 I Think I am falling in love with my tennant...I think she knows it too because she? |
| is always asking if she could pay a little in the beginning of the month and make up the rest. Of course she never does...She is so pretty and I dont mind because the house is paid off with no real ... |
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 Is it more economical to buy a house or rent an apartment? |
| My husband and I have been renting for 4 years (he has been renting longer than that, it is kind of all he knows. I moved out of my parents house into an apartment) We have a daughter and we live in ... |
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 I sold something on eBay...now I want to keep it? |
Okay so I sold something on eBay but I realized that I now want to keep it....the buyer hasn't paid yet and it has been a few days...what do i do?
thanks (:
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 My upstairs neighbor complained about my kids in a weird way...pls help? |
| I was talking to my neighbor last night about vacations etc....and all of a sudden she said "yeah I hear your kids ALOT in the mornings on the weekend...." then she said "I was going ... |
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 My tenant's lease is up august 15th, she is refusing to vacate at that date, what do I do ??? |
| She is also refusing to pay for past utililties bills,do I have the right to shut off the electric after the 15th of August ??? as it is in my name....?????... |
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 Can't get rent deposit back from landlord? |
| I rented a room at this lady's house. I gave her 1 month rent as deposit upfront. We're going month by month, no lease. I gave my notice earlier this month that I'll be moving out J... |
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 Lodger taking drugs? |
| i am a lodger who smokes canabis at weekends, my landlord who i rent a room from is ok with it, but he is scared that i might set fire to my room, because he says his home insurance wont pay out ... |
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| Do most aparments have the same floorplan? |
| I know in one building they will most likely be the same, but I mean in most all apartments are they the same? We are going to move into an apartment sometime, and we are not sure which one yet, but I... |
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 Condo, house, or apartment? |
| I live in northwest indiana and my fiancee and I are planning on getting married in a year. What is a good website that will weigh the pros and cons of each of the above mentioned. He will have a ... |
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 When will the house prices go down in California? |
I live in southern California and the house prices are insane.
In my city the average home is about $550,000-$650,000
That is for a older home with about 1500 sqaure feet and ... |
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 Are the house prices falling in the uk? |
| i'm now in a position to buy my first home. should i buy now or wait until the prices fall a little????... |
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 I make $75,000 a year, can I afford a $250,000 house?? |
I have no debt other than truck payment at $525 a month for another 2 years.
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I would not have the 10% to put ... |
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 Council house tenants? |
get a job or lose the house, can the govt do this? news earlier today.
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karen b. i agree with ... |
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 Would you like to live in greece? |
| so sunny days...the beautiful med sea...ect....is that enough to make you want to choose the land of the ancient gods?... |
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akappyann | Is there a way to buy a house with poor credit? |
Hello, I would like to know if there is a way to buy a house with fair/poor (not sure what is considered poor) credit, and no money down??
Thanks |
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jlynne1
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yes, there are plenty of first time home buyer programs and government programs just ask your real estate agent for the list of programs. I bought my first house last year with the fha first time home buyer program I put 1000 down, but I got that back because of the gift program where you can have the seller pay the closing costs. I got approved for a 150,000 house and bought my house for 134,000 with no money down and its in a perfect area and not in the hood and my interest rate is low too. My credit was'nt excellent either. What I did with my credit is got references from my car insurance, electric, water dept., cell phone and current car payments to show that I was on time with my payments and hardley late! It doesnt hurt to ask! Good luck:) |
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Asim A
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Yes. Some cities provide houses for $1 in "as is" condition. You will then need to fix them up at your expense. |
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kirsten the gymnast
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umm.. i dont think so..im sorry.my mom has that problem.lol
but i would try renting |
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alainanmommy143
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Yes, you have to find a financer that advertises that credit is not an issue, usually if you do a google search you can find one. But be aware that you are gonna pay intrest out the wazoo. I am in the same kind of situation and I just opted to rent rather than pay like 28 percent intrest. |
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krollohare2
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Some speculators buy houses for cash and then resell them taking back what's called a purchase money mortgage or seller financing.
