 I have just had a homebuyers report done for a house, the value is alot less than our offer, can we negotiate? |
Additional Details
the report has shown things like needing a new roof. this would cost a few grand to do and also the property value is about 13 grand below my offer.
can we ... |
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 My fiance and I are buying a home, but I will not be on the paperwork? |
| We are going to get married this year, so we are buying our home. In the midst of this, I lost my job at the time we were filling out the loan forms. My fiance makes enough money to qualify alone ... |
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 Is it legal to rent a house if you are paying an interest only loan? |
| we rent a house and just found out that the owner is on an interest only loan, he just bought it and we are concerned that he has illegally rented it to us. Should we be? and what happens if the loan ... |
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 Need help with landlord dilemma? |
| My husband & I have always paid out rent on time. Last month was an acception due to an emergency. Now my landlady claims that we have bounced the rent checks for Aug. & Sept. She took our ... |
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 Should one buy a 100,000 flat in central London? |
I'm looking for a flat / house at the price of about 150,000 - 170,000ÂŁ. With this money, I expect to live far from central London.
But I was surprised to find one can still buy a ... |
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 Is it possible to sell your house "By Owner" if you don't live in the same state as the house? |
| Cut to the chase: our house is located in the Denver area. We now live in the Kansas City area. Our house has been for sale for eight months ... no nibbles. Is is possible to try to sell it ... |
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 My realtor finally told us what the prob is with they buyer not being able to get a closing date on our home.! |
| I have posted the ? about "why has the buyer of our home not been able to get a closing date from her mortgage company for over two weeks?" We were supposed to close on 9-29 and it keeps ... |
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 Buying a house w/huge CC debt? |
A family member would like to buy his first house w/new wife. I believe they have over 60K in CC debt, but have good credit. What is the likelyhood of actually buying a house?
Additional D... |
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 Should I move home? |
I live in share accomodation in East London and would really like to move to Canary Wharf.
That would cost double what I pay now in rent. Currently my rent is about half a day's pay, ... |
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 How do I afford a home in California? |
| I am considering moving to San Diego. I have $140,000 to put down on a house. I am terrified that I will not be able to live. I can only pay around $2300 a month including taxes and insurance. I have ... |
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 Is my landlord required to supply working appliances? |
| I signed a 1300 p/month lease for a town house that had a washer/dryer/dishwasher stove and fridge. i was told they were all in working order. Upon moving in I learned only the fridge works. I ... |
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 I am not going to be on the mortgage with my boyfriend but on the deeds, am i still entitled to half the house? |
| I already have a mortgage but my boyfriend doesn’t. I don’t want to sell my house at present so we were going to just let him get a first time buyers mortgage and just have my name on the deeds. A... |
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 I live on disability. How can I find a cheap, safe place to live that will let me live a decent life style? |
| I get just over 1,000.00 a month plus prescriptions and medical. Where and how is the cheapest way to live and still have internet and cable tv? I live in Arkansas. I really need some serious answers.... |
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 Whyyyyyyyyyyyyyyyyyyyyyyy... please me something!? |
| What in the heck is up with property owners starting to rent their homes out to low income renters?! That means I have to pay $1500 a month to stay in a descent area with people who get to enjoy the ... |
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 If you owned a house and lost it to the bank and it sells for more than was owed, are you entitled to any? |
| My exhusband and I bought a house together and both names were on the deed, but only his on the loan. He let it go back and it has sold for $5500.00 more than was owed on it. He claims he is ... |
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 Trying to sell my house, why won't anyone put a bid on it? |
Additional Details
I am in the Northern part of Minnesota, town of about 11,000. There are quite a few house on the market here, none of which have a pending sale, or sold sign on them.... |
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 HELP I'm house sitting? |
| I am house sitting for my manager while she is gone for 14 days. She wants me to take care of her cat and make sure their house isnt broken into, etc. I'm not sure how much she will pay me but I ... |
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Cookie On My Mind | Is it better to just pay your property taxes yourself or to have an escrow account for this with your mortgage |
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Julie
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My taxes are escrowed and I have no complaints. My sister pays them herself and every year she is in a panic trying to gather up enough money to pay her taxes. I don't even lose out on interest, the bank pays us whatever interest was accrued on the taxes we paid in each month. It seems like a win/win to me. |
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Barkley Hound
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An escrow account has the advantage in that you will not forget to pay it, the lender is sure that you will not default, and they will give you a free loan that is repaid over the next year if the amount was not calculated exactly right.
The disadvantage is that you are paying it in advance each month and not earning interest on the money prepaid. |
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Fred B
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It is better to have an escrow account with your mortgage.Sometimes things happen you can't predict and you might come up short. |
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stan c
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If you pay your own taxes, naturally your payments will me lower. Just get a personal loan for 12 months. You might be paying some interest but you're helping your credit rating. |
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Kainoa
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If you can, set aside the money in a CD for 6 months to a year. It's better than having it sit in escrow and earning zip. |
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yowuzup
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escrow account with your mortgage. that works out so much better for us |
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Ronald H
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It is truly up to you. I prefer to have it escrowed because I don't like getting hit every year with a big payment. This way I can budget my money easier. |
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Labradoodle
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Pay property taxes yourself. That way, you can earn interest on your money before you have to use it to pay taxes. |
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Sky Clipper
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Just pay your property taxes yourself.
Ofcourse, if they find that you CAN'T pay your taxes, at year-end, you just go to jail for a while! |
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Kay
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If you are a very disciplined person its better to pay them yourself. The reason why is because if you have an escrow account your money is sitting there most of the year and not collecting interest etc. But if you have trouble coming up with large sums or saving its best to have an escrow account and pay it in small monthly amounts. |
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Etta P
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Unless your able to write a check for hundreds, sometimes thousands of dollars to pay your real estate taxes then it is best to set up a escrow account and make the mortgage company responsible for insuring timely payments. If taxes are not paid then certificates can be issued against your property. |
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