 Room mate went to jail- are we responsible for his rent, etc? |
I live in a house with two other people. 2 days ago, one of them was arrested and is currently in jail on 4 felony charges.
My first, most important question, is that rent is due in a ... |
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 Can a IL. landlord turn down a ex felon? |
Additional Details
I'am not the felon I know a 28yr old kid who at 16 was in the wrong place at wrong time. I had hoped I could help him.... |
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 Dealing with an unruly home-owner/seller? |
| I'm at my wits end. My current (and only) listing is owned by a man that has turned out to be, for all intents and purposes, out of his mind. He calls me at all hours of the day or night to &... |
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 Want to rent my house out - what do I need to know? |
| I want to rent my house out and think I will probably get a property management company to manage it. How much do they usually charge? If they are taking care of the Also, do I need to notify ... |
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 My ex didnt pay a penny of our morgage or bills now we have split up has he any rights? |
| me and my ex boyfriend bought a house together but 6 months later he left me and i had to carry on the mortgage payments and bills by myself. I later found out that for the whole time we lived ... |
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 If it is paid off which it is free and clear aren't they suppose to send something to the county or me saying |
| it is paid off? i bought it from the previous owner which is where i sent my payment too. but he is deceased and the lawyer who took over will not return calls to him asking him for something saying ... |
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 Just received an eviction notice please help!? |
| I've lived in my apartment for a month now and about two weeks ago we had a birthday party. There was music playing, but for the most part it was not too rowdy. The next day we cleaned up the ... |
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 What happens if my landlord lost my security deposit check? He wants another $500 from me. I have receipt.? |
| I have a receipt from the landlord. He wants me to pay another $500 bc he lost my security deposit check. Do I have to give another $500?... |
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 I need a new name for my company. Help? |
| Property Management! My boss/owner of company ask me to come up with a new name and I am not having any luck! Please help. I renamed a property Whispering Palms and now she wants me to come up with ... |
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 This guy is an idiot!!!!? |
| so we've been living in our friends house since december cuz he moved to costa rica. we signed a lease for 6 months, so we're out at the end of this month. we already told him we're ... |
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| Even though I have a broker, can I still call the bank and check the status of my loan? |
Im getting irritated and frustrated. We are already weeks behind, and I should have heard something Monday.
My broker likes to avoid me till he has something to tell me.
Im going insane!!!!<... |
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 How can I get a home for me and my daughter with bad credit? |
| I just recently paid off all of my outstanding creditors and I need to move out of the place I am at within the next month. How can I do that if my credit report won't reflect the payments until ... |
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 Is it legal to have someone get an apartment for me so I can live in it? |
| I have bad credit and can't get approved for any apartments, it seems. I have a decent job that is career oriented. So, I figure the only way i can get a place is to have someone else apply for ... |
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| After buying a mobile home and living in it for 10-15 years if it has been well maintained will it...........? |
| go up or down in value? Lets say at the time of purchase it is 10 years old or less and in excellent shape. If its well maintained what will happen to its value as time goes on?... |
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 Can a commercial landlord raise rent because they had to replace an air conditioner? |
| A pet shop has had trouble with the air conditioner all summer. He has tried to have it repaired but the air conditioner was just to old. He asked his landlord to replace it but they said if they ... |
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 Should we purchase a home outright? |
| My husband and I have the wonderfull opportunity to purchase a home outright. I am aware of the tax breaks we would get if we were to finance a home. We would still have PLENTY left over (after ... |
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Colin | Is it legal for a landlord to demand to be added to your contents insurance policy as an interested party? |
My landlord is telling me that she needs to be added to me & my wife's contents insurance policy as an "interested party". I have serious doubts over this as I don't know if this then allows her to make claims on my policy without my intervention. I especially find this to be a dubious request as the property is also being managed by a property management company.
This question is for UK people because I have been led to understand that our laws in these areas are very different to mainland European and American laws.
Additional Details
Thanks everyone. I've seen enough responses along the lines that I was suspecting to know that I definately need to raise this with my insurance company and the property management company. I will post back later with their definitive answers.
Thankyou. |
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Happy Murcia
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No it is not, the only people on your contents insurance should be you and your wife, they are your belongings.
The landlord has no right over your posses ions, he is well out of order. I`ve rented alot and have never in my life heard of such a request or demand. I have also been a landlord in the past. Sounds to me like he`s trying to scam, speak to the property management company..
If the landlord has any furniture etc in the house then it is up to him to insure it not the tenant.... |
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Kathleen M
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Live in USA, but i'd say contact your insurance company and ask them. |
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OriginalBubble
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If she has no property whatsoever, I mean not even a cup etc in the property then no she shouldnt be on the policy - if it is strictly contents and not buildings & contents. |
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bostonianinmo
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No, there is never a need to do that, unless you purchased your furniture from the landlord and he has a security interest in it.
If you rented the property furnished, he needs to provide his own insurance coverage for his property.
Although I'm a Yank, I lived in Europe and the UK for many years, and was a landlord in the UK for nearly 10 years. This is a totally off-the-wall request! |
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bullet b
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if she can claim insurance on your property, are you going to give her claims to your life insurance policy? id check your insurance dealer. your property like clothing is yours. the house insurance is paid by the landlord unless you have these condos where you pay. |
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TallPaul
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If the property is furnished, or part-furnished, then yes. If you spill wine all over your rug and their sofa...
I don't know the full details of your situation, so have made assumptions. |
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Pat R
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I would imagine it is in her interest if the property is furnished or part furnished.
She would also need to be able to claim if there were a fire or flood,you wont have to give her the policy number, so she cant claim without you knowing.
If any of the above happened ,if she weren't on your policy who would pay for redecorating? |
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dm_angel
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It is not necessary to do this. Landlords have individual insurance that covers them and the original set up of the house (ie. any furniture they rent to you inside the house). I would not under any circumstances put her on the insurance.
If you have anymore concerns speak to the property management company or the citizens advice bureau. |
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welcome news
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Your landlord should extend their buildings insurance to cover their contents in the home. Unless the terms of the lease state otherwise there is no legal compulsion that they be added to your policy - please note that this will have the effect of increasing the sums insured and thus the premium - so make sure that if you agree to this that your landlord pays a suitable proportion of the insurance premium. |
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