 What exactly I'm looking for when refinancing my condo? |
| I was just looking for a better interest rate, don't want money back and intend to move as soon as I can.... |
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 Realtors..Male or Female..Who will get me the best price for selling my house in todays economy? |
good time to sell or wait?? i have realtor friends..should i use them or get someone i dont know to get the best price?? and which gender should i use?...any suggestions and thanx in advance...
<... |
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 I have a realtor but no one has even called to see my property, should I rent it instead of sell? |
| its a one bed one bath condo in the northshore of IL. On the market for 149,900. Totally remodeled, granite, stainless steel appliances, pool, garage, great location. Would it be more beneficial to ... |
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 I just looked at a house I am interested in buying on the internet, but I have a question? |
| The house is a ranch brick house with a basement and it says boiler new. What is a boiler for? It doesnt say anything about airconditioning or heating, so I am assuming maybe this is for heat. T... |
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 What are my rights as a tenant? |
| over the past two years myself and 5 others have lived together in a rental house while attending university. during the course of our 2 years there have been wear and tear on the house, like scrapes ... |
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 What happens to the deposit on a house at closing? |
We are buying a house and we put down money for a deposit on the house. Do I get the deposit back at closing? Or is it used to pay other fees?
Additional Details
I do have estimated ... |
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 Update to landlord evict issue. Am I protected by law? |
I went home and checked my lease. "Landlord shall have the right at all reasonable times during the term of this agreement to enter the premises for the purpose of inspection..."
... |
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 I was wondering how to go about going to doctors about my housing situation.? |
| I have an appointment tomorrow with my doctor to explain to her about my housing situation. I'm hoping that she will be able to write a letter to the council and explain how I'm feeling ... |
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 Does having an open house really get serious buyers? |
| I have my house on the market in Ohio. Ohio is very slow in sales right now. The house has been totally renovated in 2006 using corian, cherry woods, new carpet, ect. We are not getting any bites ... |
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 Regarding a new home? |
| We have a mortgage of a condo, which is hard to sell, and we are thinking about getting a new home. What happens if we stop paying the condo when we move out? I know it will mess up my credit, but... ... |
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 What are repercussions of backing out on the purchase of a home two days before the closing? ? |
| No money was put down. We aren't going to back out, but the seller is really jerking us around and we are closing on the 28th, but she is holding the keys until the 31st at 4:00pm because she ... |
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 Is it legal for my Duplex landlord to make me split the water bill with other tenant? |
| I know we don't use much water since our washer and dryer do not work. So I'm wanting to know is it legal for my new landlords management company to make me split the bill with the other ... |
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 Can you afford an apartment without going to college? |
| I'm not really planning on going to college, but if i just had a job could i still make a livng by having an apartment?... |
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 Am i still liable for punishment from the house i'm moving into next year, if the meter is already rigged? |
| I'm a student moving into a house this Spetember, and i happen to know thew the old tennats that are moving out have had the electricity meter profesionally rigged, un-beknowns to the landlord. T... |
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teachokc | Is it possible to refinance a home without an appraisal? |
I owe less than 50% of actual value and just hate paying 3-500.00 for an appraisal. |
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Ron B
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Yes, but you won't like the rates they give you. These are bad credit or hard money deals. Instead find a good mortgage broker, and ask them to pay for the appraisal. I do it for many of my clients. If you can't find one call me. I work in most states, and have a good refferal network. Ron (619)379-2063 |
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djdraven99
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yes, it is possible
you will need a low LTV.....50% is not bad, but not great.
also, generally, you need to be doing a refi with the same lender as you did with your first mortgage.
an automated underwriting system (like Desktop Underwriter) may not ask for an appraisal, but you have to have some good compensating factors in order for that to happen. You will probably pay at least a few hundred, if not, a few thousand dollars to do a refi...so I would just expect to pay for an appraisal in the end. |
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insureman613
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You should try to apply with eloan, they will do the loan without an appraisal. They just use listed property values from your area. . They have a promotion now, If you use this link http://www.tkqlhce.com/click-2177451-10427742 they will waive the lender fees. |
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jeanetta_1983
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Yes you should be able to I went to refinance my house 2-3 months ago and they said there was no problem when I didnt want an appraisal and I could lock in a low 5.8% intrest rate you just have to make banks compete for you. |
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Grant G
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Yes, but you'll probibly get screwed without one. The reason that you want an appraiser to come is because if your house has increased in value, (which is almost always the case) then that shows that the 50% you own is of higher value. That means you have more equity.
Bottom line, you want an appraiser to come, it will save you money. |
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homes_az
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Some lenders will allow for an automated valuation process that does not include an appraisal. I have seen them out there so I know they exist within one of my lenders. |
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mortgage help
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yes, given your LTV. Have your Loan Officer run your file through Fannie Mae automation first to see if you'll need one, or at least a limited review which will only cost you about $75. |
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ogrendle
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If you really want to refi then you'll pay for the appraisal. They just want to make sure the place is worth lending money on. |
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Mrs. Batista
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Sorry, but no!! |
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