 How do I reduce the number of years on my mortgage? |
I owe $126,000 and am approximately five years into a 30-year fixed mortgage. My payment is $1150 a month (most of it interest of course).
I would like to reduce the number of years that I... |
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 My husband is trying to take the equity/refinance our house without me.? |
I am in the state of Florida
My husband is planning on leaving me, (other women) We got married in 2002. I had a property at that time in just my name. He went to jail, I sold my property ... |
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 What should my less then 30 day notice say? |
| I plan on moving into a house on the 1st of sept. I have less them 30 day to put it in writing, for my landlord. I'm not sure what should the letter say? and will I get my full deposit back?... |
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 If his name is just on the title, not the loan of the house, do I need his sig. to sell/rent the house? |
| The mortgage co. won't even discuss business with him unless I send permission. So what does his name REALLY mean on the title?... |
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 Can i charge my lanlord rent for a vehicle he has stored in my backyard? |
| my lanlord has an old truck sitting in my backyard. we're not able to use any part of that area. can i charge him rent or storage?... |
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 How do I get cash at closing? |
Additional Details
when purchasing a ... |
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 Why do mortgages or interest or whatever you call it go up overtime? |
| I ask my Mother why we have to leave our beautiful home, the home that I lived in for almost my entire life she said something about mortgages-- now why do they go up? and why is the bank like that! ... |
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 Do you automatically start making commission once you get a real estate license? |
Tomorrow I start a real estate class hoping to become a realtor part time until I am making enough money.
I have a friend who took this same class and automatically started getting ... |
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 How much noice do I need to give my landlord, if i decided to move out of a house i share with 2 other people |
| ive been living here a month on a six month contract but want to move in with a friend, it'l mean i lose my deposit, but i dont think she has any hold on me, even having a contract that i want ... |
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 Should I consider and interest only loan? |
I am first time home buyer.
I am interested in the interest only loan.
After the three years I can handle the increased payment.
Money is tight right now, though.
In the future ... |
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 Would it be smart to look into a house? |
| We are currently living about an hour outside of Cleveland Ohio. In 2003 we purchased our condo for $80,000 with a three year fixed and then it went to an adjustable rate. So, last year, we ... |
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 Why would a Savings Institution prefer to lend borrower at fixed-rate instead of adjustable-rate? |
Savings Institution bears less interest rate risk if they lend money at fixed-rate, but some institutions prefers adjustable-rate, why?
Additional Details
What if the market has upward-... |
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 My sister and her husband want to break their lease and move out of their apartment? |
| she asked me could they do that i told her its best to wait until your lease is up than to break it would they be libable to pay more money how does this work so i can explain this to her need some ... |
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 If I get evicted or break my lease in my state, ? |
Will it show up if i move to another state to rent?
Additional Details
It may not go on my credit report. I have an eviction on my record, but it only shows up through the city records. I... |
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 I need HELP with my mortgage payment.....? |
| I bought my house on 4/06 it has a year already, in Florida the real estate business went down so what I paid for my house $235k is not the value of my house right now. My husband lost his job and ... |
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| What do you think about the Realtors and Mortgage brokers? |
| who are trying to sneak their advertising in here?? Isn't that breaking the rules, guys and gals????... |
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 It doesnt say about pets!? |
second question if a rental advert does not say anything about no pets, then is it possible to have a pet in a rented house?
Additional Details
my pets a 1 year old springer spaniel, ... |
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 I lived in a apartment for over 10 years i moved out during the 11 year with out notice can i be held for brea? |
| i lived there for over 10 years i moved out with out notice and i was told i still have to live up top lease signed over 1o years ... |
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David S | Is an email correspondence to a landlord considered "written notice" for giving one month's notice? |
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hunter2
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No, sorry.
But if you are trying to shave a few days off like you emailed the landlord on Friday the 29th of December and you want that to be the date of the notice.
You are in good shape if you just jot out a note saying.
This is to confirm my email of Dec. 29th that I am giving notice I will move in 30 days from that date. Drop it off to them personally if time is running out and you want that back date to be effective.
I don't think you'll get any problem from most landlords.
FYI. If you leave the place as good as you found it, degreased, windows washed, carpets shampooed and bathrooms detailed. You are entitled to 100% of your deposit back in most states in the US. |
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saulg21
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I wouldn't do it that way. The landlord could claim that he/she didn't check their email and try holding you at fault.
Do it by typing out the letter AND getting it notarized. Make a copy for your records as well. |
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J T
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YES it may be considered as a "written notice", provided you get a confirmation that it was received by the landlord. This, however, could be challenged should the landlord claim that "he or she" was not the person who actually received/replied. It is always better to hand deliver the notice and get a written receipt (or have a witness with you if you don't think he will give you a receipt), or to send a certified letter which requires his signature.
I would like to think all landlords are fair and honest, but I know they all aren't. |
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robert w
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Nope No way. you lose . do it in person and in paper or certified return mail. |
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Claire
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No, unless you have sent your email with the option attached that you can see that it was read (and save the verification). But I would always be safe and send ANY correspondence via regular postal mail to a landlord. Email has become accepted as legal evidence in many cases, but with spam filtering being as agressive as it is, you can't be sure they received it. |
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YA is a sham
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E-mail is an electronic correspondence not a written one. If they reply to your email and you keep a hard copy it should count for legality. |
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?
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no |
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Denise W
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Actually is is considered a notice.
Yet a formal written notice must be mailed by "return receipt" and that way it is signed for and can prove they received it.
Emails will stand up in a court of law if they replied to you and you have a hard copy of the correspondence. I BCC another friend the copy to CYA, just to be sure. |
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kelly h
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I wouldn't trust it. The landlord could say he didn't receive it. I'd send a certified letter. That way you have proof that he received it. |
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sunshine_today
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no! Write a stinkin' letter. You date the letter, put your full name and address and unit number and state you are giving 30 days notice and the date you will be out. You can also write something like you would like to request a move out inspection walk through on your last day when you turn in keys and remote controls, etc. This often will save you any disputed charges on your security deposit because they will have to point out anything they are going to charge you for then. It might give you a little bit of time to fix it also. Do not leave anything in the unit, remove all trash, clean, clean, clean. |
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