 Please HELP! my boyfriend wants to get a joint mortgage!!!!!? |
| we have 2 kids together but we have a lot of issues that could potentially cause to split ( well, his issues). what should i do???... |
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 How much roughly would i have to put down as a deposit for a house of flat? |
| I know it would depend on a number of things but just want a rough idea. Would be looking for a place in south east london.... As i am a student could rent out to a friend or too (I'm only first ... |
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 We are buying a forclosed home that we just found out is owned by indymac. Any ideas on what will happen? |
| We are totally scared now. We are doing an FHA loan, so I am thinking that it doesn't really matter who the seller is, only the financing. Help!... |
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 Is there any morgage company out there that will finance a 30,000.00 home for someone that has bad credit? |
| My husband and I have bad credit and having a hard time finding a morgage company that will finance us, Is there any morgage company out there that will finance a 30,000.00 home for a first time home ... |
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 Do you feel sorry for people who buy a house they couldn't afford? |
1) The bank gave them the loan
2) It was a variable rate, so after 3 yrs or so they KNEW it would go up.
3) Shouldn't a person have enough common sense to know it was too much to ... |
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 What happens if you dont pay Rent-A-Center? |
| I HEARD IF YOU DONT PAY RENT-A-CENTER, AFTER 90 DAYS THEY WRITE IT OFF???? IS THAT TRUE?... |
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 Can I fight my landlord for wanting my family to move out of the apartment we've lived in for 24+ years? |
| I live in Queens, NY and want to know what my rights as a tenant are. We have lived in the apartment for over 24 years and do not have a lease, we pay month to month. We have never had any problems ... |
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 My friend inherited his fathers home that was paid off sometime in the early 70's, is there possibly equity |
| He is being financially challenged with upkeep of a home that is currently up for sale I was thinking before his father paid off the home that possibly there could be some money in equity his father ... |
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 In my situation is an interest only mortgage right for me? |
| I own a home, brought it in 12/04 (2 years to the date) for $242,000, the Appraised Value as it stands is $305,000 so it has appriciated $63000 in 2 years. Our current mortgage is a 30 yr fixed rate ... |
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 We just bought our first house? |
What are some maintenance things we should be aware of? Do you have any tips? We live in NJ, the house was gut renovated, and everything is new. Thanks!
Additional Details
Thanks ... |
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 Is it ok to break my lease if I dont feel safe? |
| There is this guy who is stalking me. He keeps knocking on my door and trying to get me to have sex with him for money and trying to sell me drugs. I have no clue who this guy is. I have called the ... |
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 It is possible to just give my house back to the mortgage company? |
| I hate my house and may soon struggle to pay the mortgage, can I just give the house to the mortgage company. I dont care about money, i just want out or will it be classed as repossession??... |
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 Is it a good idea to buy repossessed/foreclosed homes? |
| i'm a first-time home buyer and i want to buy a house that i can afford and that won't give me as much stress when it comes to finances.... |
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 Can some one help me? I have applied for a loan and the loan was approved.? |
| I haven't got the closing date yet. How long after the approval dose it take for the closing to happen? The company I am working with is a broker. They say I have been approved and I have ... |
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 Can i get personal loan without mortgage anything? |
| i don’t have enough money in my bank account,in fact I don,t even have any job right now,but I wan,t to invest in real estate,can I get personal loan from any bank without mortagage anything?im an ... |
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BDiPaolo413 | Landlord is selling our house but we don't want to move! What can we do? |
My husband and I just found out that when our lease is up at the end of August our landlord is selling our house. It's not even on the market yet though. We love the house and we really don't want to move and would love to buy it. Neither of us have very good credit (I just started a debt consolidation program) so I don't think that's possible. The real estate agent told me she doesn't think the owner will be interested in renting to own because he needs the money. Is there any way we can keep our house? Are there any mortgages out there that will loan to people with bad credit? Please help! |
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babaslky
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I'm sorry, but unless you can outbid the new buyer for the house, it's up to the new buyer on what they want to do with it.. If they don't want to rent it out, then you need to find a new place to live. Sorry |
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you'll_never_get_dis
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buy the house or move somewhere else |
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reenzz
 |
It is not YOUR house. The landlord is well within he right to sell....so if you can afford to pay the asking price...then there is no way you "can keep our house". |
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Dahlia
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Well, if the owner wants to sell---then he is going to,sell. You don't have a choice.
For immediate living you need to rent another place at least for short term living (6 month lease) until you've gained enough for down payment.
A bank is more concerned with your savings and down payment amount more so than your credit score.
No bank will lend you money if you don't have a consistant paycheck/income. You need 15% down, closing costs, and income for bills and groceries, taxes, and fire insurance. |
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neophyte
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try to talk to him and buy it yourself |
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surojabu
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Unfortunately the owner has the right to sell the home so long as he follows your lease properly, which it sounds like he's doing by waiting till the lease is over. That's the hazard of renting....the owner can sell or refuse to renew the contract once the lease is up. I wouldn't assume that you can't get a loan. You should start first with your bank and then contact other legitimate loan agencies to see if you qualify (try to stay away from online agencies). There are stricter guidelines in place now for getting a mortgage though, so you're right that you will most likely run into some problems due to your credit situation. But it may not be impossible -- it just may take some serious leg work on your part.
As for the real estate agent's comments on the owner needing money -- if I were you, I'd contact the landlord directly and see if he's willing to work out a deal. |
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Gertie
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Before you jump the gun talk to your Landlord he just might be willing to Rent to Own to you if you have been making your rent payments on time. If he says no then try to get pre-approved for the price he wants. You might have the upper hand since you live in the house now you would know what is wrong and would need to be fixed he might take a lower price from you to make it easier on him. Good Luck |
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Nellie25
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I don't know what state you are from, but my husband and I are in the middle of buying our first house through a first time homebuyers program that is offering us a mortgage rate of 5% plus $10,000 for downpayment and closing cost assistance. It has allowed us to buy a house that other wise would have been out of reach. And in addition they make sure you are not getting in over your head in debt, offer valuable classes and information and best of all for you, the credit requirements are much lower, I think a median credit score of 650 but they consider lower ones too if you have a good reason behind it. Usually you will need to take a class, ours was $60 and it qualified us for so many programs. You just couldn't have owned a house in the last 5 years. **** Luck. |
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Doctor Deth
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doubtful - once your lease is up , he doesn;t have to renew it |
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pms2go
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talk to a reputable realtor who may know reputable mortgage people who can help. remember, the best thing you can have in life is a good credit rating. pay your bills !! |
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