 Is it better to rent or buy? |
| I know that you are just kind of throwing money away when you rent but renting is so much cheaper then buying. And their are so much less responsibilites.... |
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 Is it better to get a fixed rate mortgage or adjustable rate? |
| I've heard you can get a low rate initially on an adjustable rate but then it jumps up. But I also heard there is a cap on how far it can go and it works out better. How do you choose?... |
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 How do I reduce the number of years on my mortgage? |
I owe $126,000 and am approximately five years into a 30-year fixed mortgage. My payment is $1150 a month (most of it interest of course).
I would like to reduce the number of years that I... |
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| My husband is trying to take the equity/refinance our house without me.? |
I am in the state of Florida
My husband is planning on leaving me, (other women) We got married in 2002. I had a property at that time in just my name. He went to jail, I sold my property ... |
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 What should my less then 30 day notice say? |
| I plan on moving into a house on the 1st of sept. I have less them 30 day to put it in writing, for my landlord. I'm not sure what should the letter say? and will I get my full deposit back?... |
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 If his name is just on the title, not the loan of the house, do I need his sig. to sell/rent the house? |
| The mortgage co. won't even discuss business with him unless I send permission. So what does his name REALLY mean on the title?... |
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 Can i charge my lanlord rent for a vehicle he has stored in my backyard? |
| my lanlord has an old truck sitting in my backyard. we're not able to use any part of that area. can i charge him rent or storage?... |
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 How do I get cash at closing? |
Additional Details
when purchasing a ... |
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 Why do mortgages or interest or whatever you call it go up overtime? |
| I ask my Mother why we have to leave our beautiful home, the home that I lived in for almost my entire life she said something about mortgages-- now why do they go up? and why is the bank like that! ... |
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 Do you automatically start making commission once you get a real estate license? |
Tomorrow I start a real estate class hoping to become a realtor part time until I am making enough money.
I have a friend who took this same class and automatically started getting ... |
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 How much noice do I need to give my landlord, if i decided to move out of a house i share with 2 other people |
| ive been living here a month on a six month contract but want to move in with a friend, it'l mean i lose my deposit, but i dont think she has any hold on me, even having a contract that i want ... |
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 Should I consider and interest only loan? |
I am first time home buyer.
I am interested in the interest only loan.
After the three years I can handle the increased payment.
Money is tight right now, though.
In the future ... |
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 Would it be smart to look into a house? |
| We are currently living about an hour outside of Cleveland Ohio. In 2003 we purchased our condo for $80,000 with a three year fixed and then it went to an adjustable rate. So, last year, we ... |
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 Why would a Savings Institution prefer to lend borrower at fixed-rate instead of adjustable-rate? |
Savings Institution bears less interest rate risk if they lend money at fixed-rate, but some institutions prefers adjustable-rate, why?
Additional Details
What if the market has upward-... |
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 My sister and her husband want to break their lease and move out of their apartment? |
| she asked me could they do that i told her its best to wait until your lease is up than to break it would they be libable to pay more money how does this work so i can explain this to her need some ... |
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 If I get evicted or break my lease in my state, ? |
Will it show up if i move to another state to rent?
Additional Details
It may not go on my credit report. I have an eviction on my record, but it only shows up through the city records. I... |
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 I need HELP with my mortgage payment.....? |
| I bought my house on 4/06 it has a year already, in Florida the real estate business went down so what I paid for my house $235k is not the value of my house right now. My husband lost his job and ... |
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| What do you think about the Realtors and Mortgage brokers? |
| who are trying to sneak their advertising in here?? Isn't that breaking the rules, guys and gals????... |
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 It doesnt say about pets!? |
second question if a rental advert does not say anything about no pets, then is it possible to have a pet in a rented house?
Additional Details
my pets a 1 year old springer spaniel, ... |
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Sanj M | Is the homeowner responsible for ice on sidewalk? |
if ice is built up due to water from the sprinklers is the homeowner responsible. Though the sidewalk is city property |
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kimmamarie
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It depends on your lease and if its a single family home.
Your lease may state that you are responsible for snow/ice removal and lawn maintenance. Check it.
Most single family homes, the tenant is responsible for the ice/snow removal. They live there, LL doesnt. If its an apt complex, the LL is responsible.
I own duplexes and the lower tenant is always responsible for lawn/ice/snow maintenance. If there is no lower tenant, the upper is responsible.
Hope this helps. |
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aj1020
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Call your city or county streets department. It really depends on where you live. In our city the driveway and sidewalks must be cleared within 48 hours of the end of a snowfall. I would assume it to be the same if our sprinklers froze the sidewalk. |
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Jack
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Cool. You just gave me an idea that will help me pay back student loans. I'm just kidding.....or am I? lol.
I could never do that. I would also never pay for someone who broke their leg walking on "my" sidewalk when it's raining outside and it's 25 degrees! That's their fault. |
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van_at_lincoln
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Yes, in most areas of the US, the homeowner bears the responsibility for keeping snow and ice from building up on the sidewalk in front of their homes.
While your municipality may have some liability, as far as the sidewalk is concerned, be sure if some one falls and injures themselves on your sidewalk you will be sued. But, hopefully your personal liability from your homeowners insurance will respond.
Best bet: Get some rock salt and a shovel! |
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mortgage help
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They are responsible to maintain it, but you are responsible to use caution and not fall.. and be a victim. |
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pattibcacl
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yes you are incase slips and falls on the ice then they want to sue you put salt on the ice |
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Hmg♥Brd
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Not if its a "Public Sidewalk", their not!!! |
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KL
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Yes, the homeower is. Any sidewalk directly in front of the home (at least, that's the way it is in the county I live in.) |
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jseah114
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The sidewalk may be owned by the city, but it is the homeowner's responsibility to make sure that it is clear of ice and snow. If anyone slips and falls on the sidewalk because it was covered with ice or snow, the homeowner is liable for the injury. Besides, if it is cold enough for water to freeze into ice, what are you doing watering your lawn? You will just end up killing the grass. |
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broncoguy75048
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yes, I believe they are in most places. If there is ice in front of your house, I would take care of it just to be safe. Cheaper to spread some ice melt than it is to get a lawsuit.
I would call your city to make sure, though. |
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