 When you are looking for a home to buy, do you prefer to view it empty or furnished? |
Additional Details
I would much rather see it empty, as you have all said so far, so you can see better what is there. I think buying extra stuff to stage it is silly-- as in that hgtv ... |
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 I have just bought a house and got a letter from my mortgage lender..? |
i dont understand if i have too make two payments or one.
this is what the bank wrote:
Your first months mortgage payment will be 957.30. Please send us a cheque for this amount ... |
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 Will I be able to purchase my first home? |
| I just got married and I am 25 years old and $25,000 in credit card debt with $25,000 in student loans. My husband is 23 years old and declared bankruptcy 2 years ago. He has no debt but will also ... |
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 Should we buy home with asbestos?? |
| My mom wants to buy a home built in 1920's. it's a beautiful victorian home - thing is, the basement is covered with asbestos on the wood ceiling. is this dangerous? should we buy the home? ... |
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 I live in Arizona, but want to buy a property in Texas? |
| Since property is out of control and over priced I having to look out of state. Anyways here is the problem, I'm self - employed and want to buy out of state. Do I need to talk to banks/brokers ... |
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 Can I get a mortgage without credit or any employment records if I have a $60 000 downpayment? |
I'm a stay at home mom who just inherited $60 000, is that enough to get a motgage?
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my husband works full-time but gets paid in ... |
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 Advice please from landlords? |
| I have been renting a property out for 4 months. I reluctantly went to a letting agent to find a tenant after being messed around a lot. A family on benefits with 3 children (1 on the way) is ... |
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 Instead of selling our house, we considered the option of renting it out, Would a month to month lease be wise |
| Because of the economy, and the requirements for potential buyers to obtain loans, we've decided to rent out our house instead of selling it right away. We've had a few that are interested ... |
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 I need to know if people can still get squatters rights, if you find an abandoned house and just move in.? |
| In the state of Washington. I know that years and years ago people could have squatters rights but I was wondering about it in todays economy.... |
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 Can a judgement be collected on a person that is deceased? |
| If a creditor goes to the judical court and a judgement is granted to them(this was 13 years ago), and it states "active", what happens now. My grandmother died 10 months ago. will this ... |
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 No pets allowed!! that really sux!? |
me and my bf are going to move in together, and i really wanna a kitty!! and he really wants a puppy!!
but we are not allowed, the landlord does not let us.. most of the rental properties dont ... |
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 Can an apartment complex charge me for a chimney cleaning fee? i was never told this before moving in...? |
| got a notice on my front door that read i would b charged $80 for the apartments to clean the chimney.... |
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| How many months rent can a landlord reasonably demand as a security deposit? |
| I am currently unemployed and have not held a job for the past 5 years (I was on disability) and I'm being asked by prospective landlords to supply upwards to a year's rent as a security ... |
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 My landlord turned off my heating and air conditioning unit, whodo I talk to about it? It is in the high 90's. |
Additional Details
He turned it off because it was being used and he said it was going to burn up. The unit is oviosly older than the other units in the complex.I figure he dosent want ... |
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 What exactly does "as is" mean on realty purchases? Who owns buildings that are on skids? Thanks.? |
| After we purchased our land we spotted a cabin in the trees. This was in May 2005 and now there is a couple claiming it is their cabin and want to take it off the land. They claim because the cabin ... |
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 I just want to know everyone's opinion on buying a mobile home...? |
| I already know the bad thing is the value drops low very fast!! Any other good or bad things about them, go ahead and tell me!! I might want to buy one!!... |
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Lilly P | Is it smarter to buy a small house instead of renting an apartment in college? ? |
My fiancée and I will be (hopefully) married when we enter college as freshmen, and want to buy a house and sell it after the 6 or so years we plan to live there. Her parents would co-sign the mortgage. Does this sound manageable for two (driven + committed) freshmen?
Additional Details
Well, our marriage will not be recognized in Florida where we are going to attend college. |
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Ray R
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It's possible to get a good deal on a small house right now. If you plan on selling it though, check out the neighborhood and visualize how it would be in the years to come. Pick an area that is beginning to see some development activity or has location advantages. |
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deatondan
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yes |
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Future Citizen of Forvik
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I have known students to this and make out better than dealing with absent landlords and rising rents.
And you can get out of dorm life if you are married. They have exceptions and being married is one of them. |
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The Gnarf
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absolutely |
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Elana
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I wouldn't.
For better or for worse, college is one of the most turbulent time in a person's life - you may switch colleges, you may break up, one of you may decide that living together is cramping your style ... and then there is the possibility that you become pregnant!
That, plus today's incredibly volatile market would make me stay away.
I just went through this 3 years ago when my spouse tried to convince me to buy a condo while in residency.
And then we decided to switch medical residencies (and move to another state). Can you imagine how much money we'd be out if we had bought that condo? Instead, we were only on the hook for the rent, and we helped the landlord find a new renter, so we only lost about a month's worth.
Purely financially, with a relatively stable market and absolute certainty that you are going to stay put ... then MAYBE. However, even with those things, you're unlikely to make a ton of money in 6 years - these are not the markets of the 80s and 90s.
In the last 20 years, I have YET to find a property where the rent on it would have been anywhere near the mortgage on it. "Why rent when you can own" is very easy to dispute, at least in the recent market: Equity costs money.
Right now, we're receiving LESS THAN HALF our mortgage payment for the house we do own in rent from our tenants while we're off doing residencies.
DON'T DO IT! |
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juana.cruz28
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Well im my opinion yes becasue all that money your going to be paying for rent monthly, you could just buy a house. Understand what i mean. so i just figure is would be fine to just purchase a house instead. |
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Jackie F
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why would you buy a house when your going to move once you graduate anyways? |
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patticharron
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Investing in real estate is always a good idea. With home ownership, comes the daunting responsibility of upkeep, maintenance and perhaps improvement. Generally, you would be able to sell it in five or six years and turn a profit to re-invest in a new home elsewhere.
Whether it is "manageable" is between you and your fiance. |
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v b
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"Well, our marriage will not be recognized in Florida where we are going to attend college."
Unless you are gay, I have no idea what you are talking about.... |
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American Man
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If the payment is about the same as rent it would be good.
You will have a tax write off then.
But watch out. Prices are still falling in California. |
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kavu0742
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No. Rent. Although the housing market is down, off campus housing always has a steady demand, so you won't see a great shift or relief in price. Also, though you are committed now, college brings a lot of challenges to a relationship. God forbid, you guys may split up and a shared property would be one giant headache. I suggest renting for the first year, and if you guys manage to deal with college successfully, then think about possibly making a purchase.
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Hans Selye
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well for any university its reccomended to spend first yr in the dorm.
A house is only nice and affordable if you have 3-5 people living in it.
I would research apartments or townhouses more. |
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