Any ideas to sell my house faster? |
i need to sell my house. It's been up for sell for a while. it's a great house. And the cost isn't too much, it's a great cost fo the house. Additional Details weve ... |
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I am homeless. I need help. PLS!? |
| Hello, I am a 20 year old who was seperated of my parents house because i want to get independent and be with my own for now... So with that said, i am currently finding a job and i am stayin in ... |
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We just bought our first home and had the best real estate agent to help us.? |
We couldn't imagine ever dealing with another agent. What could we give him as a huge thank you!??
Gift Certificate? Gift basket of some sort. Something really cool but not too expensive.... |
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Mortgage Loan Officers Please give me some advice? |
| If there any loan officers out there that can please give me some advice i would really appreciate it. My son has a house that is currently being rented and I rent an apartment. Although he pays ... |
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Does a landlord has to notify the tenants if they raise the rent? |
| I just renewed my contract, and they told me that the rent was being raised because of the market. Also, the said that they sent a letter, as a 'courtesy', to let some tenants know the rent ... |
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Landlord is a jerk and lives next door. We can't afford to move right now abut he will not make repairs.? |
| I could call the county and they would enforce the law, maybe, but have been known to be paid off. We have lived here over 5 years, paid rent on time, never caused problems and have helped them out. ... |
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Question about what to do while viewing open houses, first time? |
| This weekend I will be looking at several houses that are for sale. I have never done this before. I am wondering what is proper to do and not do. Can i open the peoples cupboards and closets etc. T... |
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My Sister Signed A 1 Year Lease on a Rental Home - Now the Owners want to change It & go up on the Price!? |
| The Owners says that the price he quoted for the rental property was too low and that he was about to go on vacation so he got excited & gave them too low of a price! He wants to go up 300.00 &... |
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Can you split a mortgage? |
| I am not married and this seems like the best way to protect an investment. For example, if my boyfriend and I want to buy a condo for $300,000 can we each have a mortgage in our names for $150,000 ... |
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Can you get kick out your apartment because of...? |
| Can I get kicked out my apartment if, while the managers are showing an apartment, I tell the "new tenants"---"Did they tell you about all the cars getting broken into, and how they ... |
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Where, on line, can I get a property value for free? |
Additional Details Ok, I got Zillow.com, any others?... |
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Dispute with Landlord - over letting potential buyers view the house? |
In January, our Landlord informed us that he was planning to sell the house this August. We declined the offer of buying it ourselves and have now bought somewher else.
The dispute comes ... |
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Are me and my family entitled to housing benefit? |
| I'm currently waiting to be housed and was wondering if me and my family would get housing benefit. I don't work cause I'm a full time mum and my partner is working self employed but ... |
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Can someone get a mortgage with bad credit? |
| Can you get a loan with a 500-520 score and no money down? In Chicago il, im makin like 40k a year 8-10,000 in bad debt on my credit report.... |
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How can I set a rent value on a house? |
| Would like to get maximum rental income, but not sure of method to calculate. The property is rural, has over 5 acres and large house with park like setting. Thank you.... |
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I need to move back into my property that is currently being leased, can I brake the lease? |
| I own a home in California that is currently under a 1 year lease. I live out of state due to my husband's job. Sometime within the next year he will be transferred back to CA. We need to ... |
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lola | Is Wells Forgo a good morgate company?? I need a loan for a house but i have no credit? |
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madbarney
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Wells Fargo is a good mortgage company and they do have programs for damaged credit/low income/no downpayment. Check with the branch or website and they will point you in the right direction. |
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blue sea
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wells Fargo is a very good company but its a Bank.It has only their loans.They will look for good credit.My suggestion is to use a Mortgage Broker and not a Banker or Bank.Mortgage broker has over 20-30 lenders who are whole sale and he can choose the best lender for you with best rate and a lender who can do yr loan without good credit.Credit score over 700+ is great.less then 620 is called subprime rate.Yr rate will be high if yr score is less then 500.
www.bankrate.com is a good site to compare rates but be carefull as many lenders can give you low rate but very high closing costs like $8000.You need to ask for "good faith estimate" from any lender which gives yr rate,all the closing costs.This esitimate wil have the lender fees,title company fees, and govt fees.Also choose a lender/loan officer with whome you can meet him in person and talk one on one.Dont use internet lender where you need to call 1-800 no.
I can help you find a lender if you are in texas.
wishing you all the best. |
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the_iceman54
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good luck getting a loan, failing that if the need is there and the check book is hefty enough look in your paper for owner financed homes. Use this as a way to get a home and make sure you stay on top of your payments. After about 12 months you should have enough credit sources to get a new loan (with lower payments and all that). Good luck. BTW if you live in San Antonio visit www.buynowsa.com |
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mtgguy
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goto a mtg broker. he can shop your need around to other banks and also shop your rates/payments to suit your needs |
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pseudo
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Yes, they are good. You will probably have to document your rental history, and show that you pay other bills on time.
Also try to look for your local housing finance agency or housing development agency. They usually have assistance for first time homebuyers.
Try http://www.homebuyingguide.org/
This has a lot of information on understanding credit and the process of buying a home. |
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spot
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It is a bank and they do a lot of residential mortgage lending. It's a good company. I don't know if they approve if you don't have credit though. |
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Mudisfun
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I am a loan officer and work with roughly 150 lenders nation wide. When you say you have no credit do you mean you have no credit file or just low scores? I have programs for both types of scenarios as well as everything in between.
To the poster about Bank Rate... My company advertises on BR... I actually got shopped by them two days ago and passed since I quoted what we advertise however I was HAPPY as all heck to see them policing their site; to many scammers in our business. But I digress...
If you would like to discuss your options drop me a line.
Kevin 866-562-6838 x 106
kruorock@firstratelending.com
www.firstratelending.com |
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Dr. Bob
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If you don't have credit, Wells Fargo will not provide a mortgage loan to you. Enjoy!!! |
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larry r
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First, Wells Fargo is a huge company. The experience you may have in your area may be different from someone else's in another area. The Mortgage division of Wells Fargo is only as good as the local loan originator you are dealing with. Being a large company they have some advantages over smaller companies, but for the same reason they may not be as quick on their feet as a smaller, more creative mortgage firm. Bottom line is, check with more than one place and compare products, expertise and closing costs before you decide who to give your business to. |
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ccoy_fotf
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I have just got one myself & I went thru American Home Mortgage out of Ky. It's at a fixed rate at 7% intrest it's a FHA loan they where great & after deal was done they did sale to Wells Forgo but none of the terms can be changed after sale was made cause of it being a fixed rate so do make sure in what ever direc. you go to get a fixed rate |
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