 With a credit score of 480, can I buy income property? |
| I would like to elaborate in my question posted earlier. I currently have a mobile that I will be selling that should bring me $55K. With those process I'm hoping I can buy a 4 plex and bring ... |
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 I have an arm loan? |
I GOT AN ARM LOAN BUT I HAD A 650 AND NO LATES EVER IN MY LIFE .YEA I KNOW I SHOULD HAVE LOOKED AT FINE PRINT BUT IS THAT PREDATORY LENDING
Additional Details
and i have a way to get out ... |
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 My mom got a letter in the mail saying our house will be sold? |
It says the house will be sold at public acution August 4th. I knew my mom was in debt but is she really about to lost the house? What do I do?
Additional Details
We still live here. C... |
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 Can I break the lease? |
| I just rent a room of a house on the september first aand singed 1-year lease. After I moved in, I found the room has a bad odor. I guess the odor is caused by mold. The bad odor cause nasal ... |
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 How much earnest money should I put down? |
| I found my dream house and will make an offer tommorrow. How important is the earnest money? The house is vacant, so the seller is motivated.... |
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 Will we get preapproved with 687 and 715 credit scores? |
| My husband and I are looking to buya $250K house in Delaware. We make about $120K combined income. We are in the preapproval process, but want to make sure our credit score sound high enough to get ... |
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 Should i sell my home? |
| i've only had my house for nine months my sister and my boyfriends best friend moved in with us(me and my boyfriend). we got a house with extra bed rooms because my sister and the friend told us ... |
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 Being kicked out-Renting a new home- Low Income-HELP!? |
Hello guys,
I have been surfing the web for ever & I can't seem to find any help with my situation. I am being kicked out of the house, long story, & I was already looking for ... |
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 What are my options w/ this house?? Please help!!? |
| Story in short: old woman that lived alone in a house behind my parent's (where I grew up) passed away...her niece who lives in TX has been cleaning out the house and fixing it up little by ... |
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 Eminent domain... county wants my land? |
| Whats a fair price determined by if the county wants to buy 4 acres of my land to build a retention pond to help control down stream flooding? Or can they just take it and build what they want?... |
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 My new landlord wants to charge me for water bill? |
| i think i heard its landlord responsibility in ny state this true?... |
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 How to break a lease (preferably landlords!)? |
Actually, I know how to, but I wondered if this would be a good enough reason for a landlord...
Currently I rent a 2 bedroom townhome. At first it was nice but now the area has really ... |
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 Is there going to be a housing market 'crash'? |
| As a first-time buyer, getting on the property ladder is fairly daunting at the moment. There seems so much uncertainty withing the economy....is it best to wait and see what happens over the coming ... |
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 Would you rather sell or rent out your home? |
| If you moved into a new house and had the option of selling your old house or renting it out until the housing market stabilizes what would you do?... |
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 Can I ask a realtor to hold a house for 6 months with some kind of legal agreement? |
| We would like to buy a house but will not have enough money for a down payment until 6 months from now. So can I ask the realtor to not sell the house for that time period?... |
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 What happens if my loan amount is more than my house is worth today cuz of the housing market? |
| Three years ago, we refinanced our house, got into a 3 year ARM, didn't know anything about refinancing so I did that, thinking that was the best thing to do. It was worth $182,000, the loan was ... |
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 My rented house flooded, my basement was packed with stuff, who has to pay to get all damaged stuff out of? |
I currently rent a house. This morning I went down stairs to switch over my laundry and to my supprise there was a foot of water in the basement.
When it rains I always seem to get a ... |
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iittghy? | Just moved in and found a problem...? |
We just moved into our first house, and we've been here almost 3 months. Last week we discovered the floor around the toilet is rotted. Will any kind of insurance cover this, or simply a case of buyer beware? We had the home inspected previous to the purchase and the inspector did not catch it, apparently. Thanks for reading. |
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godged
 |
If you had a whole house inspection and the inspector didn't catch it, you could try to litigate this. But most likely the inspector's insurance company will argue this was a hidden defect or a recent problem, and you will be out alot of aggravation for nothing. The onus of responsibility will be on you to prove this problem existed when you purchased the home.
Be careful filing a home owner's claim for water damage. I have heard that if you file a claim for water damage, some insurance companies will not insure the house and it may cause you trouble and higher premiums finding home owner's insurance.
Hopefully that is the only water damage, and if it is, it should be relatively inexpensive to fix. |
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acermill
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You may be able to obtain some compensation from the E&O insurer for the inspector who missed the problem. I suggest you contact him and explain what you have found.
Other than that, you're on your own. Your own insurance will not cover this sort of situation. |
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Pengy
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Not an easy thing to catch, and not an easy thing to prove that it was there at the time, and did not happen post purchase. One of those things of home purchase is that things go wrong, and things breakdown Better off just fixing it yourself, it is not an expensive, nor hard project. Good luck in the new house, hope any other problems you face are minor |
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CMR2006
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First off, what kind of inspection did you have done? What did the inspector's contract say that they would and would not do? Dis the inspector go under the house?
If you had a "Whole House Inspection" done, the inspector could be liable for the cost of the repairs. A rotten bathroom floor is something that should have been caught. Contact your agent (if you had one) and ask for their help. In most states, you have up to one year from the close of escrow to come back and complain/ask for damages/remedies in regards to the house/inspection/seller's omissions.
Depending on the exact circumstances, you may want to get the inspector's insurance to pay, or go after the sellers, or say the heck with it and absorb the cost yourself |
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patrick
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Your home inspector should have caught it, but as it was a hidden defect, he has no liability.
Fortunately, this isnt that expensive of a job, and not that hard to fix. You can replace the subfloor easily and inexpensively, and reuse the existing toilet, if it doesnt leak. (Thefloor may be rotted due to a bad seal.)
Go to Home Depot, or Lowes, andthey can tell you how to do it. |
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Kiss Kiss!!
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if the house your n is rented call who your renting it from if youve bought it idk |
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Ryan S
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If the insurance inspector didn't catch it than it should be covered by insurance. But your deductible might be more than the actual repairs. |
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Andrea B
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It isn't anything that the insurance would cover unless it is water damage and since there wasn't a flood when you were there, I doubt that you could get them to pay for it. You could always ask your insurance company about it. |
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jen m
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if your inspector didnt catch it i wouldnt use him again they should of checked all the plumbing and floor rot around the toilet idicates a leak somewhere i dont think your insurance will cover it it really is buyer beware |
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