 How much time do you have to give your landlord if your moving? |
I want to move out of the city but am not sure on how much notice you have to give the landlord.
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It is not stated in my lease how much notice to give.... |
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 I bought a house from a relative years ago. He signed a Quit Claim deed and i didn't recorded it until ...... |
| A few weeks ago.I wanna know if my property is "secured" now or what are the next steps i should take to have rock solid ownership of the house. My relative is having a change of heart and ... |
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 Am I liable for rent if I moved out and 2 roomates are still living in the apartment? |
| I moved out of my apartment last November because my best friend and my ex were bangin each other and I couldn't stand living there anymore. Now one of my roomates is trying to come after me now ... |
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 How do i evict a friend who i don't have a lease with and who has never paid the rent agreed on? |
| My friend and his two children moved into my home in August '07 under the verbal agreement he would pay me $400 a month. We did not have a written lease. I have only received the first months ... |
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 I am considering withdrawing my IRA money in order to purchase two 4 unit properties. Comments? |
| I have $165,000.00 in the account and will need about half for down payments. I will net about $52,000 a year in income.... |
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 I had to move my pitbull for insurance reason and the owner what to know where they are located. What to do? |
| I have and owner and a landlord I was able to move them in one day so the insurace company back to the house. Legally I don't think they need that information.I want to do what is right. please ... |
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 Does anyone else have an a**hole for a landlord? |
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and why do you consider them to be that?... |
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 Is 159,000 a reasonable first offer for a house listed at 199,999? |
| we are first time home buyers and have found a home that we want. It's listed at 199,999 and has been been on the market since june of 2006. We dont want to pay any more than 170,000 for a ... |
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 Can my elderly mother evict her two freeloading tenants by putting there belongings outside and changing the l |
| ocks? They are tormenting her! No written rental agreements, no rent paid since nov. 06. served a 3-day notice, served eviction, obtained restraining order (judge made it for 5 feet away only. T... |
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 How can I fire my Real Estate Agent? |
I don't think my real estate agent is doing enough to sell my house and I want to fire him, what can I do?
I am in a three month contract with my real estate agent at four percent ... |
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 If you're a landlord and you're allowing your tenant to break a commercial lease, how should you handle it? |
| I will allow the tenant to get out of his lease with me. I will allow him to leave under certain conditions, which are actually, in my opinion, very reasonable. I know some people have demanded ... |
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 My wife and I own a home together. How can I take her name off of the mortgage/loan. We are separated.? |
My wife and I are separted. I live in an apartment.
She continues to live in the house we purchase together. She wants a divorce and to move out of the house and buy her own home. How can I get ... |
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 Mortgage broker? Or just go talk to banks? |
I am wondering if I should use the mortgage broker I have been talking to, or should I just go start talking to banks?
Mortgage brokers are getting alot of bad press.
Seems I ... |
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 Mortgage loan and underwriter? |
| My husband and I are applying for a mortgage loan. The loan officer told us the application has to be sent to an underwriter for approval. He also said if we decide to send it to the underwriter we ... |
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 I am a landlord and thinking of selling my property. I have tenants and not sure how to handle it? |
| Dont want them to leave immediantly and leave the place empty while its on the market, could I guarentee them two months notice if they stay, or reduce the rent or... whats the standard thing to do? I... |
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happyglitterthatrock... | Is it illegal as a landlord not to have house insurance? |
my landlord doesnt have house insurance, the boiler broke down and i asked the plumber questions about my landlord, he informs me that there is no house insurance. this concerns me as a tenent. is this illegal? i mean what if i burn th house down? |
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'H'
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If you burn the house down by accident (deliberatly is a different matter) and the Landlord has no building insurance then that is his problem as it is his building. Your belongings are a different matter, if you want them to be insured then you must pay for the insurance yourself. Your rent does not cover that. |
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Gary N
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If he has a mortgage on the property, he is required by the bank to carry hazard insurance. If the property is free and clear, it is his choice to carry it or not. If the property burns down, he's out of luck. You should at the very least be carrying renters insurance, regardless of whether the landlord has hazard insurance on the property. His hazard insurance will not cover your personal items. |
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charlie3127389
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it is not illegal ..but if anything was to happen to the building then it is the landlords problem...But is advisable you get insurance for your personal belongings |
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kimmamarie
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First of all, why would a plumber tell you anything? And how would he know? I am quite sure that if your landlord found out the plumber was telling tales, he would no longer work for him or could be sued. And if you were my tenant, questioning my contractor for information that was NONE of your business, you would be gone very quickly. VERY VERY quickly.
