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 Tenacy Agreement?
My girlfriend and I have lived in a flat for four years, we have not signed or renewed a formal contract with the estate agent last year or this year (it should be signed in Oct). We have found a ...


 Can our landlords make us paint it back?
I just posted a similar question regarding our old apartment, now onto one regarding our new one:

In the lease to our new apartment, it states we may paint the walls as we wish, with the ...


 Landlord/rental/etc?
Is this legal...

I've been living in someones home- renting it... but there is NO lease. All i had was a written agreement that I could stay here for one year... but no conditions or ...


 Need to move out of our apartment but still have 6 months on our lease. what should we do? cant afford rent...?
we are in a bind, we can't afford rent anymore but still have 6 months on our apartment lease contract. don't know what we should do. any suggestions? please help and no mean comments ...


 What can I do if i can not pay my house?
...


 Can I buy a house with no credit or bad credit?
Here is the thing, I'm moving to Maryland soon and I'm done with the renting thing, I have no credit and my husband have a 567 score, we really wanna buy a house, what are my options?...


 Does a lnadlord have the leagal right to charge an early termination fee and keep your security deposit?
. . . .because you terminated the lease early, pursuant to the provisions of the lease?...


 Where do I get/find housing foreclosure lists?
I am interested in purchasing foreclosure real estate, but I don't know where to find the lists of foreclosures. Please help me!...


 What would you do if this happened to you?
renting a farm house, barns, garage, house, etc, and one day two people show up dress into their camo hunting cloths, get out their guns LOAD them, and continue to walk right through your yard where ...


 Is you house close to or far away from your neighbors?
...


 My brother had recently died without a will and has a home with a mortgage. Can I sell it?
If not, what steps do I need to take in order to sell the property?...


 Who owns the B.B.C?
...


 Can I buy a home after Bankruptcy with no savings?
In June 2007 I declared Chapter 13 bankruptcy. Since I'm paying a whopping $975/month to my trustee plan, I have no way to save money to buy a home for the next 4 years. I'm wondering if ...


 Why are condos so popular nowadays and are they worth it?
By condos, I mean those apartments you can buy. They are usually expensive and small. I wonder why people who can put down several thousand for a house would actually want to buy a condo? No garden, ...


 Signing Apartment Lease w/Boyfriend...?
My boyfriend and I applied and were approved for an apartment today. It's a 12month lease. It's a really nice apartment $1000 a month just for rent, EXcluding any other bills, 2bdrm/2bath. A...


 How can an everyday low-wage working person afford to live in a place like San Francisco?
To have a decent existence; instead of stressing out to the point you want to give it up?...


 Are there any companies that will come into my house and pack up my stuff and move it into our apartment?
I live in Abilene Texas and me and my wife are moving into an apartment November 4th. I work from 6 AM til around 7 or 8 PM and she works from 2-10 PM. We need to have everything out of the house we&#...


 How do i contact a landlord of a rented property,i only have his name?
...


 My tenant who is usually on time is late this month/..what to do?
...


 When is the best time to notify the landlord?
My family is planning to move out to ano state at the nearly end of this month. The settlement will held around the 27th or some..and I want to know when is the best time to let the landlord know ...



Pezel1
Is a 7% APR on a 30 year fixed rate mortgage for a $137k house a good rate in Atlanta, GA?
I'm a first time homebuyer, so I'm not quite sure... It seems comparable, but I would appreciate any feedback...
                     
 




Joe D
Not really, I think the average for the country is around 5.75%


Real Estate Guy
7% is high. The current rate is around 5.75%. However, you didn't tell us if you have bad credit or other material facts.


bob_shaff
idk about in georgia but in ohio my parents have a 4.5 fixed on thier mortgage so it seems a bit high but again i don't know about down there


Marysue
Rating
No, that's not a great rate. With 700+ credit scores, I got a loan at 5.85% back in February. I would consider anything over 6.5% unacceptably high.


SmartyPants
Rating
no... hold out for 5%


paagent
Rating
Mortgage rates depend on your credit risk. If you look in the papers and see the lower rates they are usually for the best credit scores. They add additional percentages for each line of decrease in your credit score.
If you feel that you have a score that should bring in a better interest rate then you should double check with another mortgage company and see what they offer. But remember to go with a mortgage company that is well known, as there have been situations where the lesser known companies have folded and their clients did not find out until they were at the settlement table.


Mrs HarleyBrat
Rating
unless your credit is getting you the higher rate - you should be at least at 6% (going national rate) if you can put more money down then you could get the 5% rate - I wouldn't get a loan at 7% - thats highway robbery!


iceman
Depends on your credit score, down payment and income.

Its a little high right now, but then again if your credit isnt good it may be a good deal.


bud
Rating
No, it doesn't sound like it, but it really depends on your credit history.
You should be somewhere in the 6.5% or so range if you have great credit.
If your credit is splotchy, 7% might be good for you.
To know for sure. Go get a rate quote from a conventional bank. They usually have better rates than the fly by night mortgage broker.


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