 Should I move out or keep living at mom's house? |
| The advantages to staying here is that I don't pay any rent, so I can save about $15,000 a year for retirement. The disadvantage is that she drives me insane. The embarrasing part is that I... |
|
 Is there a way to legally get tenants out of your property? |
| I have these tenants that have not paid rent and have been late quite a lot and i asked them to pack up but they wont leave... so what can i do??... |
|
 Moving out in July, should i start buying household items now? |
| I am (hopefully) moving out of my parents house and into an apt or trailer in July, and I was wondering if its a good idea to buy things such as pots and pans, silverware (basically any kitchen ware),... |
|
 Why are the interest rates so high? |
| in real estate? Everytime I go bid on a house my bank tells me the interest rate is higher then it was last time I bid on a house. It seems like a home mortage interest rate is as bad as gas prices. ... |
|
 I am buying a townhouse for about $250,000 which I can pay cash. Should I take out a mortgage anyway? |
| I have about $400,00 in the bank so I won't need the cash and have no other debt whatsoever? Are there really tax benefits you can write off with a mortgage or should I just pay cash and save ... |
|
 Will anyone give me a free house? |
I am a struggling student an oh how my life would be made easier through the kind donation of someone more fortunat than I! Miracles truly do happen!
Additional Details
Just a note had ... |
|
 Is a 4-bedroom house bettter than a 3-bedroom one? |
| I'm looking for a house with the aim of selling it in about 7 - 10 years time. At the area I'm looking at, there are some 4-bedroom houses which is priced similarly as a 3-bedroom one. C... |
|
 Why can't I get a mortgage? |
Me and my partner earn good money and would be more able to pay our monthly repayments. We don't have enough deposit but we have enough to cover all solicitors costs etc and the stamp duty.
... |
|
 Do you have to be 18 years old to purchase a house? |
| I just saw the video of the 17 year old who made a million dollars for her myspace website. Can she legally purchase a house, or does it has to be in the name of someone over 18 years old.... |
|
 Do you have to pay rent for a room, if you're not there (i.e. on holidays)? |
I'm lodging with a landlord and we get on fine. However, this xmas i will going home for about 3 weeks so i will not be there.
Obviously i am aware that she cannot let the room out while i ... |
|
 Theres a house in my neighborhood that looks abandoned. How can I find out about ownership of it? |
| I want to find it who the previous owner was or is so I can see if I can buy it and where would I go to find information out about it??... |
|
 Can I legally sell my property[house] for less than its value? |
if house is worth £100,000 can I sell it to family member for say £80,000?
Additional Details
I'm in S... |
|
 Need help with renting as I've ran away from family...? |
| Hi. I am a victim of domestic violence. I ran away from home in fear of being killed. I am looking for a place to rent but I don't have any money and I don't have a job. I am currently ... |
|
 How can i find out how much i can borrow on a mortgage? |
| i am renting at the moment and would like to buy, but don't know how to find out how much i will be allowed to borrow, i don't want to keep applying to different companys as i have been ... |
|
 Landlord selling house, Can I sue ? |
I only moved into a room that Im sharing in a house with another roommate and my landlady.
Well after just a month she did some renovations and suddenly has a buyer ! im furious!
She is ... |
|
 If my landlord is losing thee house that I live in what are my options as a tenant? |
| The house is being auctioned on the 19th of May. How long after that will I have to move? Are there any other options? I really like this house!!... |
|
|  |
stephanie s | Is 703 a good credit score ? |
We are buying a new home and they ran our credit with 3 different credit companies.Each company gave us a different score.they were 703,680 and 679. Is this good? Will they take the best one or an average. |
 |
 
Kaysee
 |
Yeah 703 is pretty good but its not the best. |
|
Nick Nick
|
They will take an average. But that's pretty good... compared to the rest of the country. |
|
eldridgejoe
 |
yes that is good |
|
PlatinumREI.com
|
It is a ways above average, which is supposedly 678. As a mortgage lender and nationally known credit expert, I can tell you that the scores YOU got online are NOT the scores I will get as a mortgage lender. Mine will be unpredictably higher or lower. But I can get your scores up higher from wherever they are and fantastic rates because of my superior knowledge.
