 Home loan intrest rate? |
| I am intrested in purchasing my first home. What is a good intrest rate for an above avarage credit?... |
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 Looking for a hme loan.? |
| trying to get a 200k loan my credit score is 615, with 10% down they offered me a 9% interest rate, if i double the down payment to 20% will i get a better rate? what should i expect?... |
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 I live in an apartment and other people are parking in my space. What can I do to make them stop? |
| I live on the end of a row of apartments. There is enough room in front of each apt. to park 2 cars. Even though I only have 1 vehicle, the end apt. is by the dumpster and there is not alot of room ... |
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 What is the best way to advertise the sale of my house to people out of state? |
| I live in FL and want to advertise my house to people in other states. I have it on Realtor.com, but has anyone found any better ways to advertise real estate?... |
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 Why are some homeowners so snobby about people who rent ? |
| I've gone to various gatherings and heard the people who endlessly brag about their houses, comparing each others houses...and they also tend to talk about those of us who rent though we are 2d ... |
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 My apartment complex owes us $3000 dollars but changed management and now won't pay. Is this legal? |
| We paid for something that was $3000 and got it in writing that our apartment complex would pay us back. The new manager says that since the old management made the deal, they don't owe us.... |
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 My fiance and i are trying to get an apartment but cant afford the deposit.? |
does anyone know of any programs that would help us pay our deposits so that we can get our own place?
Additional Details
we have no choice to move cuz right now we are staying with ... |
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 I have a tenant that refuses to move out we have an oral agreement I asked her to move25 days ago ? |
| she is a friend my son lost his home due to forclosure and has 4 children and needs to move into my rental because its all he can afford what are my ... |
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 Do I have to allow my landlord to do this? ? |
| the apt i live in is in the process of being sold. so my landlord gives potential buyers tours of the apt building. my apt is close to the entrance, and one of the better looking units. so around 5 ... |
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 Inherited a home and want a person living there to leave? |
| Hi, I inherited a home in Nevada and I would like to have the person living there leave. He has been living in the home for about 10 years and only pays rent off and on. There has Never been a ... |
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 Can i get out of a contract to sell by taking it off the market, if so how long before i can put it back on? |
| i had dealt with a realtor on 2 sells and one buy of a home, we just inherited a home and wanted to sell it, we contacted our old realtor, she had her husband give us the contract, my husband was in ... |
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 How do I deal with difficult renters? |
They moved in 3 days ago and already have a list of problems.
I have addressed some of their concerns like; I changed the locks and put new smoke detectors in.
They are complaining that ... |
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 Can i buy a home with horrible credit and 50 percent down? |
| I live ina very affordable area, i have 50k to put down on a 100k home, could i do this with horrible credit?... |
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 Buying a house for sale by owner? |
| What types of things do I need to look out for when buying from an owner and how much should they know? Fees involved or anything like that ussually?... |
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 Is it possible to still get a mortgage even though i am on a debt management plan? |
| I have been on this plan for about two years and have about 5 years to go, and i would really like to buy my own home instead of renting like i am doing. I have not defaulted on these payments so far ... |
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| If i let my home go into foreclosure can i buy another home ? |
| can i buy a home while im in a home thats going into foreclosure but still modifying my existing home and get a good deal on my new home that i can afford with bad credit and get a good rate?... |
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Patty A | Is there a way I can buy my first home while having poor credit and without providing income? THX!? |
I have never bought a house before and know nothing as to how to do it. I just figured I'd never be approved since I have very poor credit and I get paid "under the table" and wouldn't be able to prove my income. However, I hear all the time how easy it is for first time home buyers to purchase a home. Does anyone out there think I would be able to buy a home? If yes, can you tell me what steps to take? |
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cassie b
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Home loans are much easier to get than many other credit related things. You should be fine as long as you have no outstanding debts which have had court orders.
The reason it is so easy to get a home loan is because if you cant pay the money- the bank takes your home. There is good security for them that will generally only be increasing in value once you take out the loan |
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Terry C.
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If you can pay with cash... |
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HyperDog
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Maybe try to find a "rent with option to buy" deal. If you can keep up the rent payments without fail, keep the place up, and don't cause trouble, some sellers will trust you to continue as a buyer, after signing the appropriate papers, of course. |
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leon_moc
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Real Estate broker
210-733-3100 |
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Dr. Deth
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why would continue to work under the table - you aren't earning any credits for social security and the IRS will catch up with you eventually |
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Open Book Advisors™
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You cant prove your income.............are a high credit risk and you want someone to lend you money for a house?
Yeah, you could do it.
Where there's a will there's a way.
If you dont have a whole lot to put down........ it wont happen, but you can always try. |
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godged
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No, you won't be able to finance a home. It is easy for qualified first time home buyers to buy a home, but you have everything working against you, poor credit, no income, no verifiable job or employment history.
Fix your credit, get a "regular" job even if it is part time to verify some income and work history, save for a down payment. |
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OC1999
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No-Doc loans are generally reserved for people with at least good credit. It is very unlikey that you would get approved for a loan, with bad credit AND no proof of income.
Other than being paid "under the table". Your biggest problem is that the Sub-Prime market has basically collapsed, so while banks were practically giving loans to everyone a couple of years ago. This has just about disapeared.
Also remember that since you are getting paid "under the table", you are avoiding paying taxes. Most people in your situation don't usally want to come out in the open and try to get a loan. So they deal in all cash, this is the trade-off they live with when getting paid this way. |
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Zeltar
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Cash always works well. |
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