 How much home can i afford? |
| How much home can i afford? My husband grosses 48,000 and I gross about 10,000. We would be paying a higher interest rate I believe bc we have lower end credit. Also we dont want our monthly payment ... |
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 First time home buyers! Advice is appreciated!!? |
| I recently got engaged October 19, my finace and I started house looking, just to look around. We didnt think we would find anything or want anything so soon. (our Wedding is not until June) But we ... |
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 House or Apartment? |
Well, I'm 25yrs old and thinking about moving out of my parents house. Should I Buy a House (Townhouse/Twin) or go for an Apartment?
Additional Details
My annual income is about $32,... |
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 We have a pool in our apartment building and theres people in there having a pool party who dontg even live he |
They dont even live here, what would you do?
Additional Details
Ok heres the deal HOLLY I live right next to the Pool, and these are kids who vandalise cars in our complex, they have ... |
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 First time buyers, good credit, interest only? |
| My partner and I are purchasing a new home and we are receiving several mortgage offers. His score is 755, mine is 780, we have no car loans, no cc debt, I have 20K in grad school debt only. We ... |
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 Rent or stay? |
| Is it more economical to stay in my home without a mortgage or to sell up and rent?... |
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 Where do you think we would like to live in North Carolina? |
| We currently live in San Francisco, CA. We were recently married. My husband lived in CO for 12 years and me in SF for 12 years. We would like to be able to afford a house. We are used to living in a ... |
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 What does it take to buy your first home? |
How much money do you have to have saved?
Or do you get a loan for 100% of the home cost?
Etc. Any tips are welcome. Thanks. =)... |
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 Nasty landlord? |
| Well today is a tipical day . my bath tub ran over . *I could move, but I am a single mom that doesnt have any help . My switch box is shut off every day when i get home from work. my stove doesnt ... |
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 Landlord just passed away, can his childrens just kick us out? |
Good evening to all, i was wondering if anyone might be able to help me out with some info.
We been living at this location for 10 years. The place was originally rented, by verbal ... |
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 Friend is asking to rent an apartment for him. What are my risks? |
| My friend (with poor credit history and with poor judgement, IMHO) is asking me to rent an apartment in my name and sublet it to him. I want to help out, but I don't want to get myself in ... |
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 Is this true? |
My friend says she can make 100k and upwards being a realtor in the Southeast U.S.
Is this true, or is she mistaken? I just find it hard to believe that a two week course can produce that ... |
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 What are the rights of co-tenant's whom are not on the lease when the other tenant passes away? |
| landlord wants us out in three days but we need more time to get all of the belongings out. our roommate passed away from a long bout of ... |
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 For people that live by themselves, I'm 16 and wanna move out? |
| Dont tell me not to move out because your not in my situation and you have no clue how much depression i go through living with my family. I've told them about it for quite a while and they ... |
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 My Dad died and my Mom wants to sell me her house for $1.00. How does she go about it and it be legal? |
| My Mom doesn't want to bother with a realitor because she can't afford it and I can't afford to pay any more. She just wants a simple thing between her and I, but we want it to be ... |
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| What is a mortgage?? |
I know its to do with houses.
It may sound stupid, but I don't actually get what one is?
Or why do you need/get one??
Thanks in advance.... |
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 My landlord pays for water and I run the shower on full blast all night to drown out my neighbors snoring? |
| a problem he wont rectify, and i am currently waiting on a mediation date for. Can he force me to pay for the water use? Should I tell him I am using the shower as a noise control to force him to ... |
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emma 30 | Is it a dodgy deal if someone offers you cash for your house? |
a cash offer for the full value.i cant say anymore but im worried about someone its eating away at me .cheers xx |
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elo2joe
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usualy when a person says paying cash they mean they don,t have to sell their own home to purchase yours.No one can purchase a house legaly for actual cash using a soliciter.Laws have put in place to stop money laundering.
Good luck with the sale. |
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COLIN T
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I bought my last 4 houses' for cash (not in pound notes obviously) but a cash buy ie No mortgage or any other type of finance. This happens many times in country areas where a buyer has sold a house in a city and has enough equity in that property to pay cash for the cheaper country home. |
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D. S
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Cash means that they have the funds on hand, not sitting a suitcase that they'll bring to closing. Many title companies won't accept cash since they're concerned about money laundering. Make sure you have a nice earnest money deposit and you should have a smooth experience. |
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chatsplas
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it probably just means they sold their home and don't need a mortgage, not that they're really bringing cash to table
No mortgage needed by buyer, no approvals, no last minute problems
you can ask for proof of purchasing ability |
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Shifty
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Speak to a solicitor who deal with properties you will have to speak to one anyway to sell you home.. |
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madnob
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as long as you use a solicitor for the deal,no problem. |
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Leomonkey
 |
I sold my first house for cash. It just means the buyer does not have to get a mortgage |
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Carol1841
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If someone has made you a cash offer, it usually means that they have the funds available in their bank and basically do not have to rely on a mortgage. Very rarely will they have a wad of £50 notes to hand over.
However, about 5 years ago, new money laundering rules came into play in the UK where solicitors acting on behalf of people selling their house have to do specific checks on any buyer who they think has obtained money from unconvential sources, i.e. off-shore bank accounts. If your solicitor who is dealing with your sale is doing his job properly, he will carry out the necessary checks on the buyer before proceedng to exchange of contracts, thereby preventing you from selling to a buyer with dodgy funds.
As long as the transaction is done legally through a solicitor, you shouldn't have any problems. I can understand your concerns, but it may be worth while explaining the situation to your solicitor - he will make sure everything is ligitimate and above board. |
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bunyip
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my parents neighbour bought his house for cash. he turned up at the house with £90K in a bag and the bloke let him buy the house. |
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MICHAEL D
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No i have done cash deal it saves money if you both use the same bank to sort out the cash and deeds and its safe and legal. DONT use a solicitor It will cost a packet |
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andrew doyle
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no idea, i suppose it is ok because you can pay for a pc, car, moterbike by cash (unless its fake) |
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alicethetitan
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Talk to a real estate agent. Good luck. :) |
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