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 My husband and I are buying our first home. What insurance will we need?
Life insurance to cover the mortgage? Illness or unemployment cover? Please help!...


 Never had a water bill, will I never have to pay it?
I have lived in my flat for 9 months now. I receive and pay my gas bill regularly but I have never received a water bill or an electricity bill. I have phoned many companies several times and think I ...


 What does it mean by "utilities paid" when renting an apartment?
I'm not quite sure if the utilities are paid within the rent or just some of them? I'm looking for some apts. but I want to make sure I know what I'm looking for....


 How do i stop getting mail for the previous tenant?
I keep getting letters for the previous tenant, he was renting off the person that i bought the house off.
Additional Details
forgot to say I'm in the UK....


 First time homebuyers?
well my fiance and I have decided that it is time to start to try to buy a home. I just don't know where to begin. It all seems to be so confusing. I keep reading that we need to talk to a ...


 My tenant owes me five months of rent. What are the avenues available for recovery of the money?
I have spoken to the tenant a month ago and he has agreed to send post dated cheques. To-date, the cheques have not been received....


 Hello I am 17 years old my parents have bad credit to the point they can't own apartment. How can i get an apt
I am 17 years old..could i get apartment at 17. I need to be on my own . I hate the place we live now because it's so ghetto. My family live with my grandfather in a two bedroom house plus my ...


 I am starting to think about buying a home, especially since the buyers market is great, how do I get started?
...


 What could I buy to sell in future but that will keep its value.?
I am not thinking property but goods all ideas welcome.
Additional Details
Confused about barrels of oil. Nowhere to store the barrels. Is there something I don't know?...


 Brown Bug in refrigerator?
OK so I have brown bugs ( I think dead) in the freezer of my fridge. I 1st thought it was b/c the previous tenats in my apartment were gross and left rotting food in the fridge. I have now realize ...


 Can i get a lone to buy a $700,000 house?
how am i gong to pay them back please explain about getting a lone for a house. I really want to ...


 Seller of home will NOT accept my bid because I ate food at the showing. Is this legal?
I viewed a home with my realtor last night and as anybody in the market for homes know, the owners leave while the realtor shows you the home. Anyway, I was looking at a very nice house and noticed a ...


 Can you buy a home, with a credit score of 519?
score will be going up in a year or so. Have 10 grand to put down....


 Rent or Buy, first timers, help!?
My husband and I are 22, and both college students and he works full time, I'm in transition and going to get a full time job most likely. We are looking to move within a year. Right now, we do ...


 What are the benefits of living in a condo versus living in a house?
...


 Can you get fired for moving further away from work?
I applied @ an apt complex in PA but work in NJ which I liked and it's 60 miles one way from my job, and would naturally have to get up to leave the house by 6:20 AM so the traffic wouldn't ...


 Problems with my rented house?
I have just moved into my first house that im renting.
There are loads of little problems with it such as mouldy taps/cracks in doors/broken wardrobes etc.
There is no lock on the backgate ...


 OK , what do I need to do to evict my roommates?
EVERYTHING is in my name, lease, power, phone,cable. They didnt pay this week and have disappeared. I am in Cocke Co. TN
Additional Details
ANYONE IN COCKE CO, TN....I have been given ...


 Is there a 'best' time of year to sell a house?
I'm selling a house in Peterborough, should I sell as soon as possible e.g. New Year or if I wait would it better? I heard houses are always cheaper around Christmas so need some advice please :)...


 How often do YOU hide from the landlord ?
...



ekenn05
Is it better to rent a house or a apartment? Since both cost almost the same price?
                     
 




Octal040
if only to never cut grass again, I will never rent or buy another house. If I did buy I would buy a condo where the view is nice and the ground is concrete.


younghumanbookofknowledge
Rating
Being the house is normally larger than an apartment the utility bills will be higher...especially heat, and AC.


tinnee
Rating
Do the house have a garrage a yard a storage place does it have a balcony. Do u have to pay for parking at the apartment? A house would be better


RAYNE
WHAT EVER FITS U BEST.


