 How long does it take before agents begin to show my house? |
| My house was only listed about a week ago, but I haven't gotten any calls about showing the house yet. (Yes, I know I'm anxious!). My realtor told me that most likely, nothing would ... |
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 Looking into purchasing a home my husbands gross a month is 4062.00.? |
With the credit crunch the lenders are having now, is it possible to get a home loan if our credit scores are between 515 and 625
Additional Details
We live in AZ and there's alot ... |
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 Tips for buying an investment property? |
Hello. I would like to buy an investment property. Either a cheap unit or cheap holiday house. Does anyone have any advice or words of wisdom?
Preferably answers from Australian people due to ... |
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 What average can you expect to pay for closing cost? |
Additional Details
This is for a 3 bedroom 2 full bath finished basement 1800 sq. feet listed at $98,000 if that matters.... |
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 Landlords: Why is it your business whether your tenants have jobs? |
| As long as you have the money in your greedy little hand each month at the same time, why is it any of your business whether your tenants are working?... |
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 Does burying a statue of St. Joseph in your yard really help sell your house? |
| You hear about all the success stories, but what about the ones where it DIDN'T work? There must be tons of those, as well...... |
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 Can a landlord not allow me to join a lease? |
| I have been subletting without the landlord's approval for a couple of months and now that the lease is coming to an end, I want to stay in the apartment. However, my subleaser is moving away ... |
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 Where can I find totally free public records for a house purhcase? |
| I put a bid in on a house, was turned down, where can I find out how much the house was actually sold for?... |
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 How long should you expect to wait to get an answer from an appraiser for buying a house? |
| Does anyone know how long it should take? We're selling our house and have waited over two weeks now for the potential home buyers to get a response. They're mad as well since they have ... |
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 Inspector told us it needs a new roof.? |
| we are going to get some bids. then, i guess, the realtor presents them to the seller? how likely are they to give us an allowance for this?... |
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| I applied for a house through the counci read on? |
but there said it would take 6 years
isnt there a quicker way
Additional Details
I applied for a house through the council
im 21 and I ll be about 26 thats just ... |
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 Buying a house-- what utilities do I need to change into our name? |
hello there,
We're buying a home in 2 weeks and someone mentioned I need to change all of the utilities into my name.
Does anyone know of all of the different companies I need to call?... |
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 My dad passed away on the 29/12/07 and we are trying to sort his estate but we can not find the property deeds |
| we are tryingto sort the estate out for my mom but can not find the property deeds we have tryed all the banks he had an account with but no luck does any one know how we can locate the deeds i know ... |
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 Mortgage Insurance...? |
| I am refinancing my house and have been told that I need mortgage insurance....$1,500 on a $105,000 loan...What is it and is it neccessary???... |
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 Renting property advice? |
| I bought my flat to live in 18 mths ago, however i am now going to move in with my girlfriend & want to rent my flat out . How will this effect my morgage ie will the interest percentage go up if ... |
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 How negotiable are realtors on their list price? |
| Is it ok to offer 80%, kind of like buying a car? If the house is in ok condition.... |
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 How do I find out who owns a property? |
| I am interested in applying for a grant to open up a former community center btu I don't know who owns the property at the moment. I'm in New York City, how do I ago about getting that ... |
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Joseph B | Is housing from habitat for humanity given free to the needy people? |
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Wonder Woman
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Habitat actually partners with a family in need, to help their housing costs become 30-35% of their income means, versus more such as 45%. This enables them to hopefully get out of the cycle of poverty. They actually buy the house, with no profit, no interest mortgage. The houses are cheaper, simply because volunteers build and donated/cheaper building materials. The family is required to volunteer 400 hours of their time with the volunteers. This is known as "sweat equity." They must also haev some financial means to pay the low cost mortgage, and a proven history of responsibility. Not perfect credit, but def a good reference showing they are resposinble. Best of all- Habitat is a HAND UP not a HAND OUT!! :)
Also- at my affiliate where I work.. a homeowner does not *promise* to fulfill their hours. They fulfill their hours before their house is built, or they have to pay $10/hr for every hour that is not fulfilled within a yr. It is not a promise, but a contract. It truly is a wonderful program. |
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kevin h
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It is by no means given. In order to get a house from Habitat for Humanity, applicants must first qualify. Once they qualify, they have to spend so many hours helping build another HFH house, and so many hours building their own, and then so many hours on another house. So, the people that benefit from it, help others to benefit from it as well. |
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justwannaknow
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the first two were correct, but they left out a very important detail: the people who get habitat homes pay a mortgage on their property also. |
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commoncents
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Every-ones answers about sweat equity is correct... You do have to qualify for the program... You do have to show ability to repay.. Many hours of work, I thought the major draw back about this program is that you don't have any choice in where you end up living.. A lot of these properties that are donated or purchased by the program are in less then desirable neighborhoods. So you could be living in the same place for years with your kids in school there and when your number comes up on the list for the next house to be built it could be on the other side of the county you live in. Could be miles away. If you don't take it then onto the next family on the list who qualifies. They will let you find a property and buy it or get someone to donate it... but still no guarantee that you will get it. I read all the info about this program & talked to someone from their office. ( Central Calif.) |
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Ron Berue
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No. Those folks getting that home MUST do what is known as "sweat equity".
In other words they promise to not only help with the home they are going to live in, BUT they must promise to do some of the work on the next home and/or on the homes others will occupy before them AND after they move into their new home.
Thanks for asking your Q! I enjoyed answering it!
VTY,
Ron Berue
Yes, that is my real last name! |
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happiestgirlintheworld
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they have to put in a certain number of hours building homes for other people before they can qualify for a house. Then i think they have to put in a certain number of hours building their own house. |
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T-hun
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I actually helped to build a habitat for humanity house and from what I learned in order to receive a house they had to put in so many hours of labor on their own house and on anther house. The houses are built from donated materials but some jobs must be contracted out like electrical and plumbing and not all of the material are always donated. So the owner of the house has to pay for those cost which after it is all said and done is next to nothing and they have 30years to pay that off with small monthly payments. This is how I'm pretty sure it works in the USA
I don't know how it works over seas |
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wcowell2000
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Actually the system is flawed severely. I work with many low income renters. Low verifiable income that is.
My last renter who received a Habitat house had a 1 year old Lincoln Navigator in the driveway, that she bought new and the nicest furniture I had seen in a while.
She deliberately took jobs that would keep her money off the books, so she could get the house.
President Carter came here to Jacksonville, FL. and oversaw a 100 home project that went up in 14 days.
Now the homeowners are suing Habitat becomes the homes are crap and now they find out the land it was built on was at one time a waste dump. |
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mari
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No, the family pays for supplies only,on a loan, fabulous help for the needy. Families submit their letters of why they should be choosen.. |
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