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 How do I get out of a prepayment penalty on my mortgage?
I have a mortgage with Countrywide and it has a 3 year prepayment penalty. I am in year 2 now and is there any way to get out of it?...


 What can I do to keep the apt.tenants next door from parking in front of my house?
They don't seem to have enough spaces....


 I need to move and find a roommate, how scared should i be?
i am looking for an apartment/town house/condo but i can't afford something on my own and i need a roommate. where can i find one that wont steal my stuff and or stab me in my sleep?...


 Should we buy a house now or wait until I graduate?
I graduate in a 2010 from nursing school. We are currently renting. Will the real estate market still be a buyers market? Should we settle for buying a smaller home or wait until we can afford a ...


 I want to sell my house and rent. Where do I take my proceeds check since banks insure only to $100K?
I'll get a check for about $350K. I'm not sure what to do with such a big check when they hand it to me. Go to the bank? Go to a mutual fund office like Fidelity? Go to a brokerage house? A...


 Do you think housing prices will go down?
The fed to keep hiking?...


 What is a person who sells houses called? i cant find it on the internet anywhere!?
all i could find on the internet was Real estate and nothing else; it kept giving me definitions of real ...


 My tenant is not paying the rent, what do?
hasnt payed it yet and it goes on each month until we call her and keep asking. she is getting help from another agency to pay off her bills and wants me to sign and fax a lot of forms so she can ...


 Do I have to have a good reason to kick out a subletted roommate?
So this is a long one. My friend and I moved into this apartment about 6 months ago. About a month after she signed a lease, she decided that she couldnt pay rent anymore, so she subletted to this ...


 I do not have enough money for a deposit to buy a home. How do i put together a deposit?
...


 How can I make my house look cheaper to a person who is appraising my house?
I need to make our house look cheaper to an appraiser. I'm trying to help my mom because if we dont and the house is appraised highly my dad can get a LOT of our money. :(

So far we ...


 Is it the responsibility of the landlord to provide a phoneline?
At the viewing the agent could not say whether or not there was a phoneline. I now find there isn't one. I need the internet at the property in order to do my job. It will cost substantially to ...


 100% mortgage???
I earn enough money to paid a mortgage monthly but I have not got the money for a deposit and by bank will only lend me 4 times my salary which is not enough to buy a house. Can i get a mortgage for ...


 If a tenant moves out and leaves an unpaid phone bill, is it the landlord responsible for paying it?
there is a collection agency attempting to collect on an unpaid phone bill from a former tenant, am I responsible for paying it since I own the property? If I rent to another tenant, will the unpaid ...


 Somebody please help!!!?
I have just had my property valued at £110k. No problem with that, i hear you say. only, I purchased the property for £123k less than 10 months ago. I want to sell but now have 13k negative equity. ...


 If a roommate can't pay his side of the rent, are you responsible for it?
Like if they lose their job and they were paying their $700 a month and y ou've been paying your $700, do you have to pay FOR them, so suddenly you're paying $1400 a month? How does that ...


 Why do people live in council houses and pay rent when they could own it?
I speak to people every day that have lived in their council houses for 20, 30 and 40 years. and have paid rent all that time and now have nothing to leave their kids...i dont get it ...is it simply ...


 Can I withhold rent if there is something broken with my apartment that i have asked my landlord to fix?
My garbage disposal has not been working for the past 2 months. My landlord wants to charge me a late fee because my rent was late a day. I dont want to pay a $100.00 late fee for 1 day especially ...


 How much will a 55 grand mortgage cost me a month(roughly)?
...


 My tenants lease is up soon and I am wondering how much to increase the rent for the next lease agreement?
...



mobyisaparrothead
Is it worth the investment to add granite countertops to a townhome in the kitchen?
                     
 




hithere2ya
Depends upon the neighborhood wherein it is located. You never want to be the highest priced home in the neighborhood. You will not get your cost back. Same for a lot of other "improvements". You can over improve the area and, unless you will retire there or stay a number of years will never recover the cost of the improvements.

