 How much noice do I need to give my landlord, if i decided to move out of a house i share with 2 other people |
| ive been living here a month on a six month contract but want to move in with a friend, it'l mean i lose my deposit, but i dont think she has any hold on me, even having a contract that i want ... |
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 Should I consider and interest only loan? |
I am first time home buyer.
I am interested in the interest only loan.
After the three years I can handle the increased payment.
Money is tight right now, though.
In the future ... |
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 Would it be smart to look into a house? |
| We are currently living about an hour outside of Cleveland Ohio. In 2003 we purchased our condo for $80,000 with a three year fixed and then it went to an adjustable rate. So, last year, we ... |
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 Why would a Savings Institution prefer to lend borrower at fixed-rate instead of adjustable-rate? |
Savings Institution bears less interest rate risk if they lend money at fixed-rate, but some institutions prefers adjustable-rate, why?
Additional Details
What if the market has upward-... |
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 My sister and her husband want to break their lease and move out of their apartment? |
| she asked me could they do that i told her its best to wait until your lease is up than to break it would they be libable to pay more money how does this work so i can explain this to her need some ... |
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 If I get evicted or break my lease in my state, ? |
Will it show up if i move to another state to rent?
Additional Details
It may not go on my credit report. I have an eviction on my record, but it only shows up through the city records. I... |
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 I need HELP with my mortgage payment.....? |
| I bought my house on 4/06 it has a year already, in Florida the real estate business went down so what I paid for my house $235k is not the value of my house right now. My husband lost his job and ... |
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 What do you think about the Realtors and Mortgage brokers? |
| who are trying to sneak their advertising in here?? Isn't that breaking the rules, guys and gals????... |
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 It doesnt say about pets!? |
second question if a rental advert does not say anything about no pets, then is it possible to have a pet in a rented house?
Additional Details
my pets a 1 year old springer spaniel, ... |
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 I lived in a apartment for over 10 years i moved out during the 11 year with out notice can i be held for brea? |
| i lived there for over 10 years i moved out with out notice and i was told i still have to live up top lease signed over 1o years ... |
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| Apartment question need help asap? |
| I applied for an apartment with my two friends and brother and we got approved. One problem, we have to sign the lease by Tuesday and the current tenants are not moving out before then. Is it normal ... |
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 Council tenants? |
how easy is it, to exchange council homes? i live in north east of scotland, but i want to move to another town, so that i am beside my family.
is it just a case of contacting the council?
... |
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 How do I ask....? |
| My fiance and I are planning on moving within the next couple of months. However, hes got a job where he works undocumented (off the books). How do I ask a potential landlord if they will accept a ... |
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| Rental equipment problems! what would you do? |
| i rented a man-lift from a company i told the guy what i needed it for he recommended this certain lift. they assured me that it worked!! got to the job site and it would not work, and on top of ... |
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 Refinancing home, Who is best mortgage company? |
| Some people say to go with Countrywide,has anyone used them. I live in Ohio.... |
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 Mortgage Company.....? |
Im looking for a good mortgage company to refinance my home....owe 95k and looking to get a loan for 100k with a low payment, better interest (now at 6.125%)....
what company you all preferr?
... |
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 Do apartments have to be able to get wheelchair into front doors? |
| when my daughter rented the apartment the landlord knew she was blind with other disabilities, since then she has fallen and broke her kneecap and is now in a wheelchair. The doorway has the standard ... |
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 I just bought a house...? |
| Well last week I bought new home for my family, we all really loved the house. I spent today getting to know the new neighbors, and it came to my attention that the previous owners of the house I ... |
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Dennis | Is it better to rent or buy? |
I know that you are just kind of throwing money away when you rent but renting is so much cheaper then buying. And their are so much less responsibilites. |
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~girlfriday~
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Everyone's situation is different. When I was renting, I never considered it "throwing my money away". I had a roof over my head for a period of time and that was not a waste of money! Did I have anything to show for it once I moved out of any particular place? No, but I'd taken care of one of my basic human needs - shelter.
But once I became a homeowner, I could never go back to renting! There's nothing like knowing you own something and can do as you please to it/with it. There is "pride of ownership" and it's wonderful! There is more responsibility and a bigger financial burden when you own, but it's well worth it in my opinion. |
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cookie
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Alot depends on your income and how much you are paying in rent vs how much it would cost you to do a monthly payment on a house. Not to insinuate that there are not alot of other costs besides housing payments that would be of issue, and just the responsibility of it. Depending on where you live, it might be a great buyer's market to get a really good deal. Unfortunately, at this very moment mortgage rates are also freaking out. If you like a low maintence life style but want to make an investment towards a house rather than just "throwing away money" towards rent, consider a townhouse or condo. These usually have homeowners associations that help out with maintence, as well as smaller yards. It is definitely a big decision that requires much thought. |
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Steve W
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Has anyone ever heard of "buy low, sell high". It is a buyer's market right now. Many sellers are so desperate to sell their homes that they are unloading them at well under market value. Plus, mortgage rates are historically very low, so you can get a home at a low price with inexpensive financing. I will admit that we do not know if the market has bottomed out yet, but homes are very cheap at this point in time. In my opinion, its always better to own than to rent. |
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Tim
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Buy.
Housing prices are low. They will go higher and now is the time to get a great deal on a home. A portion of the cost of owning a home (property taxes and interest) will reduce your taxable income and save you money on your taxes.
Real estate always comes in cycles. It goes up and down. If you can wait to sell when it goes up, you make money. When renting, you build no equity but help the landlord to increase his equity. |
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Marysue
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The answer to that question really depends on your personal needs. Rent is usually less expensive (comparing rent to mortgage payments only) and comes with fewer responsibilities. Ownership is a good idea when you plan to stay in an area for at least five years and have the means to maintain a home.
In case for instance, I estimate that over the next five years, just comparing what my rent was to what I pay for my mortgage, ownership is going to cost me roughly $30K more. But I live in an area that has small, steady increases in property values (not peaks and valley) and I estimate that when I sell my house in about five years, even taking into account the repairs and upgrades I’ll be doing and agent’s commissions, that’s it’s not unreasonable for me to turn a $40,000 profit on my house. Of course, there are some assumptions involved here and things can change, but I love having a house that’s mind to do with as I please. |
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brattney_217
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actually our rent is more expensive than our soon to be house payment. we are closing right now. and this house is way much bigger...plus a child on the way... it just depends on ur personal life |
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Mrknowitall
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It really depends on you. Are you ready to settle down in one place and are you financially ready?
Renting allows you to move easily when your lease is up. Buying allows you own something that may increase in value.
Thumbs Up! |
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Rosa
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Considering the housing market, it is better to rent right now. Home prices are dropping now, so buying a home will be almost equivalent to buying a car. Lets say you buy a home for $200,000 in a couple of years it will probably be worth $175,000. So, you lost money. Just wait until the housing market is better and it is an actual investment. |
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.::rainbow armadillo::.
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Right now, rent...housing market is very bad... |
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