 In California is it the landlords responsibility to showel snow off the renters roof? |
| We own a rental and the roof needs the snow shoveled off. This year we have more snow than usual and more coming. Is it the renters responsibility or the landlords to maintain the shoveling? We ... |
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 Are you expected to give your real estate agent a gift after you buy your house? |
| I'm in the process of buying my first house, and my real estate agent has been super helpful. Should I buy her a gift once the sale goes through, or is the money she makes off of this sale ... |
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 I live in the state of GA my landlord opened my mail and it was financial matters. I'm sure that's not legal? |
| She claims it was because she thought it was her daughter's mail but their names are not even remotely similar to mine. Then when I confronted her she mockingly told to "call your lawyer... ... |
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 Who hates landlords more than me ??? (landlords need not comment)? |
I despise all of them so much, they are the lamest people in England them and estate agents.
Would you vote for a political party that made it very difficult for these people to live ??<... |
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 Is there a way to buy a house with poor credit? |
Hello, I would like to know if there is a way to buy a house with fair/poor (not sure what is considered poor) credit, and no money down??
T... |
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 If a tenant's dog bites a gardener, who is liable for this? |
| After the bite, the gardener was able to go to work. We (house's owner) don't know the tenant has a dog. The gardener told us he was fine and just went to get some antibiotic, but and ... |
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 Why wont any one buy this house? |
| this is a beautiful 4 bedroom house....it has a jacuzzi and pool beautiful garden and beautiful inside...big kitchen everything you want in a house and some reason no one wants the house.. people ... |
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 Get married or buy a house first? |
My fiancee and I have been talking about buying a house for almost a year and we're getting into a financial position where we may be able to.
We are both wondering whether it would be ... |
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 If you own a place and get a roommate to help with mortgage? |
is that considered an extra income? If so, how do you write that in your taxes - business or just add as an regular income?
Silly question, but totally new to this topic.... |
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 I'm 16 and I want to rent an apartment but what sort of things do I need?? |
| The only thing I know is at the age of 16 I can live on my own in an apartment or something. But what sort of things will I need, like I know I cannot get a co - signer, so is there anything else I ... |
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 Should I deny a applicant bc 61% of his monthly wage will go to the rent? |
| I have an applicant who monthly wage is $2000 and he is trying to rent a apartment for $1220. The owners of the apartment want to deny the applicant because he may have problems making rent. The ... |
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 I Think I am falling in love with my tennant...I think she knows it too because she? |
| is always asking if she could pay a little in the beginning of the month and make up the rest. Of course she never does...She is so pretty and I dont mind because the house is paid off with no real ... |
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 Is it more economical to buy a house or rent an apartment? |
| My husband and I have been renting for 4 years (he has been renting longer than that, it is kind of all he knows. I moved out of my parents house into an apartment) We have a daughter and we live in ... |
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 I sold something on eBay...now I want to keep it? |
Okay so I sold something on eBay but I realized that I now want to keep it....the buyer hasn't paid yet and it has been a few days...what do i do?
thanks (:
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 My upstairs neighbor complained about my kids in a weird way...pls help? |
| I was talking to my neighbor last night about vacations etc....and all of a sudden she said "yeah I hear your kids ALOT in the mornings on the weekend...." then she said "I was going ... |
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naejet | Is it possible to get a 30 year fixed home loan for 50,000 when I don't make much? |
right now I rent...and I feel like I'm just throwing away that money every year...I found a cute little house that I want in a rural area close to work. The problem is I only make $18,000 a year...and I'd only be able to swing a 450/month payment for housing. I have excellent credit though. Am I way out of my league? Also, can u roll closing cost and deposit into the home loan?
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I'm in Texas by the way. |
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linkus86
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You should speak to a mortgage broker face to face and discuss your options. You are right to believe that you won't qualify for the largest loan, but if you can find an inexpensive property within your means, you financial future will be much better off. You don't need a bunch of money to put down on a house either, plus there is a state government program readily available to help you with the down payment and closing costs. If you tell me where you are, i will be happy to direct you to them. |
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chuck m
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FHA is a Government program for first time hme buyers like yourself. They are much more flexible in the terms. You will need atleast 3% in cash at closing, of course the more cash you have up front the better for getting approved. You can get close to 100% loan to value fixed rate and no prepayment penalty.
I listed the FHA website for FAQ as well as Keyes Company The Mortage Department |
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mystyckdragonlord
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Go thru a bank and look for a 1st time homeowners loan. It is unlikely, but you still have a chance. |
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gontrans25
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SAVE SOME MONEY FRIST AND DO YOUR HOMEWORK.....SAVE A LEAST 20 GRAND. |
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Nichole R
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My husband and I contacted Century 21 when we started looking for a home and they have a great first time home buyers loan. Neither one of us has great credit and we got a 30 year fixed loan at 7%. Our payments on $60,000 are only $485 a month and that includes homeowner's insurance. If you have excellent credit your numbers could look a thousand times better than ours!!!!!! Good luck :) |
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joe m
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yes, you can have the home loan be 100% financed including closing costs. You will just have to speak to a broker to find out what you can do with that....what state are you in. If you are in CA, I can refer you to a broker friend.
jofus1981@gmail.com |
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iceman
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with 18k ---50kis doable...
The rule of thumb is you can borrow a max of about 4 times your income with at least decent credit. But you will probably need some form of a downpayment so the bank has a little security on the loan. |
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Morgan M
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The monthly payment amount on that $50k loan would be about $351 per month depending on the taxes on the property and the insurance rates in your area. If you pay that amount or less for rent now you should be able to afford it. Keep in mind there are expenses as a homeowner that you don't pay now as a renter. You probably don't pay water/sewer, which can be expensive also depending on where you live, the condition of the plumbing and appliances in the home, the size of your family and your personal habits. You will need to find the time or spend the money to keep up the lawn, exterior and interior of the home.
On the flip side, owning your own home IS the best way to increase your personal net worth and invest in your future.
Remember not to buy the best house in the worst neighborhood, get the worst house in the best neighborhood you can afford. This will bring you the best return on your dollar. Be sure to upgrade your property over the years to ensure it continues to gain market value (equity). Landscaping, cabinetry windows, roofing and floor covering are things that can be upgraded relatively inexpensively over the years and the returns on the investments are great.
Good luck. |
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