 How can I stop someone from smoking in my house? |
| MY TENANT TOLD HE WAS NOT A SMOKER WHEN I RENTED THE APT TO HIM.......NOW HE AND HIS FRIENDS ARE SMOKING IN MY HOUSE . I AM NOT A SMOKER AND HIS SMOKING IS MAKING ME SICK. WHAT RIGHTS DO I HAVE... |
|
 Do apartments normally have shower curtains already furnished when you move in? |
| I just moved into a new apartment. There is no shower curtain in the bathroom. I don't know whether they are suppose to furnish it or if I am suppose to buy my own. I don't want to waste ... |
|
 If your neighbor had a garage sale and you recognized a valuable antique for sale,? |
| that your neighbor was selling for only a few dollars, apparently not aware of it's true value, would you tell your neighbor, or would you just quietly buy it and cash in on the item yourself?... |
|
 Would you buy a house whose owner was hated locally? |
| There's a house for sale I've seen which is a bargain price, but on looking round the outside, it's had eggs thrown at the windows, a window is boarded up and it's obviously empty.... |
|
 I am planning to buy a house.? |
| What is the right thing to do ? should I pay 20% down payment or maximum amount whatever I have ?... |
|
 Question about pets in apartments? |
What if my apartment was robbed and I had a dog?
What would happen to the dog if the robbers got in? Would it be hurt? Do robbers normally hurt the dog? I'm afriad to get one in an ... |
|
 To home inspect or not - that is the question? |
| So this morning my husband tells me that if our new mortgage company doesn't require us to have a home inspection on the home we're purchasing, he doesn't want to waste the money on a ... |
|
 Should my landlord pay for boiler repairs? |
| The boiler keeps switching itself off after a few hours which almost always means it stops working in the middle of the night and it's cold when I wake up. Tried to get the landlord to fix it ... |
|
 Can't afford the house mortgage, can the house be given back to the bank? |
| My parents have a 1st and 2nd mortgage on their house. They are getting older and cannot take care of or afford the house. The house needs a lot of work. Is their away to give up the house without ... |
|
 Advice - horrible ex owner!!? |
| We have purchased a house (the sale completes and its ours today!!!!!) the previous owner came across to see us last night and said that he wanted to "rent" the garage at the bottom of the ... |
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 I have used a piece of land, which no one for 11 years, now someone is saying they own it, can I claim it.? |
| the land is 49 ft x 150 ft, it forms part of my land. The so called owner asked me 11 years ago did I wish to buy the land, I asked him to show me proof of his ownership, then I would talk to him ... |
|
 How do I legally get a family members out of my house? |
| My daughter and granddaughter live at my residence and have for over a year. I spend most of my time in California. My daughter seems to think that it is her home and she can do or say what gets ... |
|
 My husband and I have been approved for 100% financing to buy an new house. We don't have any money for the |
| closing costs. This is both of our first time buying a house so I'm just a little confused. What is the closing cost for? How can I get money to pay that? How much does it usually cost? Sorry if ... |
|
 How much is your rent ? |
How much is your rent a month ? i'm paying £204 for a 2 bedflat, which isnt in the nicest of area's ! Would you say thats reasonable or not ????
Additional Details
forgot to ... |
|
 Why do some Landlord treat their tenants like crap? |
| They see their houses as investments and are just greedy. They charge £600 per month for something the council would let for £274. They don't care that the people who live in them need that ... |
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 Can I back out of a contact on buying a property? |
| I have signed a contract with the seller and have given a thousand dollars to the title company. Everything is going well and we're ready to close in a month. I just found out however that a ... |
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 We signed on a house 3 weeks ago and we are having serious buyers remorse? |
| is there any way we can legally get out of this house purchase? This trasaction has physically ruined me-im suffering from Depression because of this stupid idea that we could afford to own. We ... |
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tom | Is there a time period that a debt owed is null and void after so many years. ? |
If so, how long and does it cover all types of debt, eg, house repo with outstanding balance,banks, etc |
 |
 
Ollie
|
Some companies write debt off to claim off there insurance however they have to prove they have tried to collect outstanding monies. |
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barneysmommy
 |
Under the Limitation Act 1980 if there has been no payment or contact then the debt becomes null and void. Most debts are covered by the Act apart from money owed in Tax and the interest on the Tax.
