 I recently bought a house and the survey company screwed up! Help!? |
| When I bought the house, I thought a had a good sized back yard. Now, my neighbor is building a fence A FEW FEET from the backside of my house! His survey shows that its his property, so I called ... |
|
 Can a landlord refuse to hand over tenant's personal property following eviction? |
| I never thought I would find mysef in the position I am now, but I have been evicted. Times are tough and I fell behind on the rent. When it came time for me to get out, and have the locks changed, ... |
|
 Had a lease, paid deposit, never got receipt or landlord signed lease. We cancelled. Now they want the deposit |
| I signed a lease for a house in Seattle, and paid the deposit with a check. I never got a receipt, nor did the landlord give me a lease with his signature on it. The week before I was supposed to ... |
|
 Why is it harder for me as a citizen to get a home loan, but the hispanics and latinos have a ton of programs? |
| My husband and I work very hard, saved a nice bit of money down for a home and now we get the run around, and each and every time we get asked the same question. Are you hispanic or latino? No we are ... |
|
 How long do i have to get out? |
I am living with my boyfriend he did not pay the rent so we have got a evection notice.
it says we have 5 days to move out or they will lock up our apt. I am moving in 2 weeks without boyfriend ... |
|
 Landlord dilema?? |
hi - our landlord recently informed us in letter that he intends to put rent up. weve been renting for almost a year (it was february last year we moved in)
we never signed a contract with ... |
|
 Will the house prices go down in the near future? |
is there any experts in the housing market that expect the house prices to fall in the near future?
Additional Details
i live in deeside wales and the wages are terrible round here. 18500... |
|
 Can I get out of my lease because of a moldy basement? |
| I live on the first floor of a two flat, which is a really old house and the basement is constantly flooding. It's musty in the basement, and I have reasons to believe mold is growing down ... |
|
 Do I have any rights in this situation? |
| The management company of my apartment complex has decided to repipe my building along with others. I came home early one day while they were working. They had my front door wide open for anyone to ... |
|
 Roomate 3 day notice? |
| My roomate just decided she wants to move out at the end of May. Her plan was to move out july 1st and because the new place she wanted to move-in couldn't keep the place til then, she decided ... |
|
 Home forclosure? |
| My friends own a home and their payment is really high and house prices have dropped, their real estate agent is helping them make a huge mistake!! She is going to get them into a new home with a ... |
|
 Moving out? |
| i need some advice in fact help, we are planning to get out of queens, new york. we thought about florida but we yet dont know what part or area since we only been to boca raton once. is nice but is ... |
|
 I am looking to rent a house. is it right that a landlord can ask for a bond up to 1 month before moving in? |
| in my current rental i need to give 1 months notice. before my prospective new landlord can secure the house for me he needs the admin fee plus a full bond.... |
|
 Section 8 Housing? |
| My husband and I met as neighbors and are now renting out the other home. It is soon to be vacant and my daughter is in need of a place as she is pregnant and makes only minimum wage and can not ... |
|
 Does anyone know of a mortgage company that'll give me a loan even though I filled bankruptcy 8months ago ? |
I need a mortgage company that will not charge an outrageous interest rate and that can work with a housing program in Ohio
Additional Details
Alright, some details about the program, ... |
|
 Can someone cash a check that is three years old by changing the date from '05 to '08? ? |
| My old landlord was foreclosed on at the beginning of the year. I moved out a few moths later and now am in a new house, new landlord, etc. The old landlord cashed a check (i think the deposit) ... |
|
 With the subprime mortgage crash? |
| in the last year due to foreclosures and deliquency ratings, what is the future availablity of a mortgage loan for a person with less than perfect credit?... |
|
 I can't choose which house to buy due to the price difference? |
I find it difficult to decide in this case, due to the price difference.
An apartment is under offer with the "5% deposit paid" incentive. This is attractive to me, however, at ... |
|
 Can i request the seller to reduce the price of the house after home inspection? |
| I am buying a house and had home inspection yesterday, found out there is some things need repair or replacement like shingles roof missing and damaged tabs some are improperly spaced and appear to ... |
|
|  |
Laura in North Carolina | Is it true that many people that are losing their homes never missed a payment? |
|
 |
 
Landlord
 |
It would not be possible. Foreclosure only happen by refusing to make your payments. |
|
chatsplas
 |
NO, not at all
They have missed many payments and been late
Many have not paid in 6 months
It is sad that people are losing their homes, but many didn't have their priorities straight and made many poor choices; others lost jobs and could no longer afford home |
|
bud68
|
No. Not unless they just walk away from it. |
|
Bill S
 |
No, if they never missed a payment there would be no cause for a foreclosure. |
|
sadgirlinms
|
That is incorrect. With most companies you have to miss 3 consecutative payments before they will start repossession procedures.
Think about it. They have to hire attorneys and such to have this done and it costs them a lot of money. Also, they have to find another person to purchase the house, which will take more time. The mortgage co. would rather have mortgage payments coming in then own a bunch of houses that no one can buy.
I used to work for an attorney and most people have to miss 3 payments in a row to lose a car or house. |
|
jsbarner
 |
You have to miss payments to be foreclosed. |
|
Real Estate Guy
|
YES. Indirectly.
There are many people that are ABLE to make the payments, but because the value is less then they currently own, they are stopping payments and "giving" the house back.
However, this is a DUMB idea. |
|
.....
 |
If you don't pay your property taxes, the city can put a lien on your property, and yes, eventually you could lose the property, regardless of whether or not you made your mortgage payments. |
|
godged
 |
The only other way they could lose their homes without missing payments if there was some other lien placed on the property. IRS issues (back taxes), the owner was effectively sued and the lien attached to the house to pay the judgment, not paying property taxes, things like that.
Those aren't the types of foreclosures that are being trotted around by the media. |
|
daeve930
|
Why would that be? Who is taking the property? Did they refuse to pay their property tax?
If the owner is making the payments, there's no reason for the lender to foreclose unless some other requirement of the mortgage isn't being met. If the owner sold the home, and there's a call clause but they didn't pay off the mortgage, the bank might foreclose. If the owner died and the heirs didn't pay off the mortgage, they lender might foreclose.
But basically, if you're keeping up your end of the deal, the lender will too. |
|
T Taylor
|
No. This is not true. You can only be foreclosed on if you no longer make payments on the mortgage. Now, there may be people who are walking away from their homes if they can not pay the higher payment when their mortgage rate adjusts on an adjustable mortgage, or have decided to stop making payments on a house that is worth less than they paid for it, but you cant just have your home taken from you if you never missed a payment (Well - Uncle Sam can if you never pay taxes!) |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 31 minutes(s) ago
| | | |
11 | 43 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
10 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
