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 How to take your name off mortgage loan to a house you own?
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 Refinancing house- who to consult?
My husband and I are looking to refinance our house. How do we go about doing this? Who should we consult?...


 I was sold a house with foundation problems, and it wasn't disclosed when I bought it. What can I do?
I have been in my house for 1 year. But my real state agent never went over the inspection report with me, not only that I didn't even get a termite inspection. I am a first time home buyer, I�...


 Best place to get first time home buyers loan, bank or finance company?
im looking at a house for $140,000. i bring home about $600 a week with a .50 cent raise every two months. she grosses $2600 a month and gets paid once a month. she has no credit. and what little bit ...


 Would it make since to refi on property puerchased in Aug.?
The problem is i found someone to the the refi but it would only save me 300. I have no pre-pay penalties and wont have any if i do refi. Also i dont have to pay a closing cost. Should i just wait ...


 I would like to refiance my house and take out interest only loan and use the equity for investments purpose?
I am already on adjustable rate it start at 4.9% now it is at 5.50% I have owned my house for 1year and 2 months....


 My landlord asked me to renew my lease. my current lease wont expire until 11-07. how do i reply to her?
i want to tell my landlord that i will renew when my old lease expires. how should i word it? what legal rights do i have?...


 Home loan intrest rate?
I am intrested in purchasing my first home. What is a good intrest rate for an above avarage credit?...


 Looking for a hme loan.?
trying to get a 200k loan my credit score is 615, with 10% down they offered me a 9% interest rate, if i double the down payment to 20% will i get a better rate? what should i expect?...


 I live in an apartment and other people are parking in my space. What can I do to make them stop?
I live on the end of a row of apartments. There is enough room in front of each apt. to park 2 cars. Even though I only have 1 vehicle, the end apt. is by the dumpster and there is not alot of room ...


 What is the best way to advertise the sale of my house to people out of state?
I live in FL and want to advertise my house to people in other states. I have it on Realtor.com, but has anyone found any better ways to advertise real estate?...


 If people hired arsonists to torch the houses that were worth less than the mortgage, we the economy be OK now?
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 Why are some homeowners so snobby about people who rent ?
I've gone to various gatherings and heard the people who endlessly brag about their houses, comparing each others houses...and they also tend to talk about those of us who rent though we are 2d ...


 My apartment complex owes us $3000 dollars but changed management and now won't pay. Is this legal?
We paid for something that was $3000 and got it in writing that our apartment complex would pay us back. The new manager says that since the old management made the deal, they don't owe us....


 My fiance and i are trying to get an apartment but cant afford the deposit.?
does anyone know of any programs that would help us pay our deposits so that we can get our own place?
Additional Details
we have no choice to move cuz right now we are staying with ...


 I have a tenant that refuses to move out we have an oral agreement I asked her to move25 days ago ?
she is a friend my son lost his home due to forclosure and has 4 children and needs to move into my rental because its all he can afford what are my ...


 Do I have to allow my landlord to do this? ?
the apt i live in is in the process of being sold. so my landlord gives potential buyers tours of the apt building. my apt is close to the entrance, and one of the better looking units. so around 5 ...


 Inherited a home and want a person living there to leave?
Hi, I inherited a home in Nevada and I would like to have the person living there leave. He has been living in the home for about 10 years and only pays rent off and on. There has Never been a ...


 What is the fastest way to stop a foreclosure? Can HUD help?
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 Can i get out of a contract to sell by taking it off the market, if so how long before i can put it back on?
i had dealt with a realtor on 2 sells and one buy of a home, we just inherited a home and wanted to sell it, we contacted our old realtor, she had her husband give us the contract, my husband was in ...



pluto
Is it legal to have someone get an apartment for me so I can live in it?
I have bad credit and can't get approved for any apartments, it seems. I have a decent job that is career oriented. So, I figure the only way i can get a place is to have someone else apply for the apartment, get it and then i just live in it. Is this legal?
                     
 




willys56cj5
Rating
Some state/local laws make it a criminal offense to misrepresent the conditions of a legal binding agreement but even if not criminal, breach of contract can constitute legal liabilities and penalties. It hinges on whether or not the lease allows "subletting": The ability to transfer the rights from the leasor to another person.


RainyDay
It is more legal for someone to get a house for you! Believe it or not...put the down payment down. Pay with your own checking account for a year..or maybe less..about 6 months..then let the lender know its you paying for that house. Show proof..you will get some kind of loan..even maybe a balloon...then buy the house for $1.00..then its yours. I think it is illegal to have someone else sign for an apartment..unless they too are on the lease.


Ben D
i don't believe it is legal. if you do go ahead and go that route, the landlord can terminate your lease.


startwinkle05
Rating
It is legal if the landlord will agree to sublet the apartment. Otherwise, when they find you living there instead of the person who rented it, they can kick you out. Then the person who rented it for you will have a bad mark on their credit report!


CMR2006
Is it legal, more likely not. In most states you would not be considered a resident because you are not on the lease/rental agreement. And the person renting the unit could be evicted for allowing someone not on the lease to reside there.
My advice would be to find some place that allows co-signors and find yourself a good co-signor. If as you say, you have a decent job and your employment outlook is good, you should be able to find one. Ask friends and family members, they may be willing to help.
Some companies will even allow co-signors from out of the area so long as they meet their criteria.
If you get a co-signor, then you will be on the lease/rental agreement and the co-signor will be guaranteeing your financial responsibilities towards the landlord.
Another option is finding a company that will let you pre-pay rent or put down a bigger deposit.


peaches
Rating
Yes if the apartments allow you or the leasee to sub-let.


fluturu a
very bad because someone can find and cheek you out from the apartment


Marilynne
Let's say that a fire breaks out in the apartment and damages appliances and walls. You won't be held responsible - the person that signed over for you would be. It's a huge insurance risk to them. Maybe someone can agree to cosign with you? That'll be more legal, moral, responsible and comfortable for the person that will be cosigning.


ooh la la
yes absoutlely u can have someone sign for the appartment and sign your name on the lease without having to check your credits. be sure the other person has decent credits though.


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