 What is the safest place in Charleston, SC to rent an apartment? |
| I'm moving there and need to know where to search for a good apartment.... |
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 Is it illegal to live in your car? UK? |
| I've been reading a lot about Americans going into foreclosure and resorting to living in their car. I've been thinking about this and though it would be a good way to save up some money. W... |
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 I have a feeling my landlord is entering my property when I'm at work. ? |
| I have no proof but a few things have strangely gone missing. I wondered if any one had any commonsense ways or traps I could subtely set near the front door or even on the door knob to see if I am ... |
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 Will a mortgage lender finance a home that is real estate owned? |
| the house is in poor repair on the inside, it needs just cosmetic work though, nothing structural. it is a fairly large house 4 BR and 1.5 B on 3 acres and they r asking $54,000. i know that in the ... |
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 What would be better, a home equity loan or refinance at lower rate to add on to my home? |
| I'm wanting to add on to my home but I've never used a home equity loan. I have used the refinance method where you borrow a little extra to add on. What would be the best now, with the way ... |
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 Does my landlord have any legal right to withhold my security deposit due to a quote from a repair contractor? |
| My washer's hose got loose.It leaked water into my neighbor's floor and carpet.I was billed for the water extraction hence I was sent a statement during my lease time.I have just moved out.I... |
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 Am I still an owner of my house? |
| My partner is going to get a second on the house. I am on the first loan and on the deed as well. She told me since I am a full time student and not currently employed, that she will be the only one ... |
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 Is a landlord required to tell you if someone died in the house that you are thinking about renting? |
| Is a landlord required to tell you if someone died in the house that you are thinking about renting? I live in GA and when we looked at a house The londlord said the last person that lived their died ... |
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 Need help deciding on mortgage! Please help!? |
Jonathan
I need help deciding on a mortgage? HELP!!!?
Purchase price is 198k Doing an 80/15.
8.5 on second mortgage heloc on all options
6.0 30 yr fixed 1 point origination<... |
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 Closing your real estate transaction using an attorney or escrow company? |
| living on the west coast; use an attorney or escrow company to close on a purchase of a single family residence & why? The property is a median priced house.... |
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 Is it possible for a homeowner to successfully renegotiate their principle balance down with their lender? |
| I bought my house is 2006 and it is now worth almost $100k less than what I paid for it. I can make the payments, but am seriously considering walking away in lieu of losing $100k. Has anyone been ... |
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 Offer on a house in ny- can we counter offer our first offer after it was accepted? |
| we offered 500K on a 505K condo in brooklyn with 50% off transfer taxes and it was accepted. we hadn't done all the research we should have and now want to go back and offer less than what we ... |
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 Water damage at apartment? Who pays? |
| So the apartment above us had a water leak in the wall and the water drained down through the walls into our walls in our bathroom. Any way this caused damage to the drywall, ceiling, ventilation, ... |
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 How much notice do I have to give the landlord before I move out?? (I never had a lease).? |
| I moved into the place Im at in May of this year....I cant stand the neighborhood Im in, nor the people in this building, so my husband and I found this beautiful apartment in a nice neighborhood so ... |
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 How do I deal with a rent increase of $250 which violates my lease agreement? |
| I signed a lease for $700, which I paid monthly on the dot for three months. This last month, it was $950. I signed a one year lease clearly stating $700. I talked to the management office, but I ... |
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 Call me thick but what does 'Recession' mean? |
| I keep hearing how this country might go into recession but dont know exactly what this is. Also what is this 'Credit Crunch' all about? what does that mean? lol I sound like a right thicky ... |
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 How can I get a $30,000 loan to buy a 2.5-acre parcel of vacant land in Florida? |
| Also, could I borrow enough to put in a well, septic tank, and power pole? Please don't give answers like, "Go to the bank."... |
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Slick | Is owning real estate a major hassle? |
I have extra money and am trying to figure out what investment I should make. I'm in the stock market now and all it seems to do is steadily decrease, with huge swings up and down every day. Is real estate worth the trouble? I rent an apt now because everything is so damn expensive propertywise where I live. What should I do? |
 |
 
4 Eyes
 |
It is if you live in Florida! Over priced properties, super high insurance (if you can get it) with large deductibles and if your house is damaged in a hurricane repairs may be delayed by the shortage of contractors. |
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Louise D
 |
Hi,
Is owning stock a major hassle? Yes it is...when you see your
money MELTING without any clear reason...lol... Soon, you may have NO hassles at all... lol...
Seriously, here is your answer....
First, find YOUR SELF a home... The money given as rent is
money going in the garbage can... Having a house, not a mobile home, but a real house, is the best ever investment... If general
cost of living goes up= the value of your house goes up... With
time your equity builds up and that means a value in credit possibilities... This means an equity value, so you can refinance to get cash for any purposes including investments...
Best ever yet, presently the fed. gov. has special programs for first time home byers... Take it while you can... This means that
you can find a program that ask for ZERO down payment and
own your own house... if you meet some criterias... Call your
nearest MORTGAGE broker an ask for a PRECAL before looking
for a house... You will know what to look for and what to decline...
Your home yearly taxes and INTERESTS PAID ON THE MORTGAGE is tax deductible on your personal tax return...
