 What is a draft contract? |
| It will be 3 weeks next monday since we accepted an offer on our house. The couple who are buying it have yet to get a valuation report done let alone a survey organised. I rang up the estate agent ... |
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 Roomates in apartments? |
| ok, so im either moving to minnesota or North Dakota and I want to room with someone in a apartment. This sounds dumb, but someone was telling me if you look in the minnesota newspaper, people put it ... |
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 Mortgage payments whilst in uni.? |
| Me and my partner are both in uni starting september but how are we going to pay the mortgage? It is important that we go to uni in the long term but how are we going to survive the next few years? A... |
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 Problems with landlord? |
We have been living in a property for 7 months now and our shorthold tennancy has just switched to 'month by month'.
do they have to give 1 month, or two months notice? also can ... |
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 Can i still rent an apartment with my husband if i have good credit and he has bad? |
| I almost make enough money to apply for a rental on my own, but he makes twice as much as i do, but has the bad credit. do you think that the rental units will let us get a place?... |
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 Is it unethical or hypocritical for a childless couple to buy a house in a good school district? |
| In populated areas, housing prices are influenced primarily by location (of course), but the school district can make a big difference too. Properties in good school districts generally sell faster ... |
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 Can anyone help me with a question about renting a property? |
| I have lived in my flat since Aug 2006 and have paid the same rent since then. I just received a letter from my landlord to say they are putting my rent up to be more in line with the current prices ... |
|
 FREE PROPERTIES... how interesting is that? |
I recently wrote a book acquiring real estate for nothing... free... i am wondering how interested serious people will actualy be upon seeing the advert 'free property'...
from ... |
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 Need help with mortgage information? |
| This is the first time buying a house. I was wondering do different lenders have different payment set ups, or do they all go by the same "rules" For instance, i got a quote on a house its 8... |
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 Someone passed away in my house......? |
| how do i tell the people that if they want to rent it in a way that wont freak them ... |
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 How often should landlord replace carpet? |
| We moved in six months ago..after a tenant who was here for 9yrs.We had to move in pretty fast because of our previous situation but the landlord had like 2 weeks in advance to get things in order.He ... |
|
 I want to buy a house? |
I want to buy a house. I have about 2o grand saved up and I have no idea how to go about it. Im in the guard so I think I have a va loan but I dont have great credit either. lol
Any input ... |
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 Why are homes in Detroit only 22,000 dollars? |
| 3 Bedroom homes go for cheap. What is wrong?... |
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 1st time home buyer, with poor credit.? |
| I am buying a home from my parents their balance is 200k or less. The house has been appraised before around 1.5yr ago, and it valued at 400k. My FICO score is 580. My yearly income is 45k. I dont ... |
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jeremy40484 | Is 4% fixed a good deal for a home loan? |
I got approved for a home loan at http://www.get-a-home-loan.net with a 4% fixed rate loan. Is this a good deal over 30 years or should i go 15 |
 |
 
HomesByDamon.com
 |
Assuming you're paying no points, a 4% DOES NOT EXIST on a 30 Yr fixed rate mortgage. The par rate (industry lingo for no points) is around 6.250%.
The poster's question looks suspiciously like an advertisement for the website. I can't provide any proof, but I see it all the time on different message boards where the poster poses a question as if he/she is a consumer, and then provides a link to the website just to get people to visit. |
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txrealestateagent
 |
SCAM
Going rate for a 30 year fixed is about 5.86%.
Someone who says they can get you 4% for 30 years is hiding something in the fine print.
I would move on, as I don't believe they can possibly give you 4% without some other conditions involved. |
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bianca
|
please read all the small prints with this loan, because right now ,there is no 4% fixed rate for 30 years loans. read good faith estimate please before making any decision. |
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iinakamura
|
no cause its FAKE
sounds like a good ole bait and switch |
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greg v
 |
You can pay all the points you want and still not get a 4% rate. did you read that on a flier or soemthing? it might be fixed for 6 motnhs but thats it.. might as well look at the 1% flyers too.. No way are you getting a fixed rate loan for 4% for more than 6 months. Send me the note and HUD paperwork after you clsoe and i will send you my left testicle. |
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mag
 |
either. 4 % is a great rate! take it while you can. |
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tonks_op
 |
Well I don't believe it. It doesn't sound like a fixed rate mortgage to me, unless you are buying down the points. I would look into this a bit more. There are a lot of crooks in the mortgage business. Many of them do not have to be licensed. Be careful. |
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Judy1
|
That's a great rate - almost too good, I'd read the fine print very carefully to see if there's up-front fees/points that change the effective rate a lot.
If you can really get 4%, I'd take it for as long as I could get. You can do better than that on CD's with the extra money you wouldn't pay the mortgage company. |
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Adoptive Father
 |
This seems too good to be true. Be careful. |
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