 Can you break a real estate sales contract if you decided to sell by owner? |
| We have had our house listed with a real estate agent who has had little contact with us in the past 4 months. We have been approached by a private buyer - can we legally break our sales contract?... |
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 How quick can I evict a roomate that's not on the lease? |
| I rent an apartment here in Largo, Florida. I have several roomates but only one I have a problem with. He has shown an act of violence towards another roomate and I am suspicious that he has a ... |
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 I WANT TO START a PROFITABLE FARM ON 10 ACRES!? |
| Im a 26 yr. old dedicated to seeing my dream come true. I currently live in Northwest Indiana and want to stay here in the area. Ive been trying to find out what breaks are out there for farmers, i.... |
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 Since the housing market is collapsing, Is it cheaper to build a house? |
| If not, then it might cost more to build a house than it is actually worth.... |
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 Does anyone know the best way to get rid of accumulated stuff? |
I have used Ebay to sell collectibles and Yard sales to get rid of usable items from my accumulation. Does anyone know of any other avenues to take to clear out 20 year of accululation?
We are ... |
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 Can a landlord evict a tenant who pays rent every month? |
| what are tenants's rights? and can a landlord evict a rent paying tenant and if not, then what basis can a landlord evict a tenant?... |
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 I just made an offer on a home in short sale (about to go to foreclosure)? |
| The owners accepted my offer and signed my contract, but the contract has to be approved by the bank. It takes up to 5 days for them to approve. My questions is--what happens if other offers come ... |
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 How can rent increase? Does the number of people in a house increase rent? |
I just want to know what factors increase rent. I know that rent does increase yearly, but what else factors in the increase of rent?
Hypothetically... if 6 people live in a 2bd/2ba ... |
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 Can i use a personal loan for a deposit on a flat? |
| i have taken out a loan for 8k. i want to do a buy to let mortgage with another bank. will i be allowed to use the money from the personal loan(sorry if this is a silly question it's just that i ... |
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 How will I ever buy a house? |
| My husband and I have no money for a down payment or closing costs, is it absolutely impossible for us to buy a home for our family? I am so tired of renting and throwing my money out the window!! :o(... |
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 PrePayment Fees? |
| What are some lenders that waive pre-payment penalty fee's?... |
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 Is there a way to determine my home's market value without having to hire a professional appraiser? |
| Or do you really need a "licensed" appraiser to determine the value before placing it on the market? What would REALLY need to be repaired (fixed, replaced, refurbished, redone) before ... |
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 What are the odds that that I can be approved for a $200k - $225k mortgage?? |
| I am a first time home buyer with under 20% to put down on a house. I make approximately $40,000 annually (gross). I have absolutely no outstanding debt and an excellent FICO score (760+ last time I ... |
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 Question about extending an apartment lease.? |
| Ok. Our lease ends Sept 1. We found a new place already, but it won't be ready to move into until Sept. 14 (I find this weird in itself, never heard of moving in in the middle of the month). H... |
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 Could I afford a nice house and a Ferrari if I make about $120k a year? |
| If I'm a single guy with my college loans all paid off, working as a Dentist making a six figure salary (~$120), could I afford to have a Ferrari F430 (~$200k) and house in a nice neighborhood (~... |
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 Should I just go ahead and throw out all my furniture when I move out of my apartment? |
| I have a pretty bad german roach infestation, I have exterminated professionally 4 times and there still are german roaches in my apartment. I have used raid, boric acid, and also exterminated. S... |
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 I need to know the boundaries for a fence. Where can I find a drawing of my plot of land? |
I can't find any "stakes at the corners of the lot".
My lawyer doesn't have it, we don't have it. The realtor doesn't have it........ |
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cara p | Know any mortgage companies that will do 100% financing with fico scores of 561 and 624 respectively? |
my hubby and i make around 95,000 a year and we only have a car payment and a payment on land that we bought last year. we are working hard to pay off all our debts, we sold our last house a year ago march and have been renting ever since. we have never been late on our rent. would welcome any input, thanks for your time. |
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Jennifer P
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Yes there are many programs out there that you will be able to finance 100% however it depends on the home that you are looking to purchase and where you are looking to purchase. If you are just considering purchasing a home you want to first get your credit score up by opening two credit cards to help you restore your credit. Put if you are actively looking and need to get a home you can definately get a loan. You might want to also consider at least putting 5% down which will help you get into a better loan than going fully into a 100%. |
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stephen l
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I suggest Hometown Banc Corp. They may be your best opportunity for someone to say yes. If your credit does not measure up, they don’t simply “forget to call you back.” They help you get into a credit repair program you can afford regardless of income. Check out the free evaluation form at the source website and a Hometown loan officer will contact you . |
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Ron B
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You do not want the financing you would get with those scores. You could finance under just the 624, but it will save you thousands if you improve that to 660. You need to take out two credit cards, and put (and keep) small balances on each them. Then start putting some money away each month. you will be approved for about 350-400k wich will give you a mortgage of 2500-3000 a month. After you pay rent put the remainder in a seperate account, so you get used to paying that much. In six months, your credit will be better, and you will have money for closing costs. |
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Giardini
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Yes, there are many programs available to you.
Get a referral to a good company/brokerage that will really take care of you. Keep you aprised along the way and really get the loan placed....
Take your time and interview a few loan officers/brokers - it's a big transation; take your time. |
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YayArea
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ILL b hard to find but I am sure someone here will offer you the moon and the stars just to get you financed to purchase another home.
My question to you is WHY? Why would you want to buy a house which is the biggest investment you will ever make in your life with such a poor fico score? Why not fix it, bring it up and then buy? Houses are not going anywhere, the market is not going anywhere. You can wait some months until you fix your credit and then obtain a great interest rate and be able to save money. Who do you want to make rich? the bank or yourself?
Ohh by the way when I say fix your credit. I dont mean going to "credit repair" companies, they are nothing but a scam. NOBODY, I mean NOBODY, not even if you were the president of the US can change your credit record if the information is correct, meaning you had a late payment and it is a real late payment. Now if you have incorrect information you can sure change that information because it is incorrect but why would you pay $600 to a company when you can do it yourself.
Speaking from experience, not personal but a family member. |
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godged
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You have gotten some really good advice here, which I hope you take. Fix your credit, then go forward.
If you get some bottom feeder lender to put you in a low with crappy terms, you will regret it down the road. There are far too many people posting in here facing foreclosure due to lendee regret, please don't be one of them. |
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too l
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The cost of credit repair would save you lots of money.....
If you have the time, work on improving your FICO scores.
You can do it yourself as well. |
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statusquo333
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I would reccomend staying under 50% of your credit card limits and paying them off in full each month thi should bring your credit scores up. If you want to get some quotes to see what type of rates and payments you would be looking at try www.restructureyourmortgage.com, best of luck. |
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