 Are we in the wrong? Landlord vs. Tenant? |
me and my partner letted out a flat for 6 months
we didnt want to stay anymore because new loud mouth neighbours moved in upstairs
so we moved our clothes out and left the rest there ... |
|
 I live in an apartment and people upstairs are making a lot of noises? |
| people upstairs are making a lot of noises. my mom can't sleep at night. Is there anything to i can buy to put on the ceiling to prevent the noises?... |
|
| How do I get my landlord to repair anything?? |
| I have been living in a house for only 2 months and it's awful. We were told by other renters that the landlord was great. Well now we have out bath water running out into the road. Mold in the ... |
|
 Can a landlord charge $1600 in damages after she already took our $1500 deposit? |
| She says there is over $3,000 in damages. She is so picky that she thinks damages are painting and carpet cleaning and cleaning of drapes, which by the way we did all of those before we left. She ... |
|
 Has anyone been approved for mortgages recently in the UK? |
| Is it still possible for first time buyers with a 10% ish deposit?... |
|
 As a seller, can I back out of a real estate deal if a contract is not yet signed? |
| We verbally accepted an offer but are now having second thoughts. The realtors are working on putting the contract together and that has ben sent to my lawyer. They'll likely be a contract ... |
|
 Need help in dealing with dishonest real estate agent-what to do!? |
| Hi-I have a question...we had been renting a house for about two years when the landlord suddenly decided to sell it. He gave us a choice of buying it which we decided against because the home has ... |
|
 I let my property via a letting agent? |
| I let my property via a letting agent who found me a tenant. since the tenants moved in they have not paid me any rent and now owe me over £4000. The tenant is now saying that he will not leave ... |
|
 Council reckon my home under right to buy is worth £95000,its like house that jack built,can they do this? |
| the bloke over the road bought a simalar property 2bedroom semi for £45000 2years ago under the same scheme.i just think they are trying to swindle me.they told me that i could bring in my own ... |
|
 Question about paying rent? |
| I live in a 3 bedroom house with my boyfriend, a baby on the way... This may be a strange question but I'm just wondering how much people pay for rent?... I feel we pay too much, maybe I'm ... |
|
 Should I pay this? |
| I rent a house from a letting agency. I have not even been in the property 6 months yet and I have been sent a bill from the Rates Collection Agency for £440. I'm not sure if this is for the ... |
|
 I started my own cleaning busines, so far so good, cleaning apt. homes.offices, but i have a problem with? |
| customer, last time i was in his apartment cleaning he was walking naked around and before he left to work he start to make personal question, like he want something else from me besides cleaning, so ... |
|
 Any good ideas on how to keep people from stealing the for sale signs we have posted to sell our home? |
| The signs are along the highway leading up to our house and we have had to replace them 3 times in the past 2 weeks--I can't afford a security camera to catch the person who is doing this----so I... |
|
 I was injured at my rental home,is my landlord resposible for the bill ? |
| I fell and fractured my elbow while going down the steps at my rental home. I have renters insurance but not health insurance. The steps are not level and there was no handrail. After replacement ... |
|
 Moving Out at 16 - Is it possible, and how do I go about this? |
| Okay, heres the deal. At home, me and my Mam argue a hell of a lot, and occasionally we get into fights. We can only ever manage to sit at the dinner table for about half an hour before we get into a ... |
|
 Moving to another state? |
| I want to move to another state not sure which yet but I wanted to know about prices of houses or apartments I just want a simple one bedroom one bath house since its only me and please be sure to ... |
|
|  |
ksimro | Is 8.9% interest on home loan is ok on $158,000 house? |
|
 |
 
Grandpa Mac
 |
I would say no. Interest rates are getting very low. You should be paying 5% to 7.5%. However, if you are putting very little down and you have a bad credit score, you might have to pay this much.
I think you would be better off improving your credit score and shopping for a different lender. |
|
CW L
 |
that s a ripoff, with the prices dropping another 1/2-1point in march, that'll put the prime at about 3%, so shop the percentages at your bank or lender.
Try for 1 1/2% above prime on a fixed mortgage for 30yrs |
|
Paula M
 |
NO.NO.NO. |
|
ticketoride04
 |
Its to high unless you have bad credit. In the month of march the feds are going to lower the rate another half point if not more.
5-6% now is a good rate |
|
Jermaine H
|
The only way it would be remotely acceptable is if your credit is virtually non-existent. Considering rates are under 6%, getting that high a rate is either a sign of predatory lending or their exposure is too high, which is usually attributed to a low credit score. Always shop around, and these days lenders need to make loans considering the state of the credit crunch. If your credit is good to great, you can do better. |
|
amy s
 |
Well a loan officer is going to base the interest rate on your Credit, equity, and income.
If your ficos are low, and you don't have much equity~That rate seems entirely justifiable and accurate.
If NOT~And you have good credit, and tons of equity i suggest going to a local bank as par currently is at 5.5% on a 30year.
Good luck! |
|
TPMG
|
No one should be offering that rate these days. If your credit is that bad, any reputable lender will deny you a loan. If you actually get quoted that you are dealing with someone that is NOT licensed and NOT reputable.
No lender is stupid enough to exchange risk for increased interest rate anymore. It does not work! |
|
Jayden
|
There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit<!--These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage Refinancing, making it possible for those with bad credit to realize the dream of owning their own home.You can find Home Loans here,
http://best-loans.awardspace.com/homeloans.htm
They also offer a debt consolidation offer which helps the home owner organize a comprehensive program for controlling their spending. Many consumers with bad credit are grateful for the opportunity to receive a second chance, sort to speak-->Bad credit hasn't stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives. |
|
The Cat thinks he's GOD
 |
WOW! Not unless your credit is bad and you don't have a down payment. If your credit is over 650 score, I think you need to reconsider the loan and find another lender. There are so many factors involved in creating the interest rate that this may be the best rate you can get. Somehow though, I doubt it. My friend just got a 15 year loan for $146,000 at 5.25 percent. For a good credit score with a down payment, I think you can get around 6 to 7 percent max. I know a lender that, depending upon your credit can offer as low as 5.75 on a 30 year. But again, it depends on the circumstances. A private lender can charge almost anything. But think about this, if there are factors in your credit that are driving the rate up. Go with the loan and refinance in 6 months to a year when your credit is better. Make sure this loan does NOT have a prepay, otherwise it will cost you more |
|
Weimaraner Mom
|
with interest rates so low right now that's high. However, if you have bad credit and are not putting anything down then that might be all you could qualify for.
If the above is not the case then if I were you I'd shop around for a better interest rate most are in the 5's right now. and getting a 5% interest rate vs. an 8% interest rate can save you thousands of dollars a year. |
|
Expert Realtor
 |
8.9% interest is a RIP OFF.
That is clearly a subprime loan.
You need to wait to buy until you credit is better and you can afford a better interest rate. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 6 minutes(s) ago
| | | |
11 | 38 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 9 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
