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 Can anyone give me advice on a 2/28 mortgage loan?
I have a chapter 7 bankruptcy discharged 2 years ago. My husband and i both have good jobs, (he a school teacher and me in insurance). We are wanting to purchase a home and the only option we are ...


 What's the most important thing to remember while buying a house?
I say looking a the rooms....


 I have another question about purchasing a home for the first time.?
Is it really necessary that you have to have a checking or savings account with a bank in order to get a home loan?...


 If i refinance and take money out is that capital gain?
...


 What is the Average salary of a Real Estate Agent?
I am taking a real estate course and I was just wondering....


 We are about to be a 1st time home buyer, should we buy a house that is located 6 min from a night club?
...


 When buying a new home, how much does the down payment have to be?
I've heard some people say that it has to be 20% of the cost of the home, while others have said it can be any amount so I'd appreciate a definite answer! Thanks!...


 Is it legal for banks/mortgage lenders to sell a foreclosure for more than what's owed?($19,000)
...


 Real Estate company says we need to move now.?
Lived in this townhouse three years. Only signed a least the first two years. Landlord now selling and say we have to move or buy in two weeks. Real estate company selling is wanting us out ...


 Does a landlord have the right to know the identity of my visitors?
...


 Does this sound legal? Ethical?
I live in my my parents old home. It was my grandparents before theirs. It has been paid for, for a number of years. Originally we agreed to a purchase price of $15K for the substandard structure &...


 In the UK what is the difference between a flat and an apartment
surely they are the same thing
Additional Details
but they use the word `apartment` on ...


 Where is the best place to invest in real estate in usa these few days?
...


 ATTN: Those with REAL ESTATE knowledge-- Is now a good time to buy real estate?
I keep hearing that the prices are starting to fall... if I buy now as a first time home buyer, will the prices keep falling? I am wondering if I should wait to test the waters or buy now- if I buy ...


 What are some things i should be wary of, in a 10yr fixed intrest only, loan?
i am looking at purchase of redondo prop, at 830k, and can live there up to the 10 yr point if nesc. what are the good aspects? the bad? who can i get the best, legitimate rate to compare from? my ...


 Where can I advertise my house for sale on the internet for free?
Is there a UK website where I can advertise my house for sale on the internet for free? Ideally I would like to include photographs too....


 How will i know if i can trust a telemarketers call with regards to my home mortgage?
...


 How nessesary is it to get a mortgage pre-approval if it is not your first home buying?
Our house is for sale and we want to start looking for a new one. I know 1st time buyers should get a mortgage pre-approval before looking at houses, But if this isn't our 1st house, how ...


 Can I still sell my house if I have a mortgage?
I bought a house a couple years ago for $213000...it was appraised at $215000...we have two mortgages to cover the whole $213000...If we were to sell our house for $210000(housing costs have actually ...


 Real Estate Question?
I have 48 acres located in Webster County West Virginia. 46 acres are timber, and 2 are field. I own the Oil, and Gas rights on this property.

I've been trying to sell this land for ...



crazy_0z
Is it a law to tell someone if someone died in a home, if you want to buy it?
If someone someone committed suicide or was murdered in a house that I want to buy, is it a law that I have to be informed of that?
Additional Details
Ok it happend on a college campus about 6 years ago in WV. I go to school at that campus. Do the students living in that room have a right to know, even if they dont ask?
                     
 




Mickey
Rating
Don't think that's covered under 'full disclosure' rules. Structural damage; water damage; flooding; sewage back-up; pending liens; etc etc etc. Don't believe disclosure covers 'ghosts' haunting; suicides; etc. why so worried?


acermill
Rating
Generally, no. Such disclosures are only required if the suicide or murder caused damages to the property which had to be repaired due to same.

You are referring to a 'stigmatized property', and disclosure requirements vary by locale. Most do not require disclosure.


REALTOR
Rating
Depends on your state.
In California, a death because of "natural causes" (old age or illness) doesn't have to be disclosed. Murder, suicide, etc. must be disclosed, if it happened within 2 years prior to the sale.
Didn't you say "a house to buy?" Are you planning to buy the college campus?


VAgirl
Rating
What state? It depends on where you live, some states yes they must tell you, some only if you ask, and some not at all. Keep in mind that if a home is older there is a chance someone may have passed in it. But then again, do you ask if someone died in every place you rent? And often suicides don't list as such in the public forums (obits, papers, etc) so that can be tought to determine.


becca9892003
Rating
no they do not have to tell you that....they will fill out a form honestly regarding the structure of the house as in fire, water damage, the working conditions of the house itself..they do not have to dislcose to you if someone died in the house..it has nothing to do with the house being structually sound


TheMom
Rating
Most states in the US require the disclosure if it occurred within the last 5 years, and it is known to the agent/seller. Of course someone also has to ask, if you don't ask they do not have to volunteer that information.


rwa000
yes


onetruthing48
yes, but just be sure, ask. They HAVE to tell you if you ask.


Blue October
it is called "Full Disclosure"

yes.



thanks :)


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