 How long should I wait to refinance my home? We bought it 2 years ago.? |
| I pay extra principle each month on it and would like to refinance enough to pay off my vehicle and to do some remodeling on my home, painting, etc. I would appreciate all insight. Thanks!!... |
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 Can a home lender come after you after they've foreclosed on your house? |
| My current home is at the beginning stages of foreclosure, and I know I can't bring it current. If I retire after the home has been foreclosed and I use my annuity to purchase a new home, ... |
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 After 2 and a half years in a rented property, am I required to repaint the whole house? |
| After 2 and a half years of living in a property, my letting agent has suggested the difference in my deposit paid and my return deposit is due to a deduction for repainting the house before the new ... |
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 Should I sell my home read on ( real estate )? |
| Hi I bought my home condo near the water in NY 6 years ago. It went up like 100 percent in value. I am getting scared of everyone saying the real estate bubble is going to make homes so low soon. I... |
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 Realators didn't give us info, now we could be out thousands!!? |
| Ok, so I asked before about my parents housing situation. My parents put down a fairly large good faith deposit while were waiting for the rest of the deposit. Anyway, it was refundable for like 20 ... |
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 I'm planning to buy a small house or mobile home then rent it out and hope prop. values increase or build a |
house on a lot I already own.I'm trying to make some money in Bay County FL.I dont make much at my full time job.Which should I do? Thanks.
Additional Details
If i build a house I ... |
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 I want to sell my home. Here is an issue: We originally bought the home in good shape but we rented it out and |
| The renters did not care for the home. We lived out in Arizona, so we couldnt check on the home as much as we should have. We were out for 3 years and they were NEVER late on the rent. But many ... |
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 We have put in an offer on a house... |
| What is a reasonable amount of time for them to give us an answer? We put the offer in last weekend and they havent said yes or no.. whats going on there do you think? We did offer 17500 grand ... |
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 Realtors and/or sellers...need your advice? |
| My home has been on the market for 5 months. I've only had 4 looks. My realtor says best thing to do is move out, so the house will be empty, and show better. It's half full right now. I... |
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 Thinking of buying first home, but I have bad credit and no down payment? |
I keep going back and forth:
- I could wait a year and improve my credit and save for a down payment. I would continue paying more in rent than I would in mortgage and insurance, but I ... |
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 Credit crunch and today's interest rate drop - when to buy a house? |
| I'm a first time buyer so for me, the more house prices come down the better. But I'm also worried about missing the boat - I don't want to wait and wait and then find that suddenly ... |
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 As a homeowner, should I sell the house of rent it out? |
| I live in zip code 95132. Rents might go to $2000 for a 1790 sq.ft., 4/2 house. My property, unmodernized, built in 1965, might sell for $125,000 less than last year (now <$600,000) I have an ... |
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 What do you think? Quick question, easy 10 points for best answer!!!? |
| My lease is over this month and i want to leave, rent is gonna raise for all tenants who renew. so i applied for this other apt. showed proof of job,bank account, and current apartment verification (1... |
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 Please help!!!can not find no where to live!? |
| me and my fioncee have been looking for a place to live in apple valley ca since it is where he works at and i have been looking everywhere for listings of houses to rent. i have found some but since ... |
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 Landlord problems? |
I am really un sure what to do about this!!
I moved into my rented rent at the end of February 2008, a month later I got a letter through the door from a solicitors saying that we need to ... |
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 When first buying a house, financially speaking should one go very big or go small? |
| It seems that people these days go as big as possible (really stretching financially, some so much that they go paycheck to paycheck starting on a 0% down ARM)...is there a good reason to go this ... |
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 I chose realty fraud for my senior project...will that put people to sleep? |
| I'm a senior now and I need to choose an interesting topic. what do you think of realty fraud? where can I find good information on it? I couldn't find any. it'd help if you told me ... |
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acuraboy1978 | Is there a way to get a loan for 600k? |
I want to purchase a home without a co-signer on me and my wife. But our scores are small in the 560-600 is there a way to get a 600,000.00 loan without getting pounded with a high rise interest rate.. |
 |
 
acermill
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With scores like yours, there's no way to get that size loan even if you ARE willing to get pounded.
The bare minimum scores for getting mortgage approval these days are around 625. And you're asking for over a half million dollars yet ? Good luck. |
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ms_xian
 |
What makes you think you can keep up the payments on a 600k loan? I wouldn't want it.... |
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jesswzmn
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Try a local bank, they may have specialized programs that do not fully really on those scores.
Washington Mutual used to have loans like that. But you may have to go with an adjustable rate.
Another option is a sub prime loan, but this may not meet your low interest rate parameter.
Also, you did not mention how much you are able to put for down payment...that impacts loan availabilty as well. |
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mazziatplay
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unfortunately, the answer is no. To qualify for the most competitive interst rates the middle score should beno lower than 620. |
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MissV
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No. Not even with with a high interest rate, unless you have a sizeable downpayment, i.e. 20% or more down. |
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Keep On Trucking
 |
Probably not. But there probably is a way to get the loan AND get pounded with the hight interest rate. Talk to a conventional lender (i.e., the bank or a mortgage broker) and then try talking to some "harder money lenders." It's not always a fun process, but it's possible.
Now, the bigger question... DO YOU REALLY NEED A $600,000 HOUSE THAT YOU'RE HAVING TROUBLE QUALIFYING FOR!?!?!
Just a thought, no disrespect intended. :) |
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Chez_DeVille
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sure there is, if you are buying a 900,000 home and you are putting down 300K as a down payment. |
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Mr. Blue
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Beware of Advance fee Loan scams.
http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.shtm
my Advice: Don't deal with anyone from a foreign country and never use
wire transfer services.. you risk losing your $$ and your mind.
www.fraud.org |
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