 Can anyone buy a house on $28k income? |
| When I talk about renting everyone says "you are throwing your money away" and talk about 1st time buyer programs. But do I have any other choice than to rent when I live alone and make so ... |
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 I think I have a bug problem. I rent so is it my responsiblity or my landlords? |
| The landlord didn't want to fix the broken phone jack in the house said it was my resp. so will this fall under the same thing? I've looked online and can't find any info out. I'm ... |
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 How much does it cost to live on your own with a roommate? |
| i am going to be out of high school pretty soon and i was wonderin how much it took to live on my own with a roommate. i was thinking an apartment around $450 would be good since my roommate will be ... |
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 Been renting for 19 years now landlord is putting house on market. we had no lease. What if any are my rights? |
Ineed to know if he can ask that I move ANYTIME or does he leagaley have to give me some sort of notice or even evivtct me?
I'd just like to know what my options ... |
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 I have bought 1 acre on the moon what should i do with it, what crop is suitable for lunar soil if it has any? |
| i bought it from http://www.moonestates.c they are very good and its good value land too! Only about £20/ acre. Anyway i was thinking of buying a hundred or even a thousand acres, well why not its ... |
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 Has anybody ever gotten thier deposit back after moving out of a rental house? |
| Everybody keeps saying we'll never see our money no matter how nice it looks.I even took vidio of how it looked before and after we moved in and it looks great.... |
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 What do you do when a renter is always late with his rent .he is a friend of my husbands .? |
| we live out of state so it is hard to keep up with him. i want to send him a stroung messige we allso charge him less so we are still out of ... |
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| Neighbors parking in front of garages and mailbox? |
| I live in a 4 apt. complex facing another 4 apt. complex which all have garages, but everybody has their garages filled with junk and park in front of them which makes the driveway really tight and ... |
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 Can our landlords rent out the house we're living in once we move out? |
We will still be paying rent because our lease isn't up until March. The reason we won't be living at the single family cottage we've rented is because we just bought a house!
I ... |
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 Is it legal for a landlord to put a camera to watch who comes in and out of your apartment? |
he could have put the camera on the front of the house if it was for security, because then you could see both apartments not just mine
Additional Details
he put the camera on the side ... |
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 Can my lanlord shut off our utilities, remove our doors, and enter my home wihout me, to evict me faster? |
| my lanlord, also an attorney, gave us a 24 hour eviction notice. since then, he has removed our outside doors to our residence, plus 2 inside doors, shut off our utilities, and put some of my ... |
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| Are house prices on california going to go up or down? |
| If prices are going down, when are they going to go up? or if prices are going up when are they going to go down?... |
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 Renting or Buying with mortgage which is best? |
I'm currently renting and spending nearly as much as i would be if i had a mortgage. Do I get on the property ladder and go for my own house or not?
Additional Details
I must add ... |
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 I am having problems with my landlord? |
| I am having a problem with my landlord. I have raw sewage on the ground outside of my flat. I told the landlord about the smell of raw sewage coming from my broiler whenever I would use the hot water ... |
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 My house is on the market but why no viewings? |
| Maybe I'm just being impatient. It went on the market two weeks ago and so far ....... nothing at all. Is this because it's a buyers market at the moment? It looks nice in the adverts and ... |
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 My son is 24 yrs old and disable, where can i can i find him help so he find any jobs.? |
| His disable and he like to work and place that will take him, i try to look for help and cant seem to find any program for disable kids his age. Or a school that he will keep on learning,... |
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litl m | Landlords: How do you screen tenants to avoid deadbeats? |
I verify references, employment, former landlords, and still have problems with paying the rent and skipping out on the rent. I have taken to filing evictions just so there is a public record to warn landlords. Thanks for any help you can offer. |
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Freeport77541
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as a private person it is difficult to properly screen tenants. As a previous poster pointed out that pulling credit checks are cost prohibitive and can get legally touchy if not done properly. Most private property owners do not have the ability to pull report or report information to the credit agencies so that information is mostly useless.
References are a good idea but take all them with a grain of salt. Previous landlords are just glad to have them out of their property and just like job references most landlords do not want to take the legal liability and will just give generic legally safe answers.
All of my rentals are within a 3 block radius of my home and I always point out which house i live in in case they ever need anything. Scumbags are never generally willing to rent when the landlord lives real close. Any legitimate renter is thrilled when they can come beat on your door when a fauct leaks.
take first,last and a large security deposit and hope for the best based on what they wear and are driving |
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Patrick H
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credit checks |
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rhsaunders
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I used the apartment association, which checked credit and prior evictions. Any prior eviction was disqualifying. In California, it took about three weeks from the time the rent was due but unpaid until the sheriff came to boot them out. |
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ramseysii
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havent you ever heard of a credit check |
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src50
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You can require a credit report - that might help. |
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Vbonics
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Credit and background checks would be a good place to start. You can do a background check for free at your local courthouse if you have a DOB and SS#. |
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Paula M
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It really is difficult for private landlords to run credit checks and cost prohibitive to join the "associations" that give you access to credit reports.....
I've found that requiring proof of Renter's Insurance prior to move in has been a great deterrent of the more questionable applicants....and my lease requires that rent be paid on the First Calendar Day of each month by 3:00pm....late fee kicks in at 3:05pm (some states don't allow this).....but I see immediate hesitation in the eyes of some people...
Also, I have a cover sheet that spotlights the minimum income required to be considered......you should do that...that way you can legally decline an applicant w/out repercussions.
I also require a local bank acct in good standing at lease six months old and proof of such an acct. and copies of Soc Sec and D/L......cough it ALL up prior to lease signing and only the stable ones seem to stick around...
Also, make sure you know your state's laws really well....AZ law may be tenant friendly but......only if they follow the rules. |
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Injun
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No way to do it 100% even with a credit check!
It is set up for the renter and they know it! |
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nojam75
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Yes, credit checks are great indicators how financially responsible a tenant is. Also, require applicants to submit paystubs or tax filings to verify their income is at least 2.5 or 3 times the rent.
I highly recommend using a local screening company to process application. Yes, applicants will have to pay the $25-40 processing fee, but it's well worth having a professional and experienced screening company provide a third-party recommendation. Screening companies often have lower cost access to credit reports, private court record databases (which include arrests -- not just convictions), and insider access to the other local properties.
Screening companies are also added protection from discrimination complaints since they do not have an interest in approving or disapproving an application. |
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hktin
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we also ask for references. |
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AimeRenee
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you can check to see if they have a website or on yahoo local if you search them usually people leave comments about them. |
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HockeyGirl
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Meet them in person and ask many questions,
Do you have pets, kids?
How many people?
How many cars?
Is this your first rental?
Where do you work?
I would also recommend going though a realtor. |
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viajero_intergalactico
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Credit check....you know I've even thought of cops checking a persons credit at routine stops....i would be willing to bet that people who have high credit scores are less likely to be as dangerous as those with lower scores....this is not to say that low scores means the person is dangerous or vice versa...its just another indicator of what might be behind the wheel. |
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sunshyn1919
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credit check, backround check, race |
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