If you burn the house down, then its your fault and you pay for damages. Yes the LL is supposed to have insurance, but only on the structure. If he doesnt, then he will deal with the loss of the house and any expenses it takes to repair or tear down. He is not responsible for your property. That is what your Renters Insurance is for.
And anything under his deductable (if he has insurance) DOES NOT have to be turned in to his insurance company. He simply pays for those repairs out of his pocket or out of yours if its your fault.
My advise. Dont believe everything you hear. And mind your own business. Your landlords business is none of your concern. |
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Peter the Great!
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You don't say in what part of the world you live in, so what is legal and not is difficult to answer. You should certainly have your own contents insurance which will cover your personal effects. This you can usually get which will also cover you for travel and certain items when you are away from home. You may also want to have some form of liability insurance. It's always possible to drop a flower pot from a 5th floor window on to your neighbours car or head or something. As to house insurance, I would imagine that in most places that is the landlords responsibility. In the UK I would check at the Citizens Advice Bureau. In the States I guess there are agencies where you'll get the appropriate info. |
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Mick
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No your landlord doe,s not have to have house insurance ,but it is your own responsibility to insure your own furniture . |
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Sue
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It is not illegal for him not to have insurance (it is not homeowners insurance unless he lives there too - as in a 2 family home) on his rental property. If lightning hits the house & causes damage (something that would normally be covered by his insurance), he is out of luck. You should have renters insurance for your contents and your liability. If you burn the house down, you could be legally liable for the damages (for example, you leave a pot on the stove with the burner on and it causes a fire). If you have a renters policy, the policy would pay up to your limit of liability - you should have a minimum of $500,000 liability on any home/renters policy. Liability is bodily injury or property damage you do to others - accidentally of course. Even if your landlord has insurance, you should always carry a renters policy - they are CHEAP and worth every penny if you ever need it.
By the way, how would the plumber know if your landlord does or does not have insurance? A boiler break down would not be covered anyway. |
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John A
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If he owns the house, he can choose whether he insures or not. The boiler problem would be classed as fair wear and tear and not covered under a policy, unless it is gas and there is a contract with the gas board.
If you intentionally burn the house down you will probably go to jail.
There is an interesting point. I reckon that as you have a contract with the landlord i.e. you pay money and he gives you accomodation in return, I think that were the house to burn down, he would probably be under a legal obligation to rehouse you in similar accomodation at a similar price. |
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Kate
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If you burn the house down, he won't get an insurance payout - simple as that! It's not your problem what happens to the actual house, but you DO need contents insurance to cover your own belongings as if it did burn down, you'd be able to claim them back. As a rule, only get insurance for what you own!
You do have a right in the UK to have thing sthat he's provided fixed, regardless of if he has insurance or not; for example, the boiler - he'll have to cover the cost himself rather that being able to claim it on HIS insurance. Don't let him try to get you to pay for it! |
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Bareasskmeagain
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NO it is not illegal. If the property is fully paid for the owner my be 'self insured'
If there is a mortgage the lender will require it.
To have renters insurance which covers your property. . .NO, that is up to you to get it. Some Landlord packages does have coverage for renters. |
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ebosgramma
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What does the plumber know about your landlord's home owner's insurance? As many others have said, you only need to worry about having renter's insurance if you are concerned about your personal possessions in the event of a fire.
BUT without home owner's insurance who is going to pay if you or your guest is injured on the property due to the landlord's negligence? I have never asked a landlord if he had insurance but since you have opened the door I guess now would be a good time to ASK THE LANDLORD not the plumber. |
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riannwalton
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As a landlord you have to have buildings insurance - I am suprised your mortgage company didnt tell you when you set up your business mortgage - It is not illegal, to not have contents insurance - the responsibility is on the person/s renting the property, but if you are letting fully furnished it would make sense to have contents insurance, so any damages can be replaced! |
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aka_sickfix1978
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easy mate, technically it is legal for your landlord not to have house insurance that is something you should have asked about before you singed a contract. but he does have to make sure that the boiler and other stuff are in proper working order.
if in doubt go and see your local citizens advise bureau. |
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