Look at the townhouse as an investment in your self. Make smart improvements that you will recover from- fresh paint, new floor coverings, refinish wood floors, this type improvement you will recover and not be priced over the neighborhood.

Replace things like the knobs and hinges on all the cabinets- bathrooms and kitchen. Update faucets. Add a dual shower head to the master bath. These change the appearance with minimal cost. Granite costs a lot and if your area typically does not have homes with granite counter tops, consider something else.

Again if you plan to live there a looonnnggg time don't worry about the cost, but the average person moves every 3-5 yrs.


betitodetroit
It all depends on what comparable townhouses near you are doing......

If no body has them, you are unlikely to get anybody to pay for that in your area.

If 30/40% of the townhouses around you have them, then you will probably recoup your investment.

If everybody has them, and you don't the potential buyers will look at you funny


auntiegrav
Rating
No. The prices of houses are falling. The housing bubble is sitting on the pin, waiting to pop. Keep your money as long as you can and put in the laminate.


anonymous
try corian. they are cheaper and look just as nice.


barkbuster1kk
No...The price doesnt justify the product. And if you happen to get a chip, (and they WILL), you either live with it or replace it...


Animal lover
I don't know much about investment wise. But I do know that solid surface countertops require special care, a lot more than reg. countertops. I would go with a textured laminant, they look more real without all the work.


phoenixheat
Rating
Only if you can't do without them. There are a lot of beautiful counter tops out there that aren't so heavy and don't cost so much.


candy
Rating
yes!! they are beautiful


alexandritekc
Rating
Hell yea. they are better, and definitly more modern.


damsel36
I think it depends on what the townhomes in your area are doing. Updating a kitchen or a bath is usually always money recooped, but you could update for less if that is the trend in your area.

Granite is wonderful, prices have come down. If you splurge for granite, you should also splurge for the undercounter mounted sink.


meelee_c
Rating
If you own it I would say yes...those types of upgrades will definitely give your home more value. And since you're living there only do it if it makes you happy.

If you're renting, I would say don't do it unless your landlord is going to compensate you.

Good luck with your decision.


Smudgeward
Rating
Not if you think you are going to get the money back when you sell, it would be a rare fish that says 'OK and that's whatever more for any extra' they just go off the local market research for values.
And we are entering a recession so forget climbing values regardless.


john_lewin
Rating
Perhaps, depeding on the current countertop, but resale returns from kitchens is somewhat rare, given the cost of a nice kitchen, and the minimal impact a few cheap changes make.

Warm paint and completely redone bathrooms are generally the best bets for increasing value on a budget.

Even in todays more liberal and double income societies, these rules are generally consistent. The man will buy the house, but hte woman will veto it. Bathrooms are a veto point, as are bedrooms. Make sure these are clean, warm, with a little designer touch (they are usually cheap). For the expensive points, the kitchen, living room, etc ..., make sure they are sound and sell the strengths to the guy.


alia a
Rating
You have a LOT of answers, but it really depends on your reason for doing so. YES, because the price isn't really that high. Try to get the remenant slab or even large tiles and have the edges butted up together, this looks great and a good fabricator can easily handle the job. GRANITE is very durable, dark or varied colors does not need special care, stains rarely happen (watch for oil on Travertine) Get the most dense stone you can find and seal once a year. I got 30K over comparable properties for a 3K investment in 2001. PLUS I loved them myself.


nerak
hell yeah it is!!! you're gonna increase the value of your home. kitchen and bathroom upgrades are the number one way to increase the value of your home.


Price is what you pay for value.
Rating
If it is for yourself, then why not? It promote standard of living.

If you are trying to sell the unit, adding a countertop probably won't get higher selling price. As buyers are price sensitive these days.


tjjone
Absolutely, either for the investment and resale...or for just having awesome countertops.


zebo007
I think so, they're really nice to have.


Cf Precious
Rating
Yes, definitely. Always a plus and increases the value of the home


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