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 If I buy a 3 bdr house at where you live, how much USD I would pay right at this moment?
Not talking about anything fancy, just regular house....


 How do you sell your house when your neighbour's looks unsightly.?
I live in a close, of well cared detached houses,apart from one, my next door neighbour and about six weeks ago their front door glass was smashed by accident .Instead of replacing the glass, a piece ...


 Can I leave items in a house when I sell It?
I have an old house that still has furniture in it that I don't want to have to dispose of. Can I leave it when I sell the house? As soon as the house is sold (to a utility company), it will be ...


 The House I'm renting is being foreclosed. What are my rights?
I just found out that my landlord has not been paying the mortgage on the house I rent. I've paid all my rent and it's been on time. What are my rights? Do I have to keep paying my landlord ...


 In the UK, if a property does "not include bills", how much should i expect to pay for those bills?
E.g. for electricity, gas, water. (estimate)
Additional Details
Without council tax (i am a student). Also, i wont need telephone because i will use my mobile....


 Buyer makes an offer on a house. Seller makes a counter offer. Now...?
Now At this break, we decided we REALLY don't want this property anymore. We want to just reject the counter offer the Seller made and say "We're done." Our real estate agent ...


 I live in California and I just got Married. I plan on moving to Jacksonville, FL, is this wise?
...


 Can a landlord ask for your bank account and savings account numbers on a rental application??
...


 Renter's rights question?
My husband and I are currently renting. The garbage disposal is broken. We talked to our landlords about this and they said they would reimburse us for a new one but would not pay for the labor to ...


 How can I buy a houuse with bad credit and a recent repo on a car ? In less than 1 month?
...


 Will i owe on lease?
I want to leave live in boyfriend and move out this weekend. have paid rent of may 1st, but will i have to pay every month until he finds another roommate?...


 What steps do potential landlords take in pre qualifying a apt. rental applicant?
...


 In UK how can house prices have almost doubled in the last 10 years when wages have hardly gone up at all?
To compare - how do, or how can people manage to pay their mortgage? Also the rate of inflation in UK is based on "items" "chosen" by the government in their favour each month to ...


 I have a house for sale and a buyer that's interested. How do I sell it with out a realtor?
Also, I live in Oklahoma but my property is in South Carolina. Any info would help. Thanks!...


 Does a huge house mansion have about the same bills as a small house?
I mean by like gas and electricity would it cost so much more because is a huge house or will it be similar to a small house bills...

like if i bought a 500,000 home would the gas and ...


 Will they take it all back with BANKRUPTCY?
I purchased furniture and jewelry with credit recently, but now our home is upside down and inside out and my husband's business is down the drain and will be sued by vendors. Can they take it ...


 Moving Out Advice?
I'm moving out of my house when I turn 18. Which is in about 5 to 6 months from now. I have a job, I'm saving up money, and I already have a car payment I'm stuck with. I know I'm ...


 What does default on a mortgage mean?
...


 I'm a first time homebuyer, need advice!?
We have put in an offer of 120,000 and the listing was 139,900. They came back with 130,000 counter offer. Do we give an offer of 123,000 or is that ridiculous? We aren't paying 130,000 and ...


 Savings versus Mortgage?
Would I be wise to use the money in my low interest savings account to pay a large chunk off my high interest mortgage?...



motwism
Is it agood time to buy now or is it better to wait?
i have 2 mid-600 scores and a high 600 score and i wanna buy a house around $70,000 in houston and i wanted to know if i should buy now or wait.
                     
 




Ed Atun
Rating
If you need a place to live, buy one. No reason to wait. .


Real Estate Guy
Rating
Buy now. Why?

Lets assume that prices drop another 10% - on a 70000 home this would be 7,000.

But lets assume that interest rates go up (and the odds of this happening are VERY VERY GOOD). if ranges go up just 2%, it would cost you 105 a month (on a 63,000) loan. However, the 7,000 you 'saved' by waiting will only save you $42 a month. This means that the "cheaper" price has actually cost you $63 a month.

PLUS if you wait a year and if you are a first time homebuyer, you would have lost out on the US gvpt REBATE of 7,500.


Rainy
it's a good time to buy


Pete
Everyone in the business that i have talked to on a professional, non-sales basis has said wait. Reason being that the market is still going down...smart money says don't take out a loan on a depreciating asset.


David Beasley
BUY NOW! BUY NOW! BUY NOW!

The only zero down program left is FHA, and down payment assistance (that gets you to zero down) is going away as of Oct. 1.

If you had NO bills on credit (no car payments, student loans, etc). You (may) qualify for a $70000 house with gross income of only $1600/month!!

Get with a mortgage professional today! Bring your paystubs/W-2s/bank statements today!

Best of luck!


http://www.financialhat.com
The best loans right now are asking for 700 or above. If you can qualify for a home loan and you can budget the payments then the timing is right


Anthony
Rating
I am in Real estate in Houston. This market is not going down like a number of others. The ecomony is riding Energy, and Technology Highs.

If you have the money (CASH) now is an OK time to buy. Not an excellent, but OK time to buy. As far as for investment - houses have not been preforming as their historical models show - so don't expect a cash bonanza.

It is better owning than paying for an apartment though - you get value not the landlord.


bookman4242
Rating
The housing markets in Texas haven't been affected by the mortgage crisis like many markets in the country that you may be hearing about. Even if it had been, waiting to buy a home is rarely a good idea. You will continue to pay rent that could be going towards building equity and if prices rise as they almost always do you could find that you can afford less house later than you can now. Plus life is much better when you own your home, and you can actually improve it without feeling like you're throwing your money away.


I heart you!
It's actually a personal choice. I think it is a great time to buy because the prices are down but then everyone else says that the prices are coming down even further so waiting is better. We bought in October and now the house across the street from us that is exactly the same is for sale for $100,00 less than what we bought ours for.
Good luck!!

On another note, you can really buy a house for $70,000?? Wow, congratulations!!!!!!


Biggie @ Arbor Mortgage
Rating
Don't wait! That home will be gone quickly!


EC
Rating
Buy it now. Who knows what tomorrow holds.


T-man
Real estate is local, not national. So when you read all these reports about what's going on, you have to realize that often they're looking at a national aggregate. Be sure to read Houston-related reports.

I don't know Houston all that well, but I do know that it is a different market than most. Homes are very cheap - possibly the cheapest major city in the entire country. I also know that the economy is moving along just fine there, which means that unemployment will remain low. Therefore you won't have people losing their homes left and right. That will help homes keep their values.

Lastly, I read an article within the past week on cities that are good to invest in and Houston was on that list. Whether to buy or rent is up to you, however if you do decide to buy, the upside of the Houston market is likely much better than the downside.


Desynch
NOW >>


Clueless
Wait, it hasn't hit bottom yet. You'll know when that 70K house will be going for 45 or 50K.


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