 Should I buy a house? |
| We have been renting a house for 5 years from my inlaws. We have a 3 year old daughter and would like something bigger. We have looked into renting something bigger, but it seems like the same ... |
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 In Florida, what recourse do you have if your employer suddenly makes you sign a document that says they can? |
| Terminate you if you don't give a 100%? If they fire my sister in law before a certain date, she will lose 30K in real estate commissions and they know it. Her boyfriend just died and she is ... |
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 How much rent should we charge our college grad daughter? |
| We have been charging our daughter $100 per month rent since she graduated college two years ago. We feel that this is low, but we wanted to help her get back on her feet. Does anyone know what a ... |
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 Can a landlord go to a persons place of work to collect rent money? |
| i have a friend that is a single mom who rents and her landlord is always coming into the house when she is gone and the landlords wife is always showing up at her place of work to collect rent money.... |
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 I have not received my security deposits from my past landlord and it has been over 3 months, can I sue? |
I did all the necessary protocol:
- I owed no rent
- Gave them letter notice of my move out at the end of my lease
The leasing agent and old property manager know they owe me my ... |
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 I need a basic rental agreement setting up, what should I include? |
| I'm selling a property, but the buyer needs to move in quickly as they have to be out of their property in 2 weeks. Because my house isn't quite ready for sale yet, i.e.still full of ... |
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 Can you break a rental agreement for a good reason? |
| My family and I just moved in about 3 months ago to an apt. the lady had us sign the papers before we saw the apt. but that's not the problem. We signed a 1 year lease and than as soon as it got ... |
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 I need and can afford to buy a home but I have poor credit. Is there anything I can do? |
| My credit is bad, but I have an excellent rental history. I work in the gov therfore I can get a residental loan with my own money. I have about $10,000 in there. I would really like help in ... |
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 If I have an offer on my house that I'm negotiating (but no contract), can other potential buyers still look? |
| I've been verbally going back and forth with the buyer's realtor, but in the meantime, other people are asking to come look at the house. Is it okay to let them look until the contract is ... |
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 Do she have to pay rent? |
| Hello. I have a friend who is renting an apartment. we found out from the landlord herself that she is losing the entire apt. complex. So the banks going to end up repoing it. But the current ... |
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 Can I buy a house? $42K salary? |
| I make $42,000 a year and would like to purchase a home. I have a good credit background, am paying off my credit cards and student loans. I just finished up paying off my car. I'm trying really ... |
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 What are my rights - Landlord/Tenant Question? |
I am renting a property through a letting agency, and moved in in Aug 06. I signed a 12 month Assured Shorthold Tenancy Agreement.
I have just recieved a call from the letting agency ... |
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 I am buying a house of what things should be alert? |
| I am buying a 465 000 house I want to know some things that I must know from my agent or things that i should expect i dont want ot get rip off in other words I want to be alert.... |
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 How much of your paycheck do you put towrads your rent? |
I hear 1/3, but that seems like a lot. I've even hearf 1/2.. how abut u?
Additional Details
Im asking you, how much of YOUR paycheck goes to your rent, not how do you figure out ... |
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 Paying more than required mortgage payment? |
For example, let's say my mortgage payment is $800 per month. What will happen if I pay $1000 every month? Will my required payment go down each month?
What if it's an interest ... |
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 How do you give a motel a good reputation, when it once had a bad one? |
| my dad is the manager of a motel that used to have a reputation of being a drug and wh*re house, but sense he's became manager 2 years ago it been cleaned out, but is still known as a drug/wh*re ... |
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 Which makes more sense?? |
1) Renting house from father for $1600/month for roughly 40 years
2) Renting house from father until we can afford to buy it (for roughly $500K+)
Does it make more sense to rent ... |
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Justin Smith | Is it mandatory that you carry homeowners insurance? |
My wife and I have two kids, and we have been forced to live on a tighter budget for the past 6 months. Allstate just raised our homeowners insurance by $50/month and that is more than we can afford right now. Is there a law that require we have homeowners insurance? Does our mortgage company require it? |
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Joan Trivitte
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I have homeowners insurance on my residence where I reside as I have a mortgage on it.however,I have a rental property that is and has been free and clear for years.do I need anything other than a fire insurance policy ? my rates keep going up all the time and I have never even had a claim in,I am very limited income. |
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Ed Atun
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If you own your house free and clear you do not have to have insurance. Your mortgage has a clause explaining to you that , if the house burns down, they don't have anything to put a mortgage on. So you must protect them by keeping insurance. If they don't receive proof that you have insurance, they will hire an insurance company for you and add it to your mortgage. |
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Real Estate Guy
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There isn't a law, but your mortgage 100% requires it. read your mortgage. You DID promise to keep insurance on the property while the lender had an interest.
And if you drop it, they have the RIGHT to buy insurance for you. They have no obligation to save you money. This lender's insurance WILL cost you about 3-4 times what you are paying.
Call your insurance company and see if there are ways to lower the payment. Increase your deductable to $1,000 is one way. Combo the car and home owners. |
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Rick B
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That $50 sure will seem cheap if you have a fire.
Get an extra job. You can earn $100 a WEEK or more.
Yes, your mortgage requires it. They know they will never get another dime for you if an uninsured house burns down. |
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Classy Granny
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If you have a mortgage your lender will require that you have an up to date insurance policy. If something happen such as a fire and you didn't have insurance, you would still be responsible for a house payment on a house you may no longer be able to live in. Find other ways to cut corners and keep your insurance. |
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godged
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There is no law that requires it, but your lender will. If you let the insurance lapse, they will purchase insurance for you at an outrageous rate and send you the bill, which you will be expected to pay. |
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flowergirl
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Yes it is. Your bank has to protect its interest/property. Why don't you call the insurance co. and find out why the cost went up $50. Raise your deductible, ask them what can we do to get the cost of the insurance down. |
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bonsai
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mortgage company requires it |
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Stu
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Yes...as noted above, if you have a mortgage, you must keep the property insured. You might shop around to see if you can find a better insurance rate. Or, as suggested above, increase your deductible. |
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Jäger
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Is it mandatory to have car insurance? |
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Marysue
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If you have mortgage, you must have home owner's insurance.
You got a loan based on the premise that your lender could take your house if you don't pay. If something happens to your house, your lender's collateral just went down in value or disappeared. They need assurance that their investment is sound. |
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