Is this a major hassle? It sure is...You will have to figure out
ALL the money you're saving....lol...
If you live in Florida, contact me on my email... You may want more tips and several more hassles that could make you more money..... I can help, I am in real estate sales....lol... |
|
akc1106
 |
Owning real estate is NOT a major hassle. You'll make more money investing in real estate than in the stock market any day. Home ownership allows for a very nice tax write off and the satisfaction of having your own home can't be beat. Bite the bullet and do it. Stop putting money in your landlords pocket every month--just think--what you've paid in rent you could have been building in equity. |
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sahel578
|
Owning real estate is much better than renting. You get tax deductions. |
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rajivapunjabhi
|
Real Estate is a much better bet than the stock market.
Even if the market crashes atleast you have an asset in your hand, it is not a liability.
I am a builder here in South India, and I suggest it is the best asset anybody can have.
You can rent it out or mortgage it if need be or sell it at any point of time.
There are plenty of advantages to it. |
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stanleys_2001
 |
Okay...
You are very typical... in that you have everything BACKWARDS.
Most experts (the rich ones) agree, that the #1 best thing to do besides being on a spending diet is to OWN YOUR OWN HOME.
That's mistake #1
Take care of that first...
#2, Then Invest... and don't think them in terms of HASSLES. Nothing worth while is without cost, in money and time.
It's part of the equation.
#3 leverage your investment and when ever possible, use other peoples money... Like your tenants, to pay for your mortgage.
There is lots of SOUND FINANCIAL advice out there. Go get yourself some. |
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missl
 |
I prefer real estate you can touch it,see it and control it if you keep a property for 7 years you are guaranteed to make money they're a tax incentives and sorts of way to make the property work for you. I have 2 investment properties and I'm currently looking at a third to me its a great way to watch your money grow |
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Jill B
|
Keep in mind...........
Times and markets are changing!
In California with average homes selling well over $500,000, a 20% decline is $100,000! In any market 'timing is everything'! So, could you afford a loss of 25% of your investment all because of poor timing???
This last up cycle was 10 years in many parts of the country. The downcycle now started in CA, Wash DC, NYC, Vegas and other hot areas of the past are all soft and getting softer.
From 1990 to 1996, the average home in San Diego lost 20% of its' value! The cycle we are now enterng looks like it could well exceed that on the downside!
With all the 100% financing, interest only loans, EZ qualifing etc...even a slight decline will cause many to be unable to sell for the amount due on their loans!
For some great 'insider' articles on the San Diego real estate market, which I believe will apply to any of the hot real estate markets of the past five years.....visit:
Times and markets are changing!
In California with average homes selling well over $500,000, a 20% decline is $100,000! In any market 'timing is everything'! So, could you afford a loss of 25% of your investment all because of poor timing???
This last up cycle was 10 years in many parts of the country. The downcycle now started in CA, Wash DC, NYC, Vegas and other hot areas of the past are all soft and getting softer.
From 1990 to 1996, the average home in San Diego lost 20% of its' value! The cycle we are now enterng looks like it could well exceed that on the downside!
With all the 100% financing, interest only loans, EZ qualifing etc...even a slight decline will cause many to be unable to sell for the amount due on their loans!
For some great 'insider' articles on the San Diego real estate market, which I believe will apply to any of the hot real estate markets of the past five years.....visit:
http://www.brokerforyou.com/brokerforyou
http://www.downtown-san-diego-real-estate.com/san-diego-real-estate-article-index.htm
http://www.brokerforyou.com
http://www.san-diego-for-sale-by-owner.com
http://www.la-jolla-ca-del-mar-san-diego-real-estate-encinitas-california.us
http://www.brokerforyou.com/blogger/index.html
http://san-diego-coastal-real-estate.blogspot.com
http://sandiegofsbo.blogspot.com
http://downtown-san-diego-real-estate-views.blogspot.com
http://san-diego-coastal-real-estate.blogspot.com
http://sandiegofsbo.blogspot.com
http://downtown-san-diego-real-estate-views.blogspot.com
http://www.poway-real-estate.info
http://www.del-mar-real-estate.info
http://www.la-jolla-real-estate.info
http://www.los-angeles-real-estate-brokers.com
http://www.san-jose-real-estate-brokers.com
http://www.orange-county-real-estate-brokers.com
http://www.san-francisco-real-estate-brokers.com
http://www.sacramento-real-estate-broker.com |
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You are loved
|
You didn't mention where you live, if you have some capital you shouldn't wast any more time and invest, get something for yourself, Real Estate will always be a great investment, (particularly because we all need a roof over our heads permanently) and don't want to be throwing your money away, by paying someone else's mortgage, investment , read up on the subject try www.suzeorman.com she talks about the pros, and cons, but it's always much better to own than rent, think EQUITY, EQUITY, EQUITY, I also recomend the books by David Bach, on Real Estate and (Smart women finish rich) I happen to be in Real Estate and it is the smartest thing you'll ever do, if you learn how to play the game, and if your credit is good, you will get all the advantages, the higher your fico score the lower your interest rate will be and you can always start off with an option ARM loan in order to keep your monthly payments very low, look into it, it is definately worth it, and like with everything, it's important to do your homework!! |
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