 Is a 540 sq ft. 1BR apt small? |
| Haven't seen the apt yet, but want to get a feeling of the size of it.... |
|
 Apartment application - asking for bank account balances? |
| I think this is weird - I am looking for apartments in California, and they are asking for my bank account numbers, as well as asking for the checking & savings account balances. One application ... |
|
 Can I demand that agents stay with prospective buyers, accompanying them upstairs to our rooms? |
| My son set up cam and caught a real estate agent talking on her cell phone in our living room the whole time while the couple prowled around our house. Then she cut down our house every way she could ... |
|
 My landlord has refused to fix or clean up after sewage spills in basment for 9 mths he blames us says it's my? |
| we have had repeated sewage spills in our basment in pa. we recently found out it's because he hooked the sump pump in to the sanitary sewer line and every time it rains hard It blows sewage all ... |
|
 Does anyone have any idea where I can find a big historic house for sale that needs fixing up,or is abandon.? |
| It dosen't matter where location is,but I need something cheap.Must be no smaller then 3000 sq.ft.Am looking also for old farm house to fix up,and make a home for family.Any info would be great,... |
|
 Condo in a major city or House in a minor city? |
| I'm a single, unattached 25 year old male professional looking to get into some property as a much needed tax break, to build equity, and because I don't believe in renting and throwing ... |
|
 Would you live in a motor home? |
| I'm thinking of buying one and renting it out. Maybe a 19' one.... |
|
 How do I ask my Landlord to install a shower? |
| I'm renting a flat privately. I moved in at the end of July last year. The bathroom has a bath only & no shower. My contract is due to be signed again for another 6 months in July. Due to ... |
|
 Rent to buy? Can someone explain this? |
I have been renting an aparment for a few years but now am looking into renting out a condo but some I see have the rent to buy option.
Can someone explain this to me? Will the rent money ... |
|
 If I get a mortgage with someone is it necessary for them to go on the deeds for the property? |
| note-the other person does not want to be on the deeds but is merely helping out with the ... |
|
 I messed up and paid too much money for a house.? |
| It has a few things wrong with it and I am waaay to ashamed to say all the things I did wrong when buying it. I know I am stuck with the consequences of my actions, so does anyone have some words to ... |
|
 Question about buying a condo? |
| I plan to purchase an apartment condo. it costs around $40K. Is that good to pay in full one time or pay monthly with mortgage?... |
|
 For Sale by Owner? Any advice? |
| MY husband and I are selling our home. We're not in a rush so we're going to try it on our own. Any advice would be appreciated.... |
|
 Is there a limit as to how much my landlord can increase my rent by? |
| I currently pay ÂŁ350 pcm, and my landlord is saying that he is putting this by a further ÂŁ200 pcm. Can he do this? I can't afford the increase and have nowhere else to go. He is a bully and ... |
|
 Rented property, disabled vehicle, threatening to tow my car? |
| I got a letter today the 10th saying i have until the 15th to move my vehicle that doesn't work or they'll tow it at my expense. It is their rental property and they had some conversation ... |
|
 My job needs me in FL, my lease in PG county in MD is till Dec,how do I avoid 2mths rent payment to end lease? |
| I spoke to an employee at the leasing office who said the only way to break my lease would be to pay 2mnths rent, I have lost my agreement and so am not sure what my lease stipulates. I was in FL ... |
|
|  |
Terry K | Is it possible to get a home refinanced without any out of pocket fees including appraisal.? |
|
 |
 
CommonCents
|
It is possible. But the appraiser needs to be paid by somebody, regardless of whether yoir loan closes or not.
If you can't scrape up the money to pay for it, you may have a problem getting the loan approved anyway.
Unless you are doing a Stated Asset loan, you will need to document your liquid assets.
Just because the appraisal is done, doesn't mean the loan will get funded. It should be the only OOP fee.
Why do you want no out of pocket fees ? |
|
godged
 |
You will pay for these services one way or the other. The appraisal will be incorporated into the loan somehow, either straight up as the appraisal fee, or disguised as some transaction fee.
Refinancing isn't free, there are closing costs that will be rolled into your refinance, and these will vary greatly by company. It pays to do your homework. Compare more than interest rates, and ask about subsequent fees, transaction fees, maintenance fees, late fees, pre-payment penalties, the lenders call them all sorts of different things, but they all cost you money down the road.
And before you commit to a refi, make sure your current mortgage doesn't have any pre-payment penalties attached. |
|
loanmasterone
 |
Yes that is possible, there are mortgage companies everyday advertising that they are prepared to do a no fee, no points loan.
You have to have a good credit score in order to qualify for this type loan.
I, also, hope that you don't think you are getting this loan free. In some cases it is better to pay points, fees and the other items yourself.
These items are tax deductible over the life of your loan. If you refinance then you may take out any remaining points and fees out in the year in which you refinance.
Please check with a tax consultant of your choice for any tax information.
Now about a free loan. In order to accomplish this great feat of no points and no fees, the mortgage industry simple increase your rate to accommodate the cost of the fees, appraisal, credit and any points they might have charged you.
I hope this has been of some use to you, good luck.
"FIGHT ON" |
|
hollywoodmelody
|
Yes I'm sure you can but I would watch how they tack it on at the end. Sometimes it does't pay. |
|
Melanie
|
Yes they can include all fees into your mortgage. |
|
bowling301301
|
yes.....but not getting a free loan. Anyone ever see the countrywide commercial that says Free this and Free that. Well they make BIG money on that program. I use to work there. Just make sure before you refi that you get some good fatih estimates and let more then 2 companys compete for your buisness. |
|
Alterfemego
|
yes, tell the lender you want to pay for these at closing. |
|
buju023
|
yes. |
|
stephen l
|
Sometimes a loan officer will front the cost of the appraisal; the rest can be rolled into the loan; net resut: no out of pocket fees. I suggest Hometown Banc Corp. They may be your best opportunity for someone to say yes. If your credit does not measure up, they don’t simply “forget to call you back.” They help you get into a credit repair program you can afford regardless of income. Check out the free evaluation form at the source website and a Hometown loan officer will contact you |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 15 minutes(s) ago
| | | |
12 | 22 minutes(s) ago
| | | |
12 | 45 minutes(s) ago
| | | |
12 | 58 minutes(s) ago
| | | |
12 | 1 hour(s) ago
| | | |
12 | 4 hour(s) ago
| | | |
12 | 8 hour(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 3 day(s) ago
| | | |
12 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
