 Might have to kick Roommate out soon... can I legally change the locks? |
| She moved in on June 1st. She owed me Junes Rent ($500) and the Deposit (one months rent- $500). She gave me rent but asked if I was flex with the deposit and I said I would give her two more weeks. I... |
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 I need help? Can someone please answer this? |
| This is the first time that i am renting a house and i guess that idont know what kind of questions to ask. So here is the story. I am getting a 3 bedroom house in the country and it has 2 bathrooms ... |
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 Neighbor keeps mowing and edging my lawn without permission - legal ramifications? |
| My neighbor's kids used to mow my lawn for a fee. Last year I told him I would be taking care of it myself from then on and I bought a lawnmower. But each week, if I don't get out and mow ... |
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 I put in an application for an apartment, was this a lease i signed, im scared? |
| my grandparents are moving to michigan with the rest of my family and i am staying in texas so i decided to get an apartment. i fill out an app. and sign a few places, isnt an application usually a ... |
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 My landlord will not make repairs asap? |
| I have a real bad water leak in my kitchen and it's geting worse the plumer came by one day this week and stated he would be back and never came back and it's geting worse someone please ... |
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 If I have a less then perfect credit score-can I still rent? |
| I recently had the opportunity to clean up a good portion of my credit file (pay off debts) I sitll have two small things on there (which I'Ve arranged a payment plan for), will I still have ... |
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 How do i get grants to buy a home? |
| i am a first time home buyer with poor crdit and i need money to help with my down payment so i can buy down my interest rate.... |
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 How can you break a lease? |
| My husband has a new job so we are moving, but we still have 3 months on our lease, how do we break it? We are in a large apartment complex.... |
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 Is it a law to tell someone if someone died in a home, if you want to buy it? |
If someone someone committed suicide or was murdered in a house that I want to buy, is it a law that I have to be informed of that?
Additional Details
Ok it happend on a college campus ... |
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 What time of year is the best to put your house up for sale? |
| Hoping to sell my flat next year, just wondering what would be the best time of year.... |
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 My husband and I are renting a rural home. Should we pay our landlords utilities, Without prior agreement? |
| My husband and I found a cute home in rural oregon. We live there with our 2 young daughters. We recently found out that the well on our property also runs water to the landlords dwelling, (and ... |
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 Previous tennant hasn't paid Electricity or Water bills, am i liable for them? |
| I have just rented a little flat. I love it, i begrudge paying rent but at least its my own space. I have just found out that there is a £300+ outstanding debt for water bills and a £200+ debt for ... |
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 What is the cost of an apartment? |
Of course rent. But is there any hidden cost or things like that.
How much do you pay for rent?
Any tips etc.... |
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 Help!!! Eviction notice. Dog found in apt.? |
| My mom came up to get me for thanksgiving on tues and brought my dog. We went out and the dog was left in our apt with my roommate. The people from capitol villa (our apt) came to give us chocolates, ... |
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 Should I get into the HOUSE BUILDING BUSINESS? I hear that the demand for new homes is exploding in the US.? |
I'm from Canada (Toronto), and I see that the housing market is HOT, HOT, HOT !!
I read in a magazine while at my dentist that there are bidding wars for homes in California and Florida, ... |
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kse1179 | Is there a better way to get a mortgage than going through a bank? |
I don't feel that my credit score accurately reflects my credit worthiness. Where can I find a lender that reads in between the lines? |
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yourmtgbanker
 |
I have managed a bank and now work at a mortgage company. There is a lot of confusion between what both can offer you. I am not a broker. I can offer the same programs that the bank can but we have many other programs that the banks do not have. Also, banks sometimes have inhouse loans which are higher than what you can get on the secondary market (meaning your loan will be sold). I would suggest going to a mortgage company not a mortgage broker because they are going to simply charge you for the same service. |
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Jerry M
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you can always find a lender that will give you a mortgage at a much higher interest rate with lots of up front costs... that way they won't get swindled when you don't pay your bills.
hows that for reading between the lines. LOL |
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Real Estate Guy
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I would use a mortgage broker, not your savings and loan bank.
If you feel that your credit report/score is wrong, tell the lender and get it fixed. Your lender can do a rapid rescore on your FICO and it may increase.
If there are reason that you have a low score, like a death in the family, etc, and you paid late during this period (and only this period) the you should be able to write a letter and explain this. The underwriter can take this into consideration. |
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chris4realestate
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Try a mortgage broker. Most realtors or agencies can refer you to a mortgage broker. A broker will shop around various banks to get you the best rates and may know of better programs a different banks depending on your situation. Also, different things are taken into consideration when getting approved for a mortgage loan besides your FICO. Debt to income ratio, length of employment, etc. So don't get discouraged because you think your credit isn't "good enough" because you may be assuming too much. Good luck and if you want more info you can email me at chris4realestate at yahoo dot com |
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Gus Buckingham
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Check with a mortgage company. The bad thing is with todays current market lenders are becoming more strict on who they give loans to |
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carthak
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You could try a financial advisor who brokers a mortgage deal for you. :) |
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Dep.
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Go to a Mortgage Company |
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acermill
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If you want a lender as you describe, you should check out a local bank which is willing to keep your mortgage 'in house' (rather than sell it on the open market after it's completed). Such loans are presented to the board of directors of the bank, who will make any decision as to whether or not to give the mortgage requested.
Be aware that such mortgages are more costly, running a half percentage point or more over what you would qualify under in the open market. |
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V(^_^')V
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you can try lendingtree.com |
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