Jess
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Rent a house. Apartments always come with close neighbors with noise and smells, shared utilities, assigned parking places, and limits on throwing out rubbish. If you have pets and/or kids, it's best for everyone to rent the house.


troyboy
Buying is a way to build equity (it's a fancy word for saving money) except it is a lot more work, including fixing stuff and you have more bills like garbage pickup, water, and property taxes.
Renting is not a bad option if you don't want the hassle of owning, and are not as interested in owning for the purpose of building wealth because you are building wealth in other ways.


Ginger
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They never cost the same unless the landlord is paying for weekly mowing, landscaping and watering the yard. In any case....go with the house.


Brian G
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The house will have more privacy and quiet, since you won't be sharing walls or have neighbors above or below you. Apartments often come with some bills paid though. Personally, I would prefer the house if the rent was very close to the same. The advantages are worth the extra bills.


kas228
It depends on many factors. If you own a dog definitely get a house. If you have to maintain the yard yourself get an apartment. That is unless you like being a slave to a yard of a home that you don't own. You do get a lot more privacy in a home and don't have to climb stairs with an arm load of groceries. Check out other costs besides rent like trash removal, water, water, sewer, and trash.


stardust
Rating
i would personally rent the house, less noise and more privacy


muhammad h
Rating
They both have some pros and cons.

House pros - Its usually big and if u buy it than you are becoming a owner of it slowly and not wasting ur money, more rooms.
House cons - You gotta pay for cutting grass or gotta cut yourself, more stuff u have to do

Apartment pros - You get more facilities
cons - You dont own it u just pay to live in it, too small


elaeblue
Rating
That really depends on you and how much you are willing to do for yourself. In apartment living there is usually no lawn mowing, snow shoveling, gardening etc whereas with a house those things will be your responsibility.


2boys2dogs2birds
Rating
Do you want to fix the toilets and mow? Get a house, no neighbors banging on the celiing.

If you don't do maintenance and want a reasonable deposit fee, rent an apartment.

If you can, BUY a house. You can get a mortgage payment the same as a lot of apts now, and build equity you can borrow against if you need to plus it's YOURS


regerugged
Location, location, location. If the rents are the same, live where you choose.


nicklemouse
Rating
a house for sure. no one upstairs, downstairs, behind the walls...no weird smells or sounds or pounding or barking dog in the next apt.


TTerrell
Rating
depends on what you want to deal with.

a house has less neighbors and more space but you have to cut the grass or shovel.

an apartment will cut the grass and shovel for you. but you have a ton of neighbors and less space.

its all about what you wanna deal with. i'd go for the house.


nina
Rating
It all depends, some houses you have to do yard work and bring your own washer and dryer. The utilities may also cost more living in a house.


heather dawn
Better to buy a house, payments are nearly the same as rent. If your stuck renting check out the neighborhoods. Houses are often quieter than apartments but make sure you have a landlord available for things that will meed fixing since you won't have an apartment manager.


New Dog Owner
Rating
Well untilities will probably cost more for a house, because apartments are usually easier to heat and cool. Of course with a house noisy neighbors are less of a problem and you do get your own yard, Plus you get more privacy and if you have a dirveway a guarnteed parking place. Pets are usually easier to deal with in a house than an apartment to, if that is an issue for you.


knowitnot
Rating
I"m sure someone will give a long explanation but the simplest reason is privacy. with a house, you have some control over noise (both yours and your neighbors) as well as some breathing room (ie a yard). the downside is ususally you are responsible for keeping the yard taken care of while the apartment does everything for you. If it's the same money and you can't afford or just aren't ready to buy, definitely go with the house (usually more room/storage too)


Chokolates4u
Rating
A house you will have to keep the yard up and heat or cooling a house cost more as well.

An apt. the grounds are already cared for and the utilities sometimes are included.

It just depends on you and if your will to do all that to live in a bigger place with a more private setting.


no longer a user
Rating
I'd rent the house. The upsides are..
If something breaks, it's the landlords responsibility to fix it, well, unless YOU broke it. There are no noisey neighbors banging on walls and stomping on floors. You don't have to fight for parking. You can have parties and not get complaints unless your music is too loud. You don't have to tip toe around at late hours. More space, a yard. The down side is that utilities are more often included in rent in an apartment but not a house so the rents may be close to the same but you should find out if that includes utilities. I've lived in apartments and now a condo that I own and I'm getting tired of noisy neighbors. I'd take the house.


curmudgeon
either one


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