 Does a deposit have to be paid back? |
| if a deposit is paid to a private landlord for a property, then a credit check is done, and you cant rent the property does the landlord to have to pay the deposit back?... |
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 If I move out of my rented property without paying the last 2 months rent |
Can the debt collectors or courts find me if I don't join the electoral roll.
This is for people in the UK to answer please.
I know I'm underhand and a bad person ... |
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 I put my boyfriends name on the deed to my house...? |
| I put him down for 20% and me down for 80% since I bought the house. However now we are going our seperate ways and the house has sold. The closing date is not until May 30th. Does anyone know ... |
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 Can I break a rental lease when carbon monoxide is leaking into the house and it has happened before? |
| Landlord appears to have failed to correct this problem in the past and has reocurred. The gas company has records of the problems at this residence.... |
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 Is it smarter to buy your first home through a bank, credit union, real estate, mortgage co, or where? |
| Please email me also at MsWebTalker@yahoo.com. We are over cautious and do not know exactly what is what and who to trust.... |
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 Realtors: If I go out with one, am I committed? |
| I want to look at homes with a realtor. I don't want to be committed to one. I live in New Jersey. And had an offer with a realtor to go out tomorrow and look at homes. I may wind up going wtih ... |
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 My landlord always wanted me to pay the rent cash. I'm sure now he made income fraud. Were can I denounce it? |
| Indeed, he take 200£ on my deposit to clean but the house was perfectly cleaned by a professionnal... So I want to inform authorities of his fruad, but who?... |
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 If i own 95% of a pond can the person that owns the other 5% put a boat in and fish my part? |
| I have had some unruly neighbors move in and they abuse the pond. I dont think they should be able to buy 1/8th acre of pond and have access to the rest of it.... |
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 My tenant refuses to pay her august rent, I filed papers for her eviction and for the outstanding unpaid rent? |
| she has been given until 5th of sept. to be evicted. I got the order of possession .I have a contiued order based on alligation by her lawyer that the defendant claims she fall down in the property,... |
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 Should I buy property now? |
| I'm 29 and on an income of about £18k (£21-22 with bonus), I expect to be in a better paid job within the next few months though. I've been renting since moving out the family home and ... |
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 Should I buy now or wait a few months ? I hear the housing market will drop next year.? |
| I am buying a house in North Alabama soon I am thinking to wait a few months and I may get a better deal . Should I wait or get it now?... |
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 Can someone on housing benefits have a lodger? |
Is this legal and is there anyway around it?
Any info you have would be useful!
Thanks in advance!
Additional Details
Well its not being advertised on here, it was just a ... |
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 What can I do about my apartment's leaky roof? |
| I complained to the landlord almost 2 months ago. They told me when the roof dried they would call a roofer. We had drought conditions for about a month and nothing was done. I called again last ... |
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| Are you ok with buying a foreclosure home? |
| i mean do you really feel comfort to buy a home which it ex-owner is kicked off(please give me serious answers)... |
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 My 80 year old tenant pays me in small bills and coins. It annoy's me, should I evict her? |
| She doesn't believe in checks and money orders. Just wrinkled up cash. It takes up too much of my time to have to count it. I could get more rent out of a new younger tenant.... |
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 Why would a lender not allow a tenant to AT LEAST finish a 6 month lease on a foreclosed property? |
http://www.cnn.com/2007/
If a tenant that had signed a lease before a property became foreclosed is paying his/her rent on time and ... |
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tensec50 | Is my credit score too bad to buy a home??? |
I am a 25 year old single male. I am looking to buy a new home next year and I recently checked my credit score to get an idea of what I would be looking at. My credit score was significantly lower than I thought it would be. I am only at a 513. I have a bunch of accounts under collection from when I was younger, and quite a few medical accounts still open. My larger accounts have pretty good payment histories. I have never owned a home before, but I have a few good years of rental history. I recently purchased a motorcyle which will hopefully help my credit, but it is a very new account, so maybe it is hurting me more than helping. I tried to look up mortgage calculators, but I have no idea what kind of instrest rate I would be looking at. Also, I am not even sure if there are any companies that will finance me with such a low score. I have a job where I make about 60-80k a year, but I don't don't know if that will be enough. What are some quick things I can do to bring my score up? |
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Luckys Charm
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One way is to piggyback off someone with goodcredit. Another thing you need to do is dispute all those negatove accounts even if they are your accounts (9 x out of ten all wont respond within 30 days) therefore it would automatically fall off. The piggyback is the best especially if they have a card that with history and a low balance.
GOOD LUCK |
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Justin
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With that score, the maximum you can borrow is 80% of the value of the home. You would need to put 20% down or find a seller who is willing to finance you the 20%. If I were you, I'd hold off on buying right now, and instead work on satisfying those past due accounts. This will help you in not only purchasing a home, but in everything else you buy. |
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lu_candid
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If you're not looking to buy the home until next year, that's buys you a little bit of time to improve your credit score. You can fix your credit in as little as 6months to a year depending on how often you make payments. Keep up a stellar payment history for the next several months and you should have a better score when you're ready to apply for a mortgage.
Also read this article on mistakes that home buyers make:
http://www.foreclosure.com/articlecenter.html?action=displayArticle&articleId=1154&isLatest=false |
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cjkloanguy@yahoo.com
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lease option to buy might work for you |
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werzrosn
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try this! http://www.jdoqocy.com/click-2059927-10393223 |
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riomelas
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i am a registered mortgage adviser. i can tell you that a poor credit rating will not stop you from getting a mortgage. you will find that there are specialist mortgage companies that can offer customers mortgages, the main draw back is that the set up costs forthe mortgage tend to be a little higherthan those found on the high street. the actual rate of interest being offered also tends to be higher based on the increased risk you pose to the lender. there may also be slightly higher penalties attached to the mortgage should you wish to end the contract early. A deposit of 10% or more is usually required. I would suggest that you contact your local indendent mortgage broker to find out more about these companies. Independent mortgage brokers usually specialise in this type off mortgage. Hope this helps |
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spyder_automotive
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You will most likely be able to buy a house you are just going to have to come up with a lot of $ down. Close out any accounts that are open and not being used. Alot of people keep credit cards open just in case, and they are what actually hurts your credit the most. Anything that you are not using close out ASAP. If you have anything that isn't current bring it up to date immediately. |
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JAMES P
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you should get a mortgage with that salary, your credit history reflects how much interest you pay, to improve your credit history you need to get credit and keep up with your payments, any companies that you have made late payments too in the past might agree to help improve your credit history if you ask them nicely, they are the only people who have the power to change your credit history!!!!! |
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gabriel s
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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Ricky
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Get rid of the medical records on your credit try to get everything under 33% i.e. (Credit limit 10,000 balance 5,000 that is 50% now if your balance was 3300 your perfect) now you wanna do that to everything except of course your bike and mortgage, but pay off all your cards in delinquency as low as possible at least 33%. Anymore questions in buying a home you make contact me I'm in California, need on here let me know. hamedamel@yahoo.com |
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Dmitriy B
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I thought medical deliquencies are not reported on credit history. Am i wrong??? |
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Sam
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You can contact me. I can help you purchase a home at even 0 down. Call me at (510) 596-3526 |
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