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 I just pass my real estate exam. How much commission % should I get for helping a seller or buyer?
How do I know which broker to sign up with, in order for me to practice my real estate? I want a broker which will pay me my fair share when I help a client buy or sell a property. What is the ...


 What to do when you buy a house in San Francisco and the renter does not move?I have that problem.?
My daughter bought a house in San Francisco with a renter living in it at the time, now she is facing a horrible dilema in trying to evict her out of the house, in the mean time she has to pay the ...


 We want to buy a duplex, live in one side, but both units are presently occupied...?
My husband and I want to buy a duplex and live in one side, rent the other. The one we are interested in has both units rented out right now. I am not sure when the leases expire and what the terms ...


 Should i buy a house or a townhouse?
should i buy a townhouse or a ...


 I gave my landlord 30days notice and paid the rent for the 30 days but do I need occupy it or can i move out?
she got her money for the last 30 days does the law say i have to be there or can I move to my new place.
Additional Details
she makes it sound like i can't move out till she rents ...


 I am a first time bayer, how do i find a house that want coast me a arm and a leg?
I am look to buy a home, this will be my first time buying one....


 Just set up home and need free/very cheap stuff?
hi
ive always rented furnished accomadation .but now ive got a house and i need basically everything.im on a tight budget.ive tried freecycle,does anybody know of any similar websites or ...


 Is it possible for 2 families to buy a house together????
...


 Need info on rental question?
recently i rented out a hyome i own to a gal who had no money to pay the security deposit. the house was dirty from last tennant so we agreed that she would clean the house in lieu of paying the ...


 What can the landlord do if I leave the rented house on my own (the rent is too high) and rent somewhere else?
I made a bad rental deal when moving to a new area after I got hired with a new job. It's 1800 a month house and I cannot afford it. I have rented for 3 months now (my rental agreement is for 12 ...


 Where in the USA can I live on SS of only $900 a month?
...


 How much should I save for a downpayment for a home?
I am living in an apartment and would like to buy a home....


 Owning a home- (Christians only please)?
Ok, so my husband and I, who have been married for 6 months, are currently living in an apartment. He's still in school, I am going back for my masters next fall, and needless to say, we ...


 Using equity on my property to build a much needed extension?
Can I use equity in my property to build an extension without any hidden payments etc from my lender? I can't afford to get a bigger mortgage to extend. I know that house prices are falling at ...


 Where do I find people who want to SELL their home immediatly?
...


 I am renting a place carpet REAKs of Cat Urine. I want OUT. Can I break my lease?
I just want to move at this point. The place smells so bad. When I went to view the place before I began renting I didn't smell the cat urine because there were all these air freshners. I ...


 How will putting 10% down on a home purchase affect my mortgage rate and total costs (as opposed to 20%)?
Will a lesser down payment affect my interest rate, closing costs, fees, etc.?...


 Would you buy a condo near a railroad?
The balcony faces the railroad and its a real eye sore. But I love everything else about the condo. Is it dangerous to live near a railroad?...


 Other then Alaska where can someone find CHEAP land in the USA?
...


 Under what conditions is it okay to break a lease for an apt?
I plan to break my lease regardless of the consequences. What should I expect to deal with as a result? Is there a 'good' way to go about this?...



Amy N
Is it possible to get a loan for a manu. home after bankruptcy with land and a down payment.?
i had to file bankrupcy about a year ago due to medical bills. is it still possible to get a loan for a manufactured home now if i have some land and a down payment to put towards the loan.
                     
 




snwbm
If you have a substantial down payment, Yes. Because you are assuming a portion of the risk. I put down 35% on my first property and i had no credit and the mortgage companies were falling over me because most people now a days try to put less than 10% down. Money talks my friend. Money talks.


bella b
Lots of people think that once they’ve filed for bankruptcy they will be unable to ever get a loan again, and ultimately they are unable to do anything financial ever again. This isn’t always true, there are<!--always ways to improve your financial standing, and there are also ways to repair your damaged credit rating.

http://badcredits.awardspace.com/Bankruptcy.htm

In fact one of the best ways to improve your credit rating is to refinance your home mortgage, this-->will help to improve your credit history in a number of different ways.


Gerald
Rating
I really don't think any bank will loan $100,000 plus to you.


RickRN
Rating
No


David&#39;s Mom!
probably, but you will receive a very high interest rate,


Kris K
Right now I heard banks aren't lending as freely as they used to. It also depends on what type of bankruptcy and the amount down.


kaffegeek
Rating
has the bankruptcy been finalized??

if so look for reposessed mobile homes.

lenders will be more anxious to get them off the books.

see if family will co-sign giving them the title to the land as second collateral.


claudiacake
Depends upon your bankruptcy. Were you granted a dissolution of debt, or are you paying off creditors through the bankruptcy court? If you are still in bankruptcy, you are prohibited from acquiring new debt until the bankruptcy is paid off, unless you can show the court just cause for the new debt. And that is difficult to do. If you are no longer in bankruptcy, then yes, almost every dealer of manufactured homes can find you financing if you have land as collateral and a down payment. You will pay a higher (much higher) interest rate, and your land will be forfeit on the lien until it is paid off. If you default, they will repossess your home and your land.


I_Love_McRedneck
After about a year, some banks will be willing to work with you. You'll pay through the nose in interest. If you already own the land, why not just keep saving until you can buy the house without a loan? Manufactured homes are dirt cheap.
The part I really don't understand is filing bankruptcy over medical bills. Doctors don't charge interest on their bills, so even if you're making payments of $10 or $20 a month they won't even send you to a collection agency, let alone force you to file for bankruptcy.


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