 My boyfriend and I have lived together for 3 years under his HIS roof, the house he had 2 years prior to me.? |
| If we sell it and move into a new one, with BOTH of our names on the title does that mean the house is BOTH ours if we should break up down the road? He is saying the house would only be his even if ... |
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 My husband and I are wanting to buy our 1st home. But are stuck with q's from getting a loan...help please!!? |
| Okay so we went to look at a house that we thought we liked, but wound up not liking it. The realtor gave us a number to peoples first to get pre approved over the phone. Well the lady said we had ... |
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 I am new at this "rent"ing business. When the LANDLORD says they charge for electricity, what does it mean? |
Do I have to turn off all the lights? (before the bulbs run out?)
Should I unplug the microwave? (the digital clock runs the microwave.)
What about the oven then? I didn't tell my ... |
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 Is it public information how much a person owes on their home? |
| Is it public information how much a person owes on their home? Some one has ask me what I owe on my home for sale.They then said it was public info. anyway,when I didnt answer. Hmmmm....I know it is ... |
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 Is there a limit to how long a landlord can hold a check without depositing? |
| My landlord has been waiting longer and longer to deposit my rent check. This month, i failed to notice, however, they deposited May and June's rent a day apart from each other. May's ... |
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 Do I have a legal right to ask my landlord for money? |
My refrigerator broke 2 weeks ago, the freezer still worked, but the fridge was only slightly chilled ever since. It was not cold enough to keep really any perishable products in.
After 2 ... |
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 Slumlord and bad Judge? |
| When we first moved into our apartment of course everyting looked okay, come to find out there was a leak in our kitchen, bathroom, and master bedroom, the first night it rained, We told this to our ... |
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 In Urgent need to Break a Apartment lease..pls help? |
We got a nice deal for a house, and have to break our apt lease for sure. We just signed a contract for 9months, what is the easiest way out and with no loss to us.
Pls suggest ur BEST ideas.<... |
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 I am evicting a tenant for non payment of rent can I ask for the $$ I spent other than rent? |
| I am evicting a tenant for non payment of rents over $4000 to be exact can I ad the fees to my claim I spent for my manager to make house visits to collect rernt and for him to go to court for me ,... |
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 Can you break a lease if someone breaks into your apartment? |
| Someone broke into my apartment and I moved. The landlord said it was okay and today a cop shows up at my house and he is suing me for 3 months rent! When he said it was fine for me to leave! What do ... |
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 What are some legit reasons to break a rental lease? |
| Is a long term unemployment a valid reason; Is a 2 month notice sufficient? Is relocation to another state valid? What are the alternatives?... |
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 Are there lenders who offer financing with stated income to a self employed buyer for investment property? |
Additional Details
Can anyone provide names of lenders who offer this type of financing? My middle score is 624, I've been self employed in the same field for the past 51/2yrs and ... |
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 What do you think of someone buying a home and having a mortgage at a young age? |
| I want to know everything there is to buying and owning a home before I even consider purchasing one, but is there anything wrong with a 19-20 year old wanting to buy instead of rent? I just don'... |
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 I really want to buy a house? |
| I have no clue where to start.. my husband is in the Army and has been for 15 years, he has an identity fraud alert on his credit report, because someone stole his identity, we are moving in 2 months ... |
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 Can i sell and buy with the same realtor? |
| we are out growing our house we would like to buy a bigger one do real estate agents work w ppl to do this? would we have to pay like a double fee or something??? you know have an agent find us a ... |
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Macon, Ga. Real Estate | Is it common for most people to not know the differences between Foreclosures, Short Sales, Preforeclosures,? |
Is it common for most people to not know the differences between Foreclosures, Short Sales, Preforeclosures, and Bank REO properties? Is this something that needs some additional clarification for the general public? |
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godged
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There is so much misinformation out there, it is not unusual for people to feel that they have a fund of knowledge on these terms, when they really don't understand most of it at all.
For instance, the foreclosure listing websites. I regularly receive calls from someone who saw a property on a foreclosure website, thinking it was now for sale. The foreclosure sites pull their information from the required legal notices, and don't routinely update them. Some of these houses were redeemed, short saled, are foreclosed but not on the market, already foreclosed and resold. I don't think the general public understands where the information comes from and that it just isn't accurate.
A client sent me a link to the "foreclosures" in my area, for a fact I knew 25% of the houses were inaccurately listed, and if I would have checked them all, I suspect the number would have been much higher.
Anyone with some web savvy and a URL can throw a website together, and some consumers take any information off a website as accurate. With money to be made on information that is web accessible, I suspect we as RE professionals are going to have to constantly educate our clients about what is reality and what is fluff. |
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Mark G
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I'd say so, although people are getting more aware as the rash of foreclosures goes on. Previous to recent times, only investors and those losing their homes really had any need to understand the process. |
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jayk795
 |
yes |
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matthewreedjones
 |
Yes, it would require additional clarification. I just bought my first home and that was a whole new experience. The home that I bought was a short sell (the seller apparently was in deep debt). And what is Preforclosures? I'm assuming the period between missing payments and full and outright default? |
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RosieNAlbany
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Sure, no one knows because ignorence is bliss. But , seriously who would provide the clarification? Realtors, accountants, banks................? I doubt it. Too much pressure to profit without regard to the larger societal consequences. Such is the ultimate outcome of blatant capitalism. |
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mandy_010
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Yes, it is not common. Usually most of us don't deal with real estate on a level where it's crucial to know about it. |
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?
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yea, thats not common speak
youll have to explain |
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jillscowboys
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yes |
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Alterfemego
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Well I'm sure alot of folks aren't sure. Some of these names are relatively new. Unless they are involved in a situation that might involve one of these situations, then no, the general public doesn't need to know. However, it would behoove most to at least know the difference between them and there is a ton of information online for those seeking an education. |
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