 How much would we need to earn per annum to get a £70,000 mortgage? |
How much would a bank realistically be looking at us (a couple) earning to grant us a mortgage? What about if just one of us is working?
Thanks!
(Trying to figure out whether ... |
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 If I rent a room to somebody under 21 and they drink alcohol in the house am I responsible? |
I am renting out a room in my house and one of the potential renters is under 21. If he drinks alcohol in the house am I responsible if he gets pulled over?
Additional Details
Im in C... |
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 Is century lending group a scam? |
| they are trying to get money i can not even find their web ... |
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 I'm moving into my first apartment? Any important things I should know? ? |
| Also how does utilities work? I pay the apartment place or do i have to go through the heat, water, and internet people?... |
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 What does `under the table` money mean....talking about mortgage deals dealing with a solicitor? |
| solicitor may have taken 10k less from us, but no solicitor does that without illegal reason hes saying hes charged us or dealt the house at 10k less but its all looking like fraud day by day. dad ... |
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 How much my property worth now? |
I bought my property 2 years ago on £157000/- (2 double Room and 1 single Room+lounge+ kitchen and Bathroom.
For that price i thought it was a bargain. I have inversted £5000/- on new kitchen ... |
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 Why are my section 8 neighbors buying cable? |
| They just moved in and are renters. Our previous neighbors were also section 8 renters. And wow, they were they worst neighbors ever. They had a billion kids and trashed the place. Why are these ... |
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 How old do you have to be to move out of your parents home in the UK? |
| I am coming up to 17 and have had quite enough, how old do I have to be to lawfully allow myself to live somewhere else?... |
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 So, why does the county real estate property appraisal continue to go up & the bank appraisal value goes down? |
| So the government plans on collecting the same or more tax money? They are not lowering real estate property appraisal values.... |
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 Is it considered rude to use multiple agents when looking for a house? |
| I'm in the market for a new house, but want to maximize the number of properties I will see. Is it considered rude if I were to use a few realty agents instead of just one?... |
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 I think my apt may have mold, but none is visible. Do I test or ask the landlord to? |
| I have had a reoccurring rash for about 2 months now. I have been to dr after dr and they can't figure out what is wrong. I'm feeling tired a lot and having headaches.I have taken three ... |
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 Has anyone else had trouble with Richardson Equities LLC? |
| We recently tried to work with this company to purchase a home for us. What experiences have anyone else had? In the end they took our money, left us homeless and won't respond to any ... |
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 Need help with council housing? |
| My husband and I have recently spilt and I am currently in army accommodation, however before long I will be given 3months to move out. I cannot afford to rent privately so that is not an option. So ... |
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 Relocating from California to Atlanta, GA.? |
I am considering a relocation from the Bay area to Atlanta. I have never relocated before. What should I be thinking about and taking into consideration?
If any of you have done this ... |
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 Refinance: mortgage is 280K property value is only 230K. Do you know anyone who can refinance this? |
| The mortgage resets in another 2 months and the payment will go up about $500. Is their any plan to refinance this mortgage???... |
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 Do I have to be on the lease if I want to live w/bf or can't I just be a tenant under him? |
| I've lived with my bf for about 3yrs now and never had a prblm. until recently we complained about the noise from new tenants, I am now being asked to fill out an app,credit check and other docs ... |
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 How do I go about getting a REHAB Loan as a first time buyer? |
| I am a first time buyer, and I am finding it hard to find a good home in my price range. I am thinking of maybe buying a rehab house, but I don't know if it is possible to get a rehab loan as a ... |
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katesrevenge | Landlord asking for too much personal info on application? |
We are looking for a rental. We have tons of assets and the perspective landlord knows this. He gave us a credit application. We forwarded it to him and he then asked for our birthdates. This landloard is very young, aged 25, we feel he might be trying to scam us? I have never heard of anyone asking for
1. Birthdate,
2. Social security
3. Drivers license.
With this info, they could walk into my bank and clean me out, or become me? |
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bob W
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you can buy a house with owner financing with less information. Private sellers have no way to check or report credit information |
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ScorpionSDGuy
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I ask for birhtdates, SSN, DL#, Bank account numbers, Balances, Vehicle Registrations, Pets, 5 years of Rental History, Net worth, W-2's and paystubs.
All you have to do to protect youself is ask the landlord to prove that he actually owns the property. He will have much more to lose if he tries to scam you then you will. ie the property. |
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Turbo Baby
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This is a normal request of a Landlord. They have rights and the need to protect their investment. |
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goz1111
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its the times we live in, but in general any landlord is going to require the first two items, some also the the third |
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!!!
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This is normal info that landlords ask for. Some landlords ask for 4 weeks worth of paystubs to prove employment.
The landlord doesn't want deadbeats or carpetbaggers. |
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kimmamarie
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These are normal requests. Birthdate and SS# so he can run a credit check. Why SSN? You may share a common name and birthdate. He needs the SSN to identify you. Drivers License is for ID purposes. It tells who you are and if you are registered with the state.
No they cant walk into your bank or become you. Its harder than you think with all the safety devices the banks and other financial places have in place now. MOST id theft is from the internet and credit card places.
I actually ask for a lot more info also. |
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Steven G
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Samething with Banks, they ask for 2 Government ID to ensure you are who you are and SSN + Drivers License or any other combination. The Birth Date is excessive, but if you hand your license, then what difference?
And No he cannot clean you clear unless he ask for your Debit Card + Pin. The worst is he can use the info for identity theft, tops, worst case, opens a Credit Card in your name.
Plus as the others said, he has to protect himself from scammers, remember, he is not going to go anywhere, his building is glued to the ground, you are not and can move anywhere. |
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Trouble
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That info is the norm and is needed to verify that you are who you claim to be.
You don't need to supply the info and the landlord does not need to consider renting to you without it. It's that easy. |
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Classy Granny
 |
As a landlord I've asked for a lot of things, but SS# is not one of them. I won't give my own out to anyone unless I absolutely need to |
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chezzrob
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tell him to get lost and go through an agent.
Renters who have done wrong with an agent, have to rent through the private landlords who do it themselves. You do not need to get involved, use an agent, then you can get a reference and good rating if you do the right thing., |
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