If that is what you want, then make sure you hire a good title company to insure your title and make certain that the seller actually owns the home.
Also, beware of "rent to own" schemes. Hiring a lawyer up front in any big ticket purchase like this only costs a couple hundred bucks but on the back end, it could cost you tens of thousands in fees if not done right.
In a market like this with foreclosures everywhere, you probably won't have a hard time finding a house with seller financing.
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jmiller
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Yes, especially in this market, it is possible. The downside to this:
You will be paying very high interest, which will make your payments quite a bit higher, and make it harder to refinance if you get in a bind.
Also, if you have been paying attention to the news lately; the majority of people who are loosing their houses have been in this situation (zero down, poor credit).
I highly reccomend that you instead, work at making each and every one of your payments on time. This will raise your credit rating. Then, get yourself a cfedit card, one at a time. Don't do this until you have worked on your credit. Each time someone checks on your credit, it costs you a point in your credit rating. So, this means that until you are pretty sure that you can get a card (start with Macy's, as they will give you a $300- card) and buy a pair of shoes, then go to the next counter and pay them off. Do this about once a week. In about 3 months, apply for a JC Penney's card, and do the same thing. Then in 6 months, do a free credit check on yourself.
Remember, the higher your credit score, the lower interest rate you will have to pay.
Another thing you may not be aware of; most states have a "first time buyer's loan" which is backed by HUD. They will actually give you up to $70,000 for a down payment!! But, you have to work on your credit.
Bottom line.
Good luck to you. |
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.
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No. The worse your credit is, the more money down they want and the higher your interest rate would be. Fix your credit first. |
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Natalie S
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Hmmm. i dont think so, sorry...
answer mine
http://answers.yahoo.com/question/index;_ylt=ApIQEMzMjpc23b92e8HV8zDsy6IX;_ylv=3?qid=20080804160331AAFxN4E |
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Mish
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Check with your local USRDA you would be amazed at what they offer for below income people and bad credit. Also I heard this web site doesnt look really at your credit score but more so at your payment ability, not sure havent gone on the site yet but you can try it. www.lendamerica.com . Also can you buy a house under an article of agreement??
Look into HUD loans, only certain banks are educated in hud loans so make sure you ask the bank if they are a participent in the program. |
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Max Power
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The no money down bit could be a bit of a hic up , the poor credit bit could be overcome with one of the higher interest rate lenders |
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Gala T
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You can try to find a house that has been on the market for a long time and get owner financing. Pay rent which the owner may apply towards your purchase.
You may have to pay a higher rent but the eventual equity might be worthwhile. |
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jvm©®
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Yes, some companies allows to do that like real state as example.
but i not sure. |
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dermquest
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Not now. It depends on the climate. I own three houses, and you can find a great deal in any market. Listen. Find an area that you would like to live in. Go to as many open houses that you can. Get so that you can tell when a house is over priced or not. Figure out what you can afford. First time home owners can put as little down as three percent. Make sure you like the block and area. You could be living there a long time. People CANNOT fix your credit. Time does. Pay your bills monthly. Call up your credit card companies, and see if you could lower your rates. Transfer to lowest rate card, and pay off card with the highest rate first. Try to carry a thirty percent balance, paying more than the min payment. Have a plan, work the plan. You can do it. |
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Blondie <3
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umm, yea, as long as you have the money. you could live anywhere if you have the cash to pay for it.
good is arround 600-650
poor is anywhere from 500-anything lower.
excellent is like, 700-up |
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sar
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Try applying at CalHFA at www.calhfa.ca.gov. They have 1st time buyer programs that assist w/ down payments and closing costs. |
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scarstruck
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sure, if you wanna live in the hood. seriously, go see your banker. |
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Workerbees27
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yes file for bankruptcy. Clear debts are what the banks look for because you owe nothing to noone, at least for now |
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