 How to buy a house when you have the worst credit ever? |
| How can you buy a house or rent to own a home with the worst credit, no pay stubs or proof of income except a letter from the job maybe. But can afford to make the payments!... |
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 What is the best way to tell your landlord you are leaving? |
I LOVE my landlord but due to circumstances beyond my control, I have to move in with a friend.
I kind of told them when I moved in that I would stay until at least August but that can not ... |
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 Whenever looking at an apartment listing and it says 1200/2bdr does that mean 600 per person? |
I am talking about on Craigs list and such. Is it split between the two people or 1200 per bedroom?
Additional Details
As far as rent goes.... |
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| I moved into a house renting, with the option to buy in June. I had noticed black mold in the bathroom 3 weeks before I moved in and mentioned it to the landlord. I was told it'd be taken care ... |
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| My boyfriend and I are living in a home that is in my name. We agreed that if I can transfer into his name than I can move out. How can we do that?... |
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| I currently live in Halifax, an hour away... thinking of buying my first house in Manchester because there's more going on! Although I'm familiar with the centre I don't know which ... |
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There's a house that is listed at $179,900 that we want to put in an offer on, is this too much to ask for?
-$169,900 offer
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 Can renter not pay rent for buying things for the house? |
| So my renter contacted me about some things she wanted for the house, new carpet in bedrooms, heating, etc...and I was out of town on business but told her I would have a contractor come over when I ... |
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 How much should I charge someone to park their RV on my property? |
They will be parking overnight every day, will use electrcity every now and then, but will not have access to the house.
I live in Orange County, OC.
Please give advice on the price I... |
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 Landlord verses tenant..who would win in court? |
| We moved into a place, we never got a lease to sign after asking quite a few times to sign one. We verbally agreed to stay a year. Very noisey people moved in below us a couple weeks later and we ... |
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| I'm renting a home & the owner wants to sell? |
I'm renting a house & the owner wants to sell it.
He wants to show it this weekend, I only have 1 day to get it together but my question is do I have to let people in my home when my ... |
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Lady D | Is the landlord responsible if you have a electrical fire and you have no rental insurance in Illinois? |
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 |
 
Angie
|
If for some reason the fire was caused by wiring that wasn't up to code, they do have a responsibility. To be sure, you should contact your local chapter of Tenants Rights and check. Here some info:
Illinois Tenants Union
Illinois Tenants Union
4616 N. Drake
Chicago, IL 60625-5814
(773) 478-1133 phone
Nonprofit advocacy organization for residential renters, serving Chicago, Cook County, or in surrounding suburbs. ITU has a professional staff to counsel tenants. ITU provides the following services: (1) lease-breaking before end of term; (2) pressuring landlords for repairs with inspections and rent withholding; (3) getting legal representation for tenants being sued for eviction; and (4) assisting tenants in getting refunds of their security deposits. ITU is not a legal services corporation, but its Executive Director is an attorney and they can recommend tenant attorneys.
--------------------------------------...
Champaign-Urbana Tenant Union
Address: 326 Illini Union
Phone: (217) 333-0112
Hours: 9:00 am - 5:00 pm, Monday - Friday
--------------------------------------...
Center for Renters' Rights
Address: Box 578335, Chicago, IL 60657-8335
Phone: (773) 244-8152
Fax: (773) 244-8153 |
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Steve D
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Most landlords' insurance only covers damage to the building itself and not the contents of the building. This is why you are urged to get renter's insurance. Ask the landlord to check his policy (though I doubt it will contain coverage for you). |
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BoomChikkaBoom
 |
If the landlord had some liability (improper wiring, etc) you could make a claim against the liability portion of his insurance, but otherwise, no. Tenants are responsible for obtaining their own insurance. |
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Christopher G
 |
Who's fault was the fire? If the wiring in your home was faulty, it should be the landlord's problem. If you overloaded an outlet, or had a device plugged in which was faulty, it would be your fault. Renter's laws may vary, I'm giving you a firefighter's perspective. You should be able to get a report from your local fore marshall's office which will specify the cause.
If it's the landlord's fault, you should be able to sue, even if Illinois renter's law doesn't make it explicitly his/her fault. |
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acermill
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Depends on the nature of said fire. If the cause was not improper wiring in the unit, and was caused by one of YOUR items, YOU are responsible for damages. The landlord's insurer will cover the costs of the repairs for the landlord, and will then sue YOU to recover damages.
NOW you know why renter's insurance is highly recommended. It will cover YOU from such a loss if you are found to be at fault for such a fire.
If you are found at fault, be prepared for a very expensive lesson in insuring yourself. |
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pearl_hoff
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no |
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estielmo
 |
No. Not unless you can prove negligence on his part. This is why God created Renters' Insurance. |
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infinite crisis 247
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no. the landlord's insurance only covers the physical structure of the premises. it does not cover your belongings. the only way that i could possibly see you getting anything for your stuff is if you could somehow prove that negligence caused the fire. good luck on that one. chalk this one up to a "lesson learned". |
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PlNk pEaRlS
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... that's why you should get renters insurance. And it really depends. Was it due to faulty wiring? Or did you have too many things plugged into one socket or spill water or something electrical. Whose fault was it? That is who is responsible for the damages to the building. Anything that you lost in the fire is your own problem to deal with. Renters insurance would have covered it! |
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Expert Realtor
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Depends on what caused the electrical fire.
If it was cause by a faulty applicance or that you overloaded a circuit, then it's your responsibility.
It it happened spontaneously (rare), within the walls, or to an appliance that the landlord has, then it's his. |
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Sweetharttt
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No. His insurance covers the building. Renter's insurance covers the contents that to not belong to the landlord. |
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boilerette72
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generally your landlord is only responsible for your personal items if he was negligent. otherwise, your renters insurance should cover your stuff. |
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Ross
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The landlord should have insurance. He doesn't insure your things but should have liability insurance. If he is liable than he should pay, if not than you are on your own.
All my leases state my tenants needs to carry their own insurance. It will still come down to the results of the investigation to determine who is at fault. |
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