right now (appx. 3,000 sq. ft., excluding the basement) for about 50,000, but we could sell for 200,000-300,000! There are many things that influence the price of a house, as you know, such as the property size, near water?, and a large part of it is the location (rural, urban, suburb..) All in all, I belive it is safe to say that building is almost always cheaper than buying in today's 'all-about-money' economy. Also, I see you said most of the houses are older. I myself live in an older house which we made major renovations on, which put a big dent in the wallet! ... If you would be using a company to build, get a few estimates and compare, If you yourself have the know-how to build and will be taking it on, I would conclude that that would be the cheapest route to go... Hope I've helped. |
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Joe F
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dont know what area you're in, but in most places buliding supplies are pretty high(they're passing the high gasoline prices down to you)..plus any contractor(s)you get to build unless they're really close to you are jacking their prices up also due to gas prices...soo, it may make more sense to buy the best older house you can find for right now...and slowly fix it up nice and neat for selling later, and hopefully get some profit out of it, to either make a big dent in the cost of building new later,or buying a nice used house later.....also check with your favorite local lending institution for home improvement loans,etc.....the best advice,is the more you can save the better,which translates into---the more work you do yourself instead of hiring someone else to do it, the better....we saved approx. just over 30K by building everything ourselves.(meaning the closest bid for building was 30 away from what we put into it)..if you can round up just 'one' dependable person who knows building,tips,etc,..you can do it yourself and save a ton!......good luck! |
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Alterfemego
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Jennifer it depends on alot of things, but mostly what your familys needs are. Depends on where you live and what the housing market is like. Depends on what kinds of things you want and need in your home.
Consider looking at both and weighing your options. But make an informed decision based your needs. Best of Luck! |
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MJ
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To be honest for people that own houses its a bad time to sell and for people that want to buy houses its a good time to buy. but building is another topic that needs to be throughly discussed cause that could be a bad or good thing depending on the area. |
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UncleBen
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I'd be very cautious to build a house today, many builders are going under and you could get stuck with a house half paid for and only half built. So you'd be out of a lot of money, not have a place to live and own 1/2 a house that you might not be able to sell or under litigation. At least with buying an older home you'll get what you're paying for and always have the option of selling when the economy picks up if you're not happy with it later on.
Of course if you're "RICH" then that might not matter to you. |
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happywoman74
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Well it is definately a buyers market right now. Home values are taking a huge nose dive because so many homes are vacant.
As far as building a new home, it would be exactly what you want. Consider though the high costs of supplies right now. But I guess if you were to buy a home you would still do some remodeling so I guess you'll be buying supplies either way.
If I were you and I had the land, I would build. Whatever you do though, make sure you got everything you want in your plans. I've learned the hard way (had an addition put on house) that when you change plans during construction you give the contractor free reign to charge whatever. This happens because when they quote you they realize they're bidding against other contractors. So they'll go a little lower to get the job. The second you change one thing from the original building plans, they begin to throw in additional hidden costs. If you change anything make him quote it rather then just telling him to do it. Good Luck! |
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Rich
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It have done this for 20 years and have gone through over 23 homes. Its always better to build your own home and be the first owner and design it the way you like. Most of the time you save money as well. |
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Nopi R
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If you have the money buy a house that doesnt need renovation, with the current price of materials and labor it is very expensive to build a house and much more expensive to renovate. By the way the labor cost usually is 40 percent of the materials used. |
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mark a
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Good luck finding a lender who will do a construction loan. |
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Ginger R
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With the way home prices have crashed..I think it would be cheaper to buy then build right now.
Look in you local MLS listings : http://www.realtor.com/
Talk to a home builder. |
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Biggie @ Arbor Mortgage
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It would be better to purchase a home to get another home off of the market. |
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ksmith673
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Neither. |
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