Hope that helps |
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Gulfstream_five_fifty
 |
Depending n the state...There is a statue of limitations on a time you can file for recovery. |
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Yanswersmonitorsarenazis
 |
YES. ALMOST EVERY ANSWER SO FAR IS WRONG.
http://www.bankrate.com/brm/news/cc/20040116b1.asp
Click the link. Read the info from bankrate. Depending on your state and what type of debt, YES it can become legally unenforcable to collect.
The clock starts on the date of last activity. So the date you either used the credit card last or the last payment you made on the account.
Now, they can and likely will still report the debt on your report for the full 7 years. After that, you have the right to have it removed. Possibly even sooner. Read the fair credit reporting act link on the webpage the first link sends you to. |
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tank_boogersmom
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I wish. but you'd have to die for it. |
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trumps
|
As a general rule debts are statute barred after six years. However there are exceptions to this rule so be careful |
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DEREK M
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Limitation Act 1980 s20. A civil debt becomes unenforceable after a period of 6 years from last acknowledgement of the debt by the debtor. Assume this is a UK based question. Google Limitation Act for verification. |
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ucla987
|
Personal debts become "unenforceable" after 7 years of non-payment. So, if you made your last payment seven years ago, the creditor will not have legal recourse to collect the debt. The does not mean that the item will come off your credit. It does, however, come off your credit after 10 years of non-payment. Legally, you will still remain obligated to the debt meaning it doesn't get "erased," but it becomes unenforceable (they cannot collect on the debt), then eventually no "conventional" trace will exist after 10 years. |
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astralpen
 |
nope...debt is debt |
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sunshine
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No never. It may come off your credit after 7 years, but the debt is still owed. |
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charlie3127389
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no..only when u r dead |
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mikeleibo
 |
Debts don't go away - they're always your moral responsibility, even if you can avoid them legally.
The best course is to try and pay your debts - if you can't afford to pay them, you should be able to negotiate a deal with the lender to eliminate interest, accept long term payouts, or defer payments for a period of time.
Promptly and strongly negotiating with the lender can even protect your credit rating as part of your negotiations.
A lender would rather regain their principal at all costs than spend any time or effort downgrading you or selling the debt for a fraction of its value to a collection agency. |
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Amanda
 |
When it's paid in full, or if you die w/o a living spouse. |
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peter_electro
|
depends. if keeps firm chasing debt can issue summons anytime. they do not keep chasing then up to 10 yrs. Banks and the like seem to make up their own rules but they can put a charge on the property, so when you come to sell it, however long it is, the debt is deducted from the proceeds of the sale. This can be done by anyone who has a judgement in favour of the debt |
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Penguin
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Isn't using the phrase 'null and void' redundant?
I think the other answers here are more pertinent, sorry! |
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Ridiculous
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I don't think so...people who are owed money and can't collect sell the debt to other companies and I think, as long as you owe, you just owe...until the day you die...file bankruptcy... |
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mickeyblueyes
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I hope not...........if someone owes someone else & haven't repaid it how can it be null & void.All the adverts around nowadays from so called debt management firms make my blood boil when they talk about getting payments reduced and up to 75% of the debt written off etc ........at the end of the day someone loses out , so why should it be the lender who has done nothing wrong ( apart from allowing themselves to suckered in by fraudsters, who probably never intended to repay when they borrowed in the first place! |
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Izzy
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nope only if you die!! |
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Sasha
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think companys have 7 years to recover debt, but if you dont pay it WILL ruin your credit file |
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MATTHEW B
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no a debt will never be waived untill death |
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Kier22_2
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I think it's seven... |
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Common Sense
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I believe it falls off of your credit report after 7 years. |
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