Finally, a credit score is not all there is to mortgage lending. www.LearnAboutCredit.com is my site |
|
baby j
|
yes 703 is good........they will probably take the average of the three but still all of them are good. The avg. credit score is 680 |
|
margaret
|
From what I remember from the credit scores I've heard and seen 712. I think your credit is a good score. |
|
NW_iq_140
|
An average credit score is between 650 and 670. so 703 is better than average. Any thing above 700 is considered "good" credit. |
|
still waiting
|
They'll take an average most of the time, but some places take your highest score. It just depends on their requirements. Yes, 703 is a very good score to have. And as long as you don't have any liens or judgements against you, you should be fine. If you do, get them taken care of and your score will go up even more!
Good luck! |
|
Marianne
 |
yes it is very good you will have your say so in purchasing items |
|
TG Special
 |
Pretty decent. You will qualify to buy a house and get good credit.
Pay off and cancel a few credit cards and your score will go up. Look and see if you have open credit accounts, like dept stores, etc. Cancel them and again your score will go up. |
|
msjuliet2005
|
703 is very good. I think they will average. 680 and 679 are not bad either. |
|
Skip
|
Your scores are good. In the mortgage industry the middle scores is used to determine interest rate as well as loan programs you are qualified for.
Even though you have good scores there might be a small problem as the top score of 703 and 679 there is a 24 point difference. Some lenders and underwirters might look at this difference and want to know how and why the difference.
You will not have a problem qualifying for a mortgage program, you need to tell your mortgage broker your intents and plans about the purchase you are about to enter into so as you can get the loan that fit your situation.
Listening to your friends tell you about the loan they got and the rate they got might not fit into your plans or financial arrangement at this present time.
I hope this has been of some use to you good luck.
"FIGHT ON" |
|
deb2rule
|
yes that is a really good score. i think that's in the excellent score point |
|
bluealt
 |
Between 750 - 850 is an excellent score.
Probably above 700 is good. Your other two scores will bring down your average. |
|
jonathan s
|
Its fine just make sure that the loan officer dosent pull your credit score more than once (if there is no need to do it) because your credit score will be lowerd one point so be carefull any more questions please caontact me
mortage consultant |
|
Searchlight Crusade
|
Your score, according to mortgage lending models, is the *middle* of three scores, so 680 in your case, which is a tad below average but just fine. 703 is still below median (720, according to Fair Isaacsson, who does the modeling), but is just fine. 680 might pay an extra quarter point, but you can still get 100% financing from A paper lenders, and no prepayment penalties. Just don't go any lower. |
|
You are loved
|
Is this 703 your middle score? Your report comes back with 3 fico scores, Trans Union, Equifax and Experian, so you drop the highest and the lowest in order to get your middle score, the average of the three and it looks like your middle score is 680, not 703, I'd say you have a good fico score and should be able to get a great rate, however, you may not qualify for all programs lenders have to offer, many times the minimun requirement in order to get the best rate and loan is 720 middle fico.
But if you are cautious and depending on your monthly income and expenses, your debt ratio, you should qualify for a 100% financing and a good rate if you show proof of your income and meet the guidelines based on their ratio requirement which is about 37% (your total income versus your debt)
Hope this helped |
|
coral_deolali
|
credit score is not a bank balance, they are giving loan on re payment basis |
|
precious73@verizon.net
 |
YEP |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
20 | 5 minutes(s) ago
| | | |
20 | 32 minutes(s) ago
| | | |
20 | 37 minutes(s) ago
| | | |
20 | 40 minutes(s) ago
| | | |
20 | 3 hour(s) ago
| | | |
20 | 4 hour(s) ago
| | | |
20 | 5 hour(s) ago
| | | |
20 | 6 hour(s) ago
| | | |
20 | 9 hour(s) ago
| | | |
20 | 